Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Should You Get a Secured Business Credit Card? Find out whether it makes sense to apply for a secured business credit card to help build credibility for future business loans and credit lines. How Old Should Your Children Be to Get Their First Credit Card? Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Old Should Your Children Be to Get Their First Credit Card? Most young adults can’t wait to get their first credit card. But getting a credit... SoFi Checking and Savings Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera SoFi Checking and Savings Account 2024 Review The SoFi Checking and Savings Account is probably unlike any bank account you’ve... Wealthfront Cash Account 2024 Review Learn about the Wealthfront Cash Account in this review of its monthly fees, interest rate, and convenience features compared to the best savings accounts. Betterment Everyday Cash Reserve Account 2024 Review Learn about the Betterment Everyday Cash Reserve account and compare its fees, interest rate, and features to the top online savings accounts. BrioDirect High-Yield Savings Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera BrioDirect High-Yield Savings Account 2024 Review If you have a regular savings account, chances are that you’re unsatisfied with... The Best Business Checking Accounts of 2024 Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Best Business Checking Accounts of 2024 Some small business owners start off using their personal checking accounts for... Citi® Accelerate Savings Account 2024 Review Our review of the Citi Accelerate Savings Account looks at the interest rate and fees while considering the market availability and requirements. Homeowners Insurance Canceled: Next Steps to Ensure Coverage Learn the next steps to take if your homeowners insurance is canceled or renewal is denied and you still need coverage for your property. Chase Secure Banking Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Chase Secure Banking Account 2024 Review To help people who have trouble overspending on their checking accounts, Chase...