Student Loans

Deducting Student Loan Interest: Everything You Need to Know Photo of Nicole Dieker Nicole Dieker Deducting Student Loan Interest: Everything You Need to Know Although it can be hard to see the bright side when it comes to student loan debt,... Key Questions to Ask Before Refinancing Your Student Loans Learn about the important questions that borrowers should ask themselves before refinancing student loan debt. See the benefits and drawbacks that should be considered as part of your decision process - including the relevance of financial hardship programs and impact to credit scores. Is It Smarter to Pay Off a Student Loan or Auto Loan First? Compare the benefits and drawbacks of focusing on paying off your student loan debt or auto loan first. Find out how you should go about picking which debt to target when you have extra money. Should You Use a 401(k) Loan to Pay Off Student Loans? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Use a 401(k) Loan to Pay Off Student Loans? Depending on your career path, getting the job you want may require a college... Should You Cosign Your Child's Student Loans? Photo of Krista Baum Krista Baum Should You Cosign Your Child's Student Loans? With little to no credit history and minimal income, students fresh out of high... Variable Interest Rate vs. Fixed-Rate Student Loans Learn the difference between variable rates and fixed rates when it comes to the interest rates for your student loans. Find out how each type of rate affects the amount of interest charges that are incurred on a monthly basis. See if variable or fixed student loan rates are better for you. Income-Driven Repayment (IDR) Programs: What You Need To Know Learn all about student loan income-driven repayment programs and how they differ from income-based repayment programs. Find out what you need to be eligible for these programs and what kind of borrower they are best for (and not good for). See what alternatives you have to managing high student loan debt. Should You Pay Off Student Loans Early to Save on Interest Charges? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Student Loans Early to Save on Interest Charges? If you have student loans, it can be very tempting to do your best to pay the... Deferment vs. Forbearance for Student Loans Photo of Valencia Patrice Higuera Valencia Patrice Higuera Deferment vs. Forbearance for Student Loans If you’re like most people, you didn’t have a huge college fund waiting for you... Should You Pay Off Student Loans or Credit Cards First? Find out whether it is smarter to pay off your student loan debt or to pay off your credit card balances. Learn the benefits of each option when it comes to saving on interest charges. Consider other options that you have to consolidate or refinance your debt to reduce interest and monthly payments. Should You Postpone a Wedding to Pay Off Student Loan Debt? Find out if it is a smart choice to postpone your wedding in order to pay off your student loan debt. Learn how to approach your finances so that you can get married while still carrying large student loan balances. Compare alternatives to make it possible to afford a wedding while making student loan payments. Pay Off Your Student Loans or Open an IRA: What Should You Do? Photo of Rebecca Lake Rebecca Lake Pay Off Your Student Loans or Open an IRA: What Should You Do? Paying off student loans and saving money in an individual retirement account... Here's How Paying Off Student Loans Affects Your Credit Score Photo of Thomas (TJ) Porter Thomas (TJ) Porter Here's How Paying Off Student Loans Affects Your Credit Score For many people, a student loan is the first line of credit that they get. That... Comprehensive Guide to Student Loan Forgiveness Programs Learn about all the different student loan forgiveness programs that are available for borrowers who seek a specific job or profession that will clear high amounts of student loan debt. Find out how you can be eligible and what you need to apply for these programs. See other alternatives to help pay of student loans. Can Student Loans Be Discharged in Bankruptcy? Find out whether your student loan debt can be discharged in the event that you have to file for bankruptcy. Learn the differences of student loans in Chapter 7 and Chapter 13 bankruptcy. Compare the other options that you have when you're struggling to manage monthly payments on student loans. Should You Pay Off Student Loans or Invest in Stocks? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Student Loans or Invest in Stocks? If you’re fresh out of college and working a full-time job, you might be... Should Your Pay Off Student Loans or Buy a Car? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should Your Pay Off Student Loans or Buy a Car? If you’ve come into a large sum of money, whether it come from an inheritance or a... Should You Pay Down Student Loan Debt or Save for a House? Find out whether it is a smarter move to save for a new house or pay off your student loans. Learn what questions to ask regarding home affordability, debt-to-income ratios, and financial preparedness to handle mortgage payments and student loan debt at the same time. Should You Pay Off Student Loans With a HELOC? Find out whether you should use a home equity line of credit (HELOC) to help pay off your student loan debt. Learn about the benefits and disadvantages of borrowing from your home to pay down student loan balances. Compare other alternatives that won't use your house as collateral. Why Is My Student Loan Balance Not Going Down? Photo of Paul Sisolak Paul Sisolak Why Is My Student Loan Balance Not Going Down? In a perfect world, you’d make at least the monthly minimum payment on your... Should You Use Credit Cards to Pay Off Student Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use Credit Cards to Pay Off Student Loans? Many people are carrying student loan debt these days, and for many, it is a... Employer Paying for Your Student Loans vs. Contributing to 401(k): Pros & Cons Find out how to choose between student loan assistance and 401(k) access through your employer when you can only choose from one of these compensation packages, Compare the benefits of each perk to see which one makes more sense for you because student loan debt can be such a major financial burden. Should You Pay Back Student Loans or Build an Emergency Fund? Find out whether you should put extra income toward paying back your student loans or building the all-important emergency fund. Learn the benefits of keeping student loan debt and how much you need to establish an emergency fund. Compare your options to decide which path is best for your finances. Should You Pay Off Your Student Loan in Lump Sum? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Your Student Loan in Lump Sum? Student loan debt can be a looming financial burden that many college graduates... How Do Student Loans Affect Your Credit Score? Photo of Claire Murdough Claire Murdough How Do Student Loans Affect Your Credit Score? If you have student loans you may be feeling totally overwhelmed by the task of... 6 Myths Every Student Thinks About Their Student Loans Think you know everything about student loans? Test your knowledge as we dispel some rampant student loan myths. How to Apply for New Loans After Defaulting on Student Loans Defaulting on a student loan may lead to bad credit, but it doesn't necessarily mean that you cannot apply for loans such as mortgages and credit cards. 10 Ways to Go to Graduate School Spending Very Little or Free Photo of Suzanne Driscoll Suzanne Driscoll 10 Ways to Go to Graduate School Spending Very Little or Free If you’re like most college graduates, you’re buried in student loans. The thought... How to Buy a House When You Have Student Loan Debt Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Buy a House When You Have Student Loan Debt The cost of a college degree isn't getting any cheaper. The average American... How You Can Benefit from the Repayment Options for Your Student Loans Wells Fargo and Discover are offering student loan options designed to help struggling private loan borrowers who are having trouble making payments.
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