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Frequently Asked Questions About Cashier's Checks

Learn the purpose of cashier's checks, how they work for payments, where to buy them, and what scams to watch for.

Cashier's Checks

If you’re considering getting a cashier’s check or confused about how the process works, MyBankTracker has updated its basic guide on some frequently-asked cashier's check questions.

Also, check out cashier's check fees from the top biggest banks in America.

What is a cashier’s check?

A cashier’s check is a check that is issued by a bank, in which funds are guaranteed by the bank since it comes from the financial institution.

Cashier’s checks are usually necessary when a person needs to make a large purchase (think a house or a car) and the recipient requires a guarantee they will get paid.

A cashier’s check provides good reassurance that the check will clear.

Once issued, a cashier’s check must be cashed within 90 to 120 days of the date of issuance.

What’s the difference between a cashier’s check and money order?

Both cashier’s checks and money orders essentially do the same thing, but the difference is that a cashier’s check is written out by a bank, whereas a money order is not.

Both payment methods are drawn from funds that are guaranteed: a cashier’s check is guaranteed by the issuing bank, and a money order has already been paid for by the person who purchased it.

A cashier’s check can only be acquired from a bank, but a money order can be purchased at a variety of locations, including the post office, credit union, grocery store, and more.

Money orders usually have dollar limits on them, but cashier’s checks can go for much bigger amounts.

How do you get a cashier’s check?

There are varying policies at different banks, but there are a couple of options of getting a cashier’s check.

If you don’t have a bank account, you can go to a bank to see if they issue checks for non-banking customers, and if they do, there’s a chance you might be charged a fee for getting the cashier’s check.

If you’re not a customer of the bank you’re purchasing a cashier’s check from, you will need to have the full amount of the check at the time of purchase.

If you’re getting a cashier’s check directly from the institution you’re already banking with, make sure you have the full amount available in your account.

When you get a cashier’s check, you will need to know the exact name of the person you’re making the check out to.

Once you get the check, remember to retain a portion of the check for your records.

How much do they cost to buy?

If you’re already a customer at the bank you’re seeking a cashier’s check from, you can find the cashier’s check fee in your checking account fee schedule.

We compiled a chart of the fees at the ten largest banks in America, and the prices range from $7-$10.

You should always check with your bank before acquire a cashier’s check.

In addition, if you are not a customer of the bank where you’re buying the cashier’s check, the bank might have different fee structures.

Sometimes banks charge a flat rate, and sometimes they will charge a percentage of the check total.

Some banks might refuse to grant a cashier’s check to customers who are not already banking with them.

How do you cancel a cashier’s check?

If you are still in possession of a cashier’s check and you want to cancel it, bring it back to the bank where you originally got the check and you will usually have to fill out a deposit slip to have the funds put back into your account.

A teller will give you further direction on what to write on the backside of the check.

What do you do if you lose a cashier’s check?

If you have misplaced a cashier’s check, go to the bank and put a stop payment on it.

There will be a fee to stop the payment and it will usually be pricier than to stop payment on a regular personal check.

Different banks have different regulations, but once a cashier’s check has been canceled, you have to wait for a period of up to 90 days before the bank can issue you a refund.

What are some cashier’s checks scams to watch out for?

There is an increasing number of frauds related to cashier’s checks, so it’s always important to beware of scams.

One popular scam involves a person paying you with a cashier’s check for more than the amount agreed, and then asking you to cash the check and pay them the difference.

A scam artist replies to a classified ad or auction posting, offers to pay for the item with a check, and then comes up with a reason for writing the check for more than the purchase price.

The scammer asks the seller to wire back the difference after depositing the check.

The seller does it, and later, when the scammer’s check bounces, the seller is left liable for the entire amount.

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Ask a Question

disqus_wu8irKhRfB
Thursday, 18 Nov 2021 8:08 PM
<p>i recieve a cashier check from my boss and account department for petty cash with the company do i have to send them documentation that i cash or put the check in my account</p>
Saturday, 30 Oct 2021 8:22 PM
<p>put a stop on that cashiers check immediately, and as long as no shady biz has occured, or your recipient hasnt recieved it and put 'er in their man pocket instead of their bank account... some people feel that is the first move to safely retain said funds... my uncle Gordon has collected his life savings over the past 40yrs, converting what he could into gold and the rest into the largest denomination currency available to him. After which, he has sculpted the gold bar into a more appealing shape by using the currency like layers of paper mache, and then after accepting his new organ unto his person, after eachnessesary bowel movement/immediately repositioning it, resulting in not a single soul being any the wiser of his financial physical worth. he has been much happier every day since he's made his choice! and even seems more vigorous in everyday life, for whenever ive seen him since, he moves much more athletically then most,taking every opportunity to squat or skip, or kneel, all the while seemingly enjoying the exercise like ive never seen elsewhere! perhaps he is benefiting from the gold's mineral composition somehow obsorbing into his person...</p>
Tuesday, 24 Aug 2021 3:30 PM
<p>Can I write on the front of a cashiers check</p>
crystal8879
Saturday, 26 Jun 2021 6:55 PM
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Saturday, 26 Jun 2021 5:32 PM
<p>Hello i have a cashier’s check sent to me and i tried to withdraw the cash but the bank told me i can’t because my name was not written on the remitter my name is written on the receiver and the send is written on the remitter.</p><p>The question is how can i cash the money out because the bank can’t help me.</p><p>What should i do please assist me thanks.</p>
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Tuesday, 01 Jun 2021 10:35 PM
<p>Can I deposit a cashiers check into my friends bank account if I had his name on the cashiers cheaque</p>
Monday, 10 May 2021 7:24 PM
<p>must be cashed some 90 days some up to 120 days</p>
Saturday, 08 May 2021 9:19 PM
<p>Sent someone a cashier check and they said they get negative after depositing it what’s happening</p>
disqus_PiEXbO4qi6
Wednesday, 14 Apr 2021 4:26 PM
<p>How does a cashiers check show on a bank statement? Does it show who the check was made out to?</p>
Saturday, 13 Mar 2021 2:00 PM
<p>Hi I just found a cashiers. Check from a few years ago I believe I sold something online and they sent me the money for 3250 I thought I lost the check but found it now I don’t have the persons info anymore can get ahold of him can I cash the check what if it goes through and puts a stop to it and if so would I be fined or in Trouble for cashing an old check made out to me ?</p>
disqus_Qf2JDBb7XW
Tuesday, 09 Mar 2021 12:13 AM
<p>Can I deposit a certified cashiers check made out to my Mom into her account without her being present?</p>
disqus_LaTk1U7ZuT
Tuesday, 23 Feb 2021 8:32 PM
<p>I mailed a cashiers check to Texas on 02/15/21. I have a tracking # and return receipt request. Texas had no power and no water for almost a week. My check has still not arrived at the recipients location. When should I start to worry ?</p>
presnonesayahoocom
Sunday, 06 Dec 2020 3:52 PM
<p>If you purchase a cashier's check, do you have to put the purchaser name? Can you tell the bank that it is from someone else and not the purchaser?</p>
tarenadamrutz
Tuesday, 01 Dec 2020 12:06 AM
<p>I have a cashiers check I found made out to me and it is 3 years old. I cannot make out the signature and can for the life of me cannot remember who made this out to me. It is from Glacier Bank. Any advice on how to figure out how to cash this? My bank (bank of America) told me that the account on the check was closed and to contact the issuer of the check. I called Glacier bank and they said also to contact the remitter of the check. Since I cannot make out their signature I'm not sure where to go next. Does anyone have any advice for this type of situation?</p>
arronumberger
Thursday, 22 Oct 2020 4:39 PM
<p>They don't work like that. You can't just write them out at any time. The bank needs to know who the check is being written to when you buy the check.</p>
arronumberger
Thursday, 22 Oct 2020 4:37 PM
<p>Like any other check, cashiers checks expire. Personal/business checks expire anywhere from 6-12 months, cashiers checks expire in 3 if no one has claimed them. There's no reason to assume you should be able to collect on a check over a decade old.</p>
Monday, 03 Aug 2020 8:01 PM
<p>can i cash my dads cashiers check? he passed in 2018 but a check was made out to him. could i cash it being 18 and his biological daughter?</p>
Tuesday, 26 May 2020 3:25 PM
<p>Can I write on my cashiers check by adding additional info required</p>
disqus_di2q0SCM54
Sunday, 26 Apr 2020 6:44 PM
<p>I received a cashiers check and proceeded to take it to my bank where they held the check over to verify the funds for 24 hours and released the entire amount to me the next day. When it bounced I was informed I had 30 days to cover it or my account would be closed. Upon receiving the copy of the cashed check I noticed there was no phone number for the issuing bank. I have researched it quite a bit and I am led to believe that my bank made a huge mistake in releasing the funds as the check should have never been accepted because cashiers checks are required to included the issuing bans contact information.</p>
Friday, 03 Apr 2020 3:19 PM
<p>How do I send a money order or cashiers check <br>on the same day?</p>
Thursday, 05 Dec 2019 2:40 AM
<p>My dad passed away in 2008 I just found an uncashed cashiers check in his name the bank said they no longer have the funds that it was sent to the state unclaimed property division but when contacting that state division they have no record of receiving the funds from the bank went back to the bank asked for the date they sent the funds to the state they say it is so old they no longer have those records? By law the bank is suppose to contact the person the cashier check is payable to before sending it to the state and the bank never contacted my dad or my mother. Any suggestions as to what else I could do to find who has these funds so I can collect it?</p>
TammyJJ1972
Monday, 11 Nov 2019 10:00 AM
<p>I don't see why not.</p>
augieroman
Monday, 11 Nov 2019 8:37 AM
<p>Can you buy cashiers checks and save them at home in a safe</p>
disqus_rRdVzmQcae
Tuesday, 17 Sep 2019 10:51 PM
<p>I obtained a Cashier Check from Wells Fargo Bank in the amount of $15000. The name on the Cashier Check was typed wrong with name misspelled. The Cashier's Check was cashed what appears to be at AU 02688 (Branch Location) on Central and Thomas in Phoenix Arizona. Wells Fargo has refused to help on every level and it was a fight to get the copy of the Cashier's Check showing cashed. The amount was $15000 and I believe that Federal Guidelines have safety guidelines in place for banks for that amount and above. This should never have been cashed as the name did not match. I have a case in Superior Court against the criminal currently. Be very careful when obtaining a Cashier's Check from Wells Fargo especially with their current reputation and absolute disregard of my claim so now I have to file again in Superior Court against Wells Fargo. Unbelievable. Welcome to Wells Fargo everyone!</p>
MyBankTracker
Tuesday, 04 Jun 2019 10:22 PM
<p>A cashier's check can typically be cashed anywhere that normally accepts cashes checks.</p>
dedehebertgeen
Tuesday, 04 Jun 2019 12:42 PM
<p>I sent someone a cashiers check can they cash it any place</p>
MyBankTracker
Thursday, 02 May 2019 9:15 PM
<p>The payee's name is required. The payee's address is NOT required.</p>
Wednesday, 24 Apr 2019 3:18 PM
<p>Does the buyer have to have the person name number and address to send him a cashers check when buying somthing from him</p>
kpaxavier
Sunday, 24 Mar 2019 11:49 PM
<p>i’m looking to sell my sports car and the buyer is coming from out of state with a cashiers check from bb&amp;t for $28k. my biggest worry is that after i verify the check and deposit it, he will cancel or put a stop payment on it and then i’m left screwed without the money and my car. can i be scammed this way?</p>
MyBankTracker
Tuesday, 12 Mar 2019 9:23 PM
<p>The methods that the client took to recall the funds appear to be quite difficult to retrieve for you -- because your bank may not be able to do much get your money back.</p><p>You may consider taking legal action in order to get your money back.</p>
MyBankTracker
Tuesday, 12 Mar 2019 8:54 PM
<p>Maura, whenever you receive a check for an amount that is higher than agreed-upon, it is a very common sign of a scam.</p><p>Scammers typically send illegitimate checks with excess amounts to tempt the seller into a quick deposit and shipping of the product. Then, the seller's bank finds that the check is bad (no funds behind it) and takes the money from you.</p><p>The result: you sent a product too early and didn't actually get paid.</p><p>Backing out of the transaction was a good idea.</p>
maurameade
Sunday, 17 Feb 2019 2:38 PM
<p>I recently sold some collection plates online and the buyer and I over 2 week period had some difficulties. I agreed to have a cashier's check sent to me for the price agreed upon. After being evasive on her part in my inquiries about the check, I finally got it. However, it was made out in an exorbitant amount. I endorsed it before I realized my error. I emailed her a scanned copy of the check and questioned the amount. She took 2 days in answering my question. She said it was the cashier's check she sent me. I then questioned the amount. I told her it was supposed for the purchase price of the item, not the extra $4,300 that was on there. We had agreed on planning how the purchase item would be delivered once I got the check prior to her sending the check. Without my knowledge, she had her father purchase the cashier's check which was supposed to be for the purchase price. Instead, they decided to add a moving fee to my check for a moving company to pick up not just the item she purchased from me, but other items she purchased in my area. She expected me to go my bank cash the check, minus my amount, go to Bank of America, purchase another cashier's check in the amount of $4,300 and then contact the moving company, then make arrangements for the pickups. I refused. This was not what we agreed upon. I sent her an email telling her I refused to do this and why and that I was returning the check. I told her she needed to get a corrected cashier's check for item she bought from me and I will ship the item to her myself. I was not going to be responsible for shipping of the other purchases from different sellers. There was much texting back and forth. I finally told her the deal was off and I was sending the check back even though I signed the back in error. I want nothing to do with this check. Can I send this check back as is?</p>
disqus_b8pXCmg1xR
Sunday, 11 Nov 2018 6:27 AM
<p>We are selling software services and someone did fraud with us. They send me initial amount by cheque in USA to our representative in USA. Once cheque is cleared he started making excuses and ask me to refund on zelle as they not want to continue work. As he not satisfied we send amount back from zelle as he asked i have all proof. After 2 days he received payment we got notification that cheque is altered and my money from bank is also refunded. So we charged two times because they ask bank to refund cheque amount. Can anyone please help me to out this situation that at least i got my amount is back to me and he received only amount he sent to us not two times.</p>
disqus_b8pXCmg1xR
Sunday, 11 Nov 2018 6:19 AM
<p>We are selling software services and someone did fraud with us. They send me initial amount by cheque in USA to our representative in USA. Once cheque is cleared he started making excuses and ask me to refund on zelle as they not want to continue work. As he not satisfied we send amount back from zelle as he asked i have all proof. After 2 days he received payment we got notification that cheque is altered and my money from bank is also refunded. So we charged two times because they ask bank to refund cheque amount. Can anyone please help me to out this situation that at least i got my amount is back to me and he received only amount he sent to us not two times.</p>
Alex_Feldler
Wednesday, 24 Oct 2018 1:32 PM
<p>Hi Stacia -</p><p>Thanks for your question. The most common place to cash a cashier's check is at the bank or credit union that the cashier's check was issued from. You may also research out check-cashing stores near you where you can cash the check, but they may charge a fee.</p><p>Additionally, Walmart provides cash-checking services (you can read more about that here: <a href="https://disq.us/url?url=https%3A%2F%2Fwww.mybanktracker.com%2Fchecking%2Ffaq%2Fhow-to-cash-check-walmart-280262%3AHyWyetpw_YaeifxqozXC--xYktI&amp;cuid=15643" rel="nofollow noopener" title="https://www.mybanktracker.com/checking/faq/how-to-cash-check-walmart-280262"> How to Cash a Check at Walmart</a>).</p><p>Please reach out if you have any further questions we can answer!</p><p>Cheers,<br>Alex</p>
Alex_Feldler
Wednesday, 24 Oct 2018 1:28 PM
<p>Hi Heidi,</p><p>The best way to find out if a cashier's check was cashed is to call the financial institution in which the check was drawn on, and speak to a customer service representative. Additionally, the banking institution may also be able to provide further information about where the check was cashed, and address other concerns you may have.</p><p>We hope this helps - please feel free to reach out with any other questions!</p><p>Cheers,<br>Alex</p>
Friday, 12 Oct 2018 7:36 PM
<p>Can a person find out who cashed a cashier check and where.</p>
disqus_N86s1r0SSQ
Monday, 24 Sep 2018 7:54 AM
<p>Im in the same boat Richard, please reply if you've got an answer to this. Really frustrating...</p>
Friday, 07 Sep 2018 10:51 AM
<p>In other words, is it considered stealing??</p>
Friday, 07 Sep 2018 10:48 AM
<p>If a bank check is sent for a loan payment, the check is stolen, waited 90 days for the money to go back into the sender's account and the sender keeps the money without re-issuing a replacement check is that legal? ?</p>
disqus_NHHutY0QrS
Sunday, 19 Aug 2018 6:11 PM
<p>can i get a reciept for a cashiers check someone says they never got?</p>
disqus_IhuRsdPKK6
Tuesday, 24 Jul 2018 11:39 PM
<p>what happens to a cashiers check after cashed or deposited ?</p>
disqus_oc1EgSLDhA
Thursday, 19 Jul 2018 11:41 AM
<p>Bank of America closed my account on July 10 2018, without calling my alternate number or without sending me any email on their file. they sent me a cashier check of amount around 98 K with 90 days validity, my account in BOA was joint account with my wife. We are living outside country and my wife is pregnant. please support what can i do with this situation. When i called BOA they are saying nothing can be done my account is closed, I cannot travel to USA cause my wife is pregnant, we both have to show up to cash that check out or deposit some where. I still have my kids account in BOA. Please support, BOA support is saying we can re issue same check again after it expires. but i cannot trust them any more for my financial needs. Is it true and if my check expires in 90 days what can happen ? will they charge me or give me hard time in reissuing new check. Is it also true reissuing new cashier checks after expiration can take about 30 to 90 days ? because i am working outside USA and cannot be there waiting for this check to deposit again.</p>
Monday, 14 May 2018 6:58 PM
<p>Where can I cash the cashier's check?</p>
Tuesday, 03 Apr 2018 4:41 PM
<p>Who is the remitter on a bank check</p>
disqus_qqGQZmhnMz
Friday, 23 Feb 2018 10:30 AM
<p>I have a cashiers check I got, let it go past the 90 day mark. Do I just take it back to my bank and put it back in my account and have them make me out another one?</p>
Tuesday, 13 Feb 2018 8:25 PM
<p>I have the same question as Christina re expired cashier's check.</p>
Tuesday, 13 Feb 2018 8:23 PM
<p>I have the same question as Christina. Ronald Riley elderriley@twc.com</p>
Tuesday, 06 Feb 2018 10:19 PM
<p>I gave a cashiers check to a contractor. He misplaced the check and it had expired when he found it. Am I still responsible for the payment .</p>
MyBankTracker
Friday, 05 Jan 2018 2:42 AM
<p>Jackie, it is unlikely that Wells Fargo will provide those records. For bookkeeping purposes, it is best to retain the receipts after you cash the cashier's checks.</p>
MyBankTracker
Friday, 05 Jan 2018 2:34 AM
<p>Christopher, no, there is no way to retrieve that money back through your bank or your ex-wife's bank. A cashier's check is like cash.</p><p>You'd have to pursue legal action to try to get that money back.</p>
MyBankTracker
Friday, 05 Jan 2018 2:30 AM
<p>Al, it is possible if the cashier's check states the payee that your brother-in-law intends to pay.</p><p>When you order a cashier's check, you must specify who is going to deposit it -- there is no blank field (like what a personal check would have). Anyone could have given that cashier's check and the recipient can cash it if the printed payee is the recipient.</p>
jackiemoreland
Wednesday, 27 Dec 2017 2:45 AM
<p>As a subcontractor, i am paid with a cashier check. I cash the cashier check at wellsfargo, where the cashier check was purchased. Can i request a record of all cashier checks i cashed at that bank? I do not have an account at wellsfargo.</p>
disqus_ExSpOey6VF
Monday, 25 Dec 2017 3:54 AM
<p>I recently gave my wife a cashier’s check 5 days ago &amp; am uncertain if she cashed it. I believe she did. I put a stop on the check in case she didn’t. Since then, we have split up. If she has cashed the check (she has much more money in the bank than what the cashier’a check was for) is there any way to get that money back? Thanks for your input.</p>
Friday, 08 Dec 2017 4:56 AM
<p>Hi if I made a cashier check under my name but my brother in law is going to pay something with that cashier check can he ???</p>
MyBankTracker
Thursday, 09 Nov 2017 9:13 PM
<p>You can go to the credit union and cash the check right there. Or, deposit the check into your own bank account and wait for it to clear before handing over the RV. Because of the different ways that you can get scammed through cashier's checks, there is no guarantee of payment until you have the money in front of you.</p>
MyBankTracker
Thursday, 09 Nov 2017 9:08 PM
<p>Confirm that you have this unclaimed money is real, by visiting the official site for unclaimed funds: <a href="https://disq.us/url?url=https%3A%2F%2Fwww.unclaimed.org%2F%3AhgqNCBYk5eGojCsoYuxWkt8FdG0&amp;cuid=15643" rel="nofollow noopener" title="https://www.unclaimed.org/">https://www.unclaimed.org/</a></p><p>There are many scams out there.</p><p>If you verify that there is unclaimed money that belongs to you, there will be a claim form that you must fill out. Also, you'll have to provide any necessary documents to support your claim.</p>
MyBankTracker
Tuesday, 07 Nov 2017 3:02 PM
<p>Cathy, verify that the funds are there first -- by contacting Chase to confirm the cashier's check. And, yes, you can cash a cashier's check at Walmart, but note that there is a fee for this service.</p>
Monday, 30 Oct 2017 11:49 AM
<p>i was sent a cashier check of $9000 from chase bank, and can cash it at walmart or buy some goods with the check ???</p>
ericaandradewatts
Wednesday, 25 Oct 2017 10:59 AM
<p>Yes!!! You have to give them a few hours, or days (depends of institution), because it gets sent to another department after their are issued (bank copies). Now, if you deposited them instead, your own bank should be able to give you copies of all of them.</p>
ericaandradewatts
Wednesday, 25 Oct 2017 10:57 AM
<p>Show it to your bank first, it will be up to them, mainly. As long you can proof last name it should be fine. Now, first name misspells can be trick: if it is Lacei against Lacie it should be fine (or something similar to this, it's a common mistake)</p>
ericaandradewatts
Wednesday, 25 Oct 2017 10:55 AM
<p>Considering that item can be paid, you will need proof of death and yours as beneficiary. You can deposit it.</p>
ericaandradewatts
Wednesday, 25 Oct 2017 10:52 AM
<p>My suggestion is to google their number instead calling the number that buyer gives you. Another is to go to your bank, and see if they can place that call for you or, at minimum, have a way to see if the check is valid. Or, just go to credit union and cash it</p>
Monday, 23 Oct 2017 8:09 PM
<p>Someone is buying our RV for $16,000 and wants to give us a cashiers check from her credit union. The credit Union said i could call them while i'm with her when she hands me the check and give them details about the check, name # amount date, and they could tell me if it's legitimate. Could I still get scammed?</p>
karmenconnor
Tuesday, 17 Oct 2017 7:04 PM
<p>My father passed away in 2000. I just now found on treasurehunt that he has a $600 cashiers check and can be claimed.. <br>How do I do this?<br>Karmen</p>
Monday, 18 Sep 2017 3:04 PM
<p>I received a cashier's check from my grandparent's estate. When making out the check, they spelled my first name wrong and made it out to my maiden last name. I have ID and my social security card that show my maiden name as well as current ID. I want to deposit the check into my savings account. Will I be able to do so?</p>
disqus_yQMhw9Wicz
Monday, 18 Sep 2017 9:27 AM
<p>Will the bank I cashed my cashiers checks at keep a record of those checks? Or even the bank that issued the cashiers checks? I'm involved in a lawsuit and needing proof of what was paid to me.</p>
Sunday, 17 Sep 2017 8:03 PM
<p>I just sold my camper for $35000 and got a cashiers check. Id like to cash it, but I don't want to file a 8300. Since I am not a business am I Good? And what is the difference if I cash it vs depositing it.</p>
osmanrelhassan
Thursday, 14 Sep 2017 7:54 AM
<p>my business is located in Dubai (Meddle East) i received a cashier's check from one of my new client issued by (Private account with Treasury Department) how can i clear this check all banks here not welcome that saying it takes more than one year to clear it .!!!!</p>
Friday, 08 Sep 2017 12:56 AM
<p>I was given a cashier's check, however the remitter placed a stop before 90 days from issuance and got the funds from the bank. When I went to the bank i was told there is nothing they can do even though I have the original check and it has not passed 90 days. What can I do?</p>
MyBankTracker
Friday, 07 Jul 2017 2:44 PM
<p>Juke, can you clarify this question?</p>
MyBankTracker
Friday, 07 Jul 2017 2:44 PM
<p>Yes, you can cash the funds from a cashier's check directly at the bank that issued it. The bank may reject it if the amount is very large or if it suspects fraud of any kind.</p><p>If the cashier's check is found to be a fake, you will not get in trouble for it because you could have been scammed.</p>
MyBankTracker
Friday, 07 Jul 2017 2:40 PM
<p>If the misspelling isn't drastic, you can still deposit the check. Make sure to print your name near your endorsement when you deposit it.</p>
MyBankTracker
Friday, 07 Jul 2017 2:35 PM
<p>Yes, there may be holds on cashier's checks. However, the holds are likely to be much shorter if the cashier's check was issued by the same bank in which it was deposited.</p>
MyBankTracker
Friday, 07 Jul 2017 2:34 PM
<p>If you've already deposited the check, it would depend on whether the other person was able to cancel the check before the funds have started to move to your account. If the funds are already on the way, the money is yours.</p><p>However, there is nothing stopping the other person from escalating the situation through legal channels if they want that money back in return for the car.</p>
MyBankTracker
Friday, 07 Jul 2017 2:31 PM
<p>No, the cashier's check cannot be deposited into her personal account when it is made out to another party. You'd have to cancel the check to have those funds returned to your own account.</p>
Friday, 07 Jul 2017 12:08 PM
<p>if you decide to take a cashiers check to the bank they made it out to you for instead of your own can they hold it?</p>
Friday, 07 Jul 2017 12:07 PM
<p>can you take a cashiers check made out to you to their bank? and cash it? do they keep it or if they find out its fake will you get in trouble if you didn't know</p>
Thursday, 06 Jul 2017 3:26 PM
<p>Please help someone, the people that rent my house are shady to say the least. The have always made out a cashiers check to pay rent. Lately, the past 3 months my last name has been misspelled. Unnoticeable if u didn't pay attention, but none the less it's still not my last name. What kind of fraud could he be committing if the bank is depositing the cashiers check.</p>
daisyletts
Thursday, 06 Jul 2017 2:48 PM
<p>IS THERE HOLDS ON CAHIERS CHECKS</p>
Wednesday, 05 Jul 2017 6:11 PM
<p>Unlikely, but yes. I once had a check stolen from an apartment building mailbox. Someone (presumably who worked in the building's office) apparently steamed open a birthday card from my grandfather, removed the check, and resealed the envelope, since I received the card but not the check (which was cashed at a nearby dance studio) (by someone who misspelled my name).</p><p>It's more likely that the parents lied about sending it, though. It's odd that they would send a cashier's check in the first place. Cashier's check are generally for big purchases that transfer immediately (like a car, a house or an apartment lease) where the recipient can lose a lot of money if the check is canceled (e.g. a huge depreciation once a new car is driven off the lot, or having to go through eviction proceedings for a residence). Your babysitting services were already rendered, and the bank guarantees signatures on regular checks (e.g. my grandfather was reimbursed for the stolen birthday check), so why bother going through the trouble (and expense) of obtaining a cashier's check when a regular check would do just as well? It stands to reason they were lying about sending a check, and said they sent a "cashier's check" because they thought it would sound more impressive.</p>
hannahardner
Tuesday, 30 May 2017 8:23 PM
<p>The people I babysit for sent me a cashier's check in the mail and they said it was deposited a few days ago. I never saw the check and I never got the money. Is it possible that someone stole it and somehow cashed it?</p>
disqus_GA8iBgx8tH
Tuesday, 25 Apr 2017 6:47 PM
<p>I Was give a cashier check for a car, i deposited it and a day later the man said he was going to cancel it and bring car back. Is that possible?</p>
disqus_kvguwX8C6E
Friday, 21 Apr 2017 2:19 PM
<p>I gave my ex girlfriend a cashier's check made out to her apartment complex in the event so she wouldn't get evicted the apartment complex refuse to accept the funds can my ex-girlfriend deposit the cashier's check into her account. After all I used to live with her I left the responsibility of rent on her</p>
saddiqueali
Thursday, 06 Apr 2017 3:36 PM
<p>On my cashier check at the back bank have printed the address with which i opened the account 17 years back but now my company in different city with the different address with the same name of the company and same owner as me. can i deposit?????</p>
MyBankTracker
Monday, 03 Apr 2017 10:01 PM
<p>Bank of America should be able to tell you exactly what it did with your account and your balance. Banks often reserve the right to close an account without any prior notice. Bank of America may have sent a letter that is taking a while to get to you.</p><p>Call and demand an answer as to where you money is. Also, you can submit a complaint to the Consumer Financial Protection Bureau and they'll investigate your case in a manner that requires Bank of America to resolve your case.</p><p><a href="https://disq.us/url?url=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F%3AYQ3VcmXNJMu6fIybEcdegBq-qhE&amp;cuid=15643" rel="nofollow noopener" title="https://www.consumerfinance.gov/complaint/">https://www.consumerfinance...</a></p>
saddiqueali
Sunday, 02 Apr 2017 5:38 PM
<p>I Had a Bank of America Account for last 17 years its offshore account, without any notice <br>Bank of America closed my account and i can no longer log into my account i had over 50 K in my account and now i really don't know what happened to my money, i called bank of America Account closer division and some of them says its been sent to my by UPS and some of them says sent by DHL but no one can give me any tracking number and i am waiting for this for last one week and nothing arrived so far, can any one help me to let me now what should i do ????</p><p>Before closing no one notified me by mail or at message center at my Bank of America <br>login, even they did not sent me any letter, i have scheduled payments coming in to my <br>accounts and i don't know what will happen to it will it be deposited or sent back???</p>
MyBankTracker
Monday, 30 Jan 2017 4:47 PM
<p>Warren, would love to help you with your question. Could you clarify your question?</p>
MyBankTracker
Monday, 30 Jan 2017 4:45 PM
<p>Unfortunately, that is one of the major disadvantages of a cashier's check. It is possible that the cashier's check wasn't deposited (but on the way or pending clearance) when you contact the IRS. The reason is that no one else should be able to deposit the check.</p>
MyBankTracker
Monday, 30 Jan 2017 4:23 PM
<p>Your best option may be to get in contact with the executor of estate of the deceased relative to track down that cashier's check. It would be very difficult (if not impossible) to track down the cashier's check with just a SSN.</p>
MyBankTracker
Monday, 30 Jan 2017 4:10 PM
<p>For a check written to a business, you're likely to need a business account to accept check deposits. If you try to deposit it into your own account (that is not under the business name), but the bank is likely to catch it.</p>
MyBankTracker
Monday, 30 Jan 2017 3:57 PM
<p>No, you would have to issue a new cashier's check to your friend. It is possible that your friend reported the original cashier's check as lost. Therefore, your bank simply canceled that check and returned the funds to your account.</p>
warrenbarczynski
Friday, 30 Dec 2016 10:32 AM
<p>I have a cashiers check from a savings account I closed ,when I cash it does it still go thru my closed account and/or bank</p>
Tuesday, 27 Dec 2016 8:06 PM
<p>My mom bought a cashier's check at the credit union and it is payable to the IRS. The IRS has verified in writing that they have not received the check and she still owes the money ($500) plus interest. The cashier check has cleared with Zion bank in Utah but will not disclose whose account the money was deposited into. The credit union says "you are out of luck because a cashier check is like cash". This doesn't sound right. Any suggestions?</p>
Tuesday, 20 Dec 2016 5:24 PM
<p>How do you find a cashier check if you don't which bank it was written with??? I saw the check after the passing of a relative but don't remember which bank it was written with? Would you need a SS number to track it? </p>
dustinabach
Wednesday, 14 Dec 2016 11:09 PM
<p>If I have a cashiers check made out to a business, can I cash it on my own account? If I use a different bank than it was drawn on? Please explain.</p>
tiffaxoloti
Wednesday, 30 Nov 2016 6:27 AM
<p>Thanks for taking the time to answer questions! <br>I gifted a friend with a Cashier's check in hopes that it would have to go into her account or be lost in the void. She unfortunately was able to return the money directly to my account through her bank. She really needs the money, but was trying to be nice. Can i return the money to her account if I go back to my bank and ask them?</p>
MyBankTracker
Monday, 28 Nov 2016 6:24 PM
<p>A stop payment/cancellation of a cashier's check will not work once the cashier's check has been deposited legitimately. Once you get the cashier's check, the best step would be to verify it with the bank and deposit it immediately after.</p>
marcinpditty
Thursday, 24 Nov 2016 3:37 AM
<p>I am a contractor, who does insurance work.I have recently gotten a total of 21k sent to customer for my invoices. He is acting extremly shady and evasive. I have completed 16k worth of work which includes storaqage and move out of all their furnitire after a flood..and 5k is for moving it all back and seting it up ..lots of stuff. I have advised him i need the 16k in a cashier check form so i can schedual the move back which he need to give me the remaining whcih is 5k..Whats the point of me asking him for a cashier check if he can put a stop payment on it anytime he wants,and deposit the money back in his account, i NEED TO WAIT AROUND 7 BUISNESS DAYS BEFORE I CAN ACTUALLY SEE IF THE FUNDS CLEAR, SINCE MY ACCOUNT WILL JUST GO NEGATIVE AFTER 7 DAYS AND ALL??</p>
lorettamillsterchek
Tuesday, 08 Nov 2016 5:05 AM
<p>I want check made out to me not Boa. I'm leaving the house and moving. Was my money <br>Sending you a message to brighten up your day</p>
MyBankTracker
Tuesday, 08 Nov 2016 12:11 AM
<p>It may take roughly 90 days before Fifth Third Bank comes back with their findings. It's good that you at least got confirmation from your ex-husband that he received and attempted to deposit the check. If Bank of America says they never received it, it means that the check wasn't stolen.</p><p>It is likely that Fifth Third Bank will tell you that the cashier's check funds are still there. You can then cancel it and request another one.</p><p>We're very interested in how your case was resolved. Please update us! Hope this turns out smoothly for you.</p>
lorettamillsterchek
Wednesday, 02 Nov 2016 10:18 PM
<p>i got a cashiers check approximately 2009 from 5th 3rd bank, it was made out to my ex husband and BOA. ex states he took check to BOA branch, BOA states they never received the check. 5th 3rd says they are looking to the cds I had to get that amount. if they cant figure it out, do i just loose 20K</p>
SimonMBT
Wednesday, 19 Oct 2016 10:02 PM
<p>The best way, if possible, would be to return the check to the payer. The payer can return the check to the bank to get a refund.</p>
SimonMBT
Wednesday, 19 Oct 2016 9:57 PM
<p>Andrea, you can submit it for deposit, but be aware that your bank may choose to not accept it.</p><p>Cashier's checks tend to have a date when they'll be voided.</p><p>Furthermore, if you do deposit it, there's a chance that the check was canceled. If this is the case, you might get hit with a returned deposit fee.</p>
emilyunsicker
Wednesday, 21 Sep 2016 1:42 AM
<p>If I receive a cashier's check that should no longer be cashed (money needs to go back to the person that wrote it) what's the best way to go about that? Can I take it to their bank to have them release the funds? Or do I just need to send it back to the person who wrote it?</p>
SimonMBT
Sunday, 18 Sep 2016 6:07 AM
<p>Cashier's checks cannot be cancelled unless it was reported lost or stolen.</p><p>The disagreement in business and handling of a corporate account may be a legal matter.</p>
SimonMBT
Sunday, 18 Sep 2016 6:05 AM
<p>Yes, cashier's checks can be returned to the bank (if you are still in possession of them).</p>
janeszerman
Thursday, 04 Aug 2016 6:08 PM
<p>I'm a co-signor on a corporate account with another person. There is a company debt that must be paid. I am getting a cashier's check to make the payment but the other owner wants to default on the loan instead and keep the money. If I take out a cashier's check to the debtor can the other signor on the account stop payment on it?</p>
Saturday, 25 Jun 2016 12:51 PM
<p>I bought a cashiers check and made it to the wrong business name. Can I take it back and have another one made?</p>
disqus_dPMViKZX4L
Tuesday, 14 Jun 2016 4:32 PM
<p>Received a cashiers check from Republic Bank and was asked to deposit it, keep $228 for me and wire them the rest of the money. Apparently they disguised this as a job "mystery shopper" to test the telegraph office to see if they are doing their job correctly. I looked up the address they want me to telegraph the money too and it is an empty lot on google earth. I am not depositing this check. Reported to FBI</p>
Tuesday, 14 Jun 2016 2:56 AM
<p>Can I cash a cashiers check dated 1/6/2014 ?</p>
SimonMBT
Monday, 06 Jun 2016 2:59 PM
<p>Have you checked with the lender to see if they received your check? You can also check with your bank to see if the cashier's check was cashed. Through your bank, you can request a refund.</p><p>In the case that the check has been uncashed for a long period of time, the funds maybe turned over by the bank to the state in which it was issued. It could be marked as unclaimed property, which you would have to go through the procedure to retrieve.</p>
Monday, 06 Jun 2016 11:33 AM
<p>I got a chasers check onFebruary 29th to pay off a loan and had never been received how long do I have to wait to stop payment on it?</p>
SimonMBT
Tuesday, 31 May 2016 6:41 PM
<p>There is no way for you to verify the check online. Your best bet is to contact a branch of the bank that issued the check.</p>
disqus_MqA7ipWOAc
Friday, 20 May 2016 6:43 PM
<p>I recieved a cashiers check and want to see if it is a good check online how do I check if it's a good check</p>
SimonMBT
Thursday, 12 May 2016 5:57 PM
<p>Katie, is this cashier's check sort of a tax refund advance? There have been many cases where these companies are tough to deal with when problems arise -- they're often considered unscrupulous businesses.</p>
Thursday, 12 May 2016 3:48 PM
<p>That's very normal they are also reporting him to various government agency's.. For such a large amount </p>
Friday, 06 May 2016 4:22 PM
<p>I received a cashiers check for my federal refund. I went to Walmart to cash it and it would not allow me saying that the SS number did not match the one on the account. Well I finally called and was able to talk to a person from the company that issued the check and they said that now bc the check was "verified" (which it tells you to verify if u r a check cashier) that it's no longer good and I will now have to fill out a document to issuer me a new one! This just doesn't make any sense to me!! But when I talked to the lady she said that the SS was correct on the account! Please someone help me understand this?!? </p>
SimonMBT
Thursday, 17 Mar 2016 1:31 PM
<p>Theresa, you may be dealing with a scammer here. You could end up paying this "company" only to find that the cashier's check to be bad. It is odd that this person doesn't purchase the software for you directly.</p>
lavenacoufal
Thursday, 17 Mar 2016 3:56 AM
<p>A friend received an inheritance of $119,000 which was put on a cashier's check. I want to know how long it usually takes banks to get the money? We went to the bank it was written on and it feels like they are giving him the runaround (he is handicapped). We were told that they would need to order the money, as he wants to cash the cashier's check, not deposit it. It's been over a week and the branch manager said it would take at least another week for them to get the money in. This seems very strange to me that a bank cannot come up with the money faster than 2 weeks. What's your opinion?</p>
Friday, 11 Mar 2016 3:01 AM
<p>Hey did you do this? I have a person sending me a cashiers check to purchase some software. He is from China and hired me to work from home doing data entry. He said I should only purchase the software from the company he deals with.</p>
SimonMBT
Wednesday, 03 Feb 2016 9:25 PM
<p>Banks will print the name of the remitter (the person who purchased the cashier's check) on the cashier's check. It helps the recipient identify who the payee is because cashier's checks are commonly used as instruments of financial fraud. Furthermore, consumers are not advised to deposit anonymous cashier's checks for this very reason. Your father might end up thinking it is a scam of some kind and toss it away.</p><p>You might consider a money order if you want to gift the money anonymously. Again, make sure that your father doesn't pass it off as a scam or fraud.</p>
Tuesday, 02 Feb 2016 7:57 PM
<p>If I buy a cashier's check does it have to have my name? For example if I am purchasing cashier's check for my father.........</p>
SimonMBT
Thursday, 07 Jan 2016 6:06 PM
<p>The cashier's check should have the name of the party who paid for the check. Do you recognize the name?</p>
Thursday, 07 Jan 2016 2:09 AM
<p>I received a cashier's check from chase in the mail and I dont know why I have received it...im not sure what to do.</p>
Friday, 18 Dec 2015 3:58 PM
<p> Cashier Check is for 3 years ??</p>
SimonMBT
Wednesday, 09 Dec 2015 4:25 PM
<p>Ann, fraud liability is minimal when it comes to checks that you legitimately sent out -- hence, the lack of interest by the bank's fraud department. If you believe you're being scammed by a company, you should report the incident to the police and/or taken legal action against the company to retrieve the funds that belong to you.</p>
Tuesday, 08 Dec 2015 1:08 AM
<p>I bought a Cashier's Check 3 months ago at my bank and the online company that I deposited the funds with is a month late in paying out. I don't know if they will pay out and I would like to recover my funds. I called the bank and they transferred me to the Fraud Dept. and I had no luck there. They said since I came in on my own free will and purchased it is not an unauthorized purchased and they have no provision for a refund for that. I need to try different terminology or a different approach. I know some people have received a refund to their bank with an online business turns scam. Any ideas?</p>
SimonMBT
Friday, 20 Nov 2015 6:34 PM
<p>Linda, you should reach out to your bank to try to obtain proof that you purchased that cashier's check. However, note that proof of purchase of the check does not mean that you made the attempt to deliver it. I would believe that it is more important to show that you sent the check to the remitter.</p><p>Furthermore, if the remitter didn't receive the check, it shouldn't have been cashed. You may be able to retrieve those funds (or end up discovering that the remitter DID get the money).</p>
Friday, 20 Nov 2015 2:58 AM
<p>I purchased a cashiers check in 2014 , remitter 2 years later is saying they never received and I can not find my receipt , is there a way to get a copy of that cashiers check from the bank to show as proof to remitter ?</p>
SimonMBT
Monday, 16 Nov 2015 7:08 PM
<p>Ree, I asked a Chase bank branch rep about this. If you just want to hide your information (the payer information), the check won't be void. The bank will still pay the check because all the pertinent information is still there.</p><p>However, the payee's bank may choose not to accept the check if they suspect something is fishy going on. I would suggest that you confirm this with the payee's bank if possible.</p>
marenadowns
Monday, 16 Nov 2015 5:27 PM
<p>I purchased a cashiers check and don't want to be the remitter. I want to put a label over my name with another remitter name. Will this void my cashiers check? Will the bank still pay the check. I am not changing anything else.</p>
aureliobermudezjr
Tuesday, 27 Oct 2015 4:25 PM
<p>Your government will seize those funds.</p>
SimonMBT
Monday, 05 Oct 2015 10:01 PM
<p>If you send the cashier's check to to recipient via certified mail with a return receipt, you have proof that the person actually got the check. You can check if a cashier's check was cashed by contacting the back that issued the cashier's check.</p>
disqus_kkR0o2v1IF
Sunday, 04 Oct 2015 3:22 AM
<p>If I give someone a cashier's check, will I ever know if they cashed it? I am returning money to someone and I don't want them coming back to me saying they never received the money. Will I have some kind of proof that they received it to keep for my records??</p>
SimonMBT
Tuesday, 22 Sep 2015 10:19 PM
<p>Only ebrpha would be able to cash the check. If the check was written to the wrong person, you should destroy that check and ask the payee to write a new check.</p>
Saturday, 19 Sep 2015 4:56 PM
<p>What if the check is made out to ebrpha 9990 avenue j apt 9042,but it was suppose to be made out to Kevinnika Jones 9990 avenue j apt 9042,can Kevinnika cash it or only ebrpha</p>
TammyJJ1972
Wednesday, 26 Aug 2015 11:32 PM
<p>Simon Zhen - ►If you don't have a bank account in which to deposit the cashier's check, you can try a local check-cashing store, the bank that issued the check...◄</p><p>I am going to be receiving a cashier's check over 10 thousand dollars. I do not have a bank account and would like to cash the check and receive the cash right on spot, at any bank. I'm assuming I can do this, but not positive. Could you tell me if I will be able to do so?<br>FYI, My parents are deceased and the house belonged to them. We were to sell it and split the proceeds. The house did sell and the proceeds have been divided between seven siblings.</p><p>Thank you in advance for your reply.</p>
SimonMBT
Monday, 24 Aug 2015 12:39 AM
<p>I don't believe Winn Dixie offers check-cashing services, so you would have to go elsewhere to cash it.</p><p>If you don't have a bank account in which to deposit the cashier's check, you can try a local check-cashing store, the bank that issued the check or even places such as Walmart. However, you might have to pay a fee to cash a check at these locations.</p>
disqus_QdDG05o4X7
Sunday, 23 Aug 2015 4:45 PM
<p>The cashiers check I received as a gift is for $100</p>
disqus_QdDG05o4X7
Sunday, 23 Aug 2015 4:42 PM
<p>Can I use a cashiers check at Winn Dixie that I received as a gift to spend lilke cash? Where else could I exchange it for cash? Thanks!</p>
SimonMBT
Friday, 31 Jul 2015 6:31 PM
<p>I don't know the nature of the business that you're having with this person, but I would suggest that you deposit the check and wait two weeks for the check to clear. Yes, there are fake cashier's checks. First, call the bank that issued the cashier's check to see if it is legitimate.</p>
amandanfrankemry
Thursday, 30 Jul 2015 5:41 PM
<p>I am getting a cashier's check from someone who works in the United Nation we have been skyping for about a week all i have to do is cash the check and buy supplies and have them shipped out now does that sound like a scam</p>
Saturday, 25 Jul 2015 4:12 PM
<p>I am from Myanmar.<br>Our university has recieved a cashier's check of JP morgan Chase bank form an organization. We cannot cash from this check in Myanmar banks because of US sanction on Myanmar. So, we have sent back this check to US. We are waiting for wired tranferring of money.<br>We would like to know whether it can be transfered cash from check by wire transfer and how long it can take ?<br>If there has another way for cashing check,</p>
SimonMBT
Monday, 20 Jul 2015 3:34 PM
<p>Yes, you can.</p>
chanagleiser
Monday, 20 Jul 2015 2:47 PM
<p>Can I hand write additional information on a Cashiers check to the US Treasury that will include my social security number and tax year/form # as the IRS requires. My Cashiers check is drawn on Bank of America Merrill Lynch.</p>
SimonMBT
Tuesday, 14 Jul 2015 8:42 PM
<p>From the IRS website:</p><p>"However, you do not have to file Form 8300 if the transaction is not related to your trade or business. For example, if you own a jewelry store and sell your personal automobile for more than $10,000 in cash, you would not submit a Form 8300 for that transaction."</p><p>If you are not in the real estate business, I don't think you have to file Form 8300 for large cash transactions. Again, this is just based on the information on the IRS website, check with a tax professional to be completely sure for your case.</p>
disqus_Qa4ZAKB9qq
Tuesday, 14 Jul 2015 8:31 PM
<p>I read on line that u have to report proceeds of a sale with a cashier's check within a time frame to irs, is that at beginning of the year, like every body else once we get our w2, or it is as soon as get the cashier check or quarterly?<br>This check was from a sale of my land for 38k</p>
SimonMBT
Tuesday, 14 Jul 2015 5:19 PM
<p>No, Form 1099 is often used for all types of self-reported income regardless of whether or not you own a business. For real estate transactions, the correct form should be 1099-S.</p><p>IRS website: <a href="http://disq.us/url?url=http%3A%2F%2Fwww.irs.gov%2Fuac%2FForm-1099-S%2C-Proceeds-From-Real-Estate-Transactions%3AhG2z02lTrN9Xo8LLOzGZ6rvrz7Y&amp;cuid=15643" rel="nofollow noopener" title="http://www.irs.gov/uac/Form-1099-S,-Proceeds-From-Real-Estate-Transactions">http://www.irs.gov/uac/Form...</a></p>
disqus_Qa4ZAKB9qq
Monday, 13 Jul 2015 11:07 PM
<p>But isn't 1099 the for that u use if u are ur own boss?<br>Or if u have a business?</p>
disqus_Qa4ZAKB9qq
Monday, 13 Jul 2015 11:06 PM
<p>Thanks</p>
SimonMBT
Monday, 13 Jul 2015 4:57 PM
<p>Nena, I would say that you should report the sale -- I believe you should be using a Form 1099. You said you spoke with a tax preparer for your particular case, but I would suggest a visit to another tax professional to clear up the questions of your specific property sale.</p>
disqus_Qa4ZAKB9qq
Friday, 10 Jul 2015 1:39 PM
<p>If i sold a property that i never lived in, the fact been was because the neighbors didn't allow me to do it, i only owed for 6 months, i was planing on pit services to move in a mobile home, so there I'm using all money i had planing on doing payment plans on services, but then i found out, i wasn't able to do it, because according to service light the neighbors have to give me permission to use their light pole then install new power poles to be able to reach my property, this is a private property that's why service light company handle this in a different matter, no restrictions in it.<br>Any way had to sell property, because of obvious reasons, bought it for 35k sold it for 38 k, due to survey expenses, clearing of it and gas money i waste on, so basically i didn't made any money on it and wasn't planning on.<br>I just wanted my money back, so they paid me with a cashier's check and now i don't know how to handle this, do i report it to irs, and how do i do it, i never had this kind of money before, the money i pay property was with my income tax return from 3 years, plus the current, and money i was able to save, but that will not happen again, so with this money i would like to buy another property, that i finally will b able to use, and don't be paying rent anymore, but im in the dilema of how to handle this, i ask a lady that do the taxes and she told me i don't have to report it, because that was my property, unles i made like 250k<br>Off of it, but i end up even, all i wanted was my Back, but of course, nobody want to be in trouble with the goverment.<br>Please advise me on this one.</p>
disqus_P6gE554Z3i
Monday, 01 Jun 2015 6:16 PM
<p>Thank You Simon. Actually this is regarding a CD redemption and by all information was redeemed on a Monday, but the opposing party insists it was redeemed and cashiers check for the total amount was issued on Saturday; BUT because it was a Saturday they Put a Monday Date. I say this is NOT possible, so I was looking for some feedback. I wish I knew where I can find it in some sort of legal content written for bank regulations so I can hand off to our counsel. Thanks for the confirmation</p>
SimonMBT
Monday, 01 Jun 2015 3:23 PM
<p>Gina, sorry to hear about your situation. I'm assuming that you're having issues with recovering the funds that were on that cashier's check. The bank was correct that the cashier's check doesn't expire. But, they are subject to state abandonment laws, which may kick in if the bank is shut down, acquired or merged with another bank.</p><p>You may be able to retrieve those funds through <a href="http://disq.us/url?url=http%3A%2F%2FMissingMoney.com%3AoviJuEDq9MFITpzXEwW1rnIBqOo&amp;cuid=15643" rel="nofollow noopener" title="MissingMoney.com">MissingMoney.com</a>, which lets you search for missing funds by state. Look for anything under your mom's name and the names of anyone written on the expired cashier's check. (Remember to check different states as well.)</p><p>If the unclaimed money is under your mom's name, be prepared to show proof that those funds have been passed on to you and other family members.</p><p>I hope this information helps, and keep us updated if you were able to get that money back.</p>
SimonMBT
Monday, 01 Jun 2015 2:46 PM
<p>It is not possible to post-date a cashier's check because the bank will post the date of purchase once you buy it. The fund become immediately available, like cash. The recipient of the check can deposit it whenever they want, once it is in his or her hands.</p><p>If the cashier's check was purchased on a Saturday, the bank will not print a Monday date (according to Chase, at least).</p><p>The only way to ensure that the recipient deposits the check at a later date is to give it to the recipient at a later date.</p>
ginafacciollalafayette
Sunday, 31 May 2015 12:49 AM
<p><br>God bless anyone who cares,<br></p>
disqus_P6gE554Z3i
Friday, 29 May 2015 8:23 PM
<p>Does anyone know if a bank can post date or future date a cashiers check? I don't believe its<br>possible but am being told when a purchase or <br>issue isimade on a Saturday the bank will print <br>with a Monday date. I say this is Impossible. <br>Perhaps 30 yrs ago when the cashiers checks <br>were manually created but it couldn't be the same now or in 2011. Any ideas where I can find out? I've been to various banks asking</p>
disqus_P6gE554Z3i
Friday, 29 May 2015 8:21 PM
<p>Does</p>
Saturday, 25 Apr 2015 2:39 PM
<p>Can you do a tax write off on cashiers checks<br></p>
ClaireMBT
Friday, 10 Apr 2015 5:58 PM
<p>Sorry Leslie, I misunderstood your question.</p><p>I have some questions for you, before I can answer.</p><p>Did you already receive the check? Or did you already cash the check and now need a copy of it? Are you a member of the bank that the cashier's check was purchased from?</p>
ClaireMBT
Friday, 10 Apr 2015 5:05 PM
<p>Hi Leslie, great question.</p><p>Yes, you can get a copy of a cashier's check if you purchased it but wasn't written out to you. If the check was cashed, you can basically go to any Chase branch and ask for a copy of it. They will give you a copy of the front and back of the check.</p><p>However, if the check has NOT been cashed, you need to go to the branch where you purchased it from, and they should be able to provide a copy of the check for you there. Also, it should be free. Just remember to bring your receipt. Hope this helps.</p>
Friday, 10 Apr 2015 12:21 AM
<p>can you get a copy of a cashiers check from the bank it was purchased form if it was not purchased by you but made out to you?</p>
salyanna
Monday, 16 Feb 2015 5:40 AM
<p>1) Three cashier's checks were stolen from me and cashed in 2013. I have requested copies of these from the bank.The bank is requesting certain information such as exact date of purchase and exact amounts. I don't have these due to all receipts were also stolen. 2) Is California one of the state to enforce section 3-312 language?</p>
edwardstengel
Monday, 26 Jan 2015 4:53 PM
<p>Thanks, Simon. My whole point is, however, whether or not the cashier's check is a contract between the bank and the payee, without the purchaser being involved. If that's true, I don't believe any 3rd party would have any rights over the payee's funds.</p>
SimonMBT
Monday, 26 Jan 2015 3:27 PM
<p>I am no legal expert, but I believe that the cashier's check will be honored when deposited, without interference by a 3rd party. However, I wouldn't rule out the possibility that a law enforcement or government agency would seize those funds as part of an investigation or legal action.</p>
edwardstengel
Saturday, 24 Jan 2015 5:29 AM
<p>Can a cashier's check be stopped by a 3rd party? For instance, let's say you purchased a cashier's check for you wife and then went out and committed a murder. Could a 3rd party prevent your wife from cashing that check if they had a wrongful death suit against the husband, not that I'm thinking of committing a murder?</p>
Monday, 19 May 2014 8:01 PM
<p>Can a company that does not have a bank account purchase cashiers check to pay their vendors?</p>
disqus_iCKesJOEG1
Friday, 02 May 2014 3:14 PM
<p>K..i appreciate the feed back</p>
SimonMBT
Friday, 02 May 2014 3:13 PM
<p>It would definitely be the smarter move -- especially if there are an potential penalties or late fees if the recipients doesn't receive the funds on time.</p><p>Try calling your bank first (I'd suggest calling your local branch directly) and ask how you should proceed with obtaining a cashier's check with accurate payee information.</p>
disqus_iCKesJOEG1
Friday, 02 May 2014 3:01 PM
<p>Can I go back to my bank and have them reprint the check with the correct name?</p>
SimonMBT
Friday, 02 May 2014 2:58 PM
<p>The acceptance of the cashier's check will depend on the recipient's financial institution at which he or she deposits the check. It is possible that the recipient's bank will reject the check.</p>
Friday, 02 May 2014 2:53 PM
<p>I made a cashier check to 927 LLC and I was supposed to make it for 927 s Edison LLC.. is it a big deal?</p>
Obededom
Wednesday, 16 Apr 2014 9:32 PM
<p>For stop payment information, look under "What to do if you lose a cashier's check." It says, "If you have misplaced a cashier’s check, go to the bank and put a stop payment on it. There will be a fee to stop the payment and it will usually be pricier than to stop payment on a regular personal check."</p>
disqus_Qy9fMEpFnb
Friday, 28 Feb 2014 12:48 AM
<p>When making a cashier's check for a large amount of cash (such as $35,000); will I be questioned about where the money came from?</p>
Thursday, 16 Jan 2014 3:11 PM
<p>What if someone else takes it and cashes it?</p>
Thursday, 05 Dec 2013 8:41 PM
<p>Can you stop pay on a cashier check?</p>

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