Personal Loan FAQs & Basics

Can Students Get Personal Loans for College Expenses?
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Valencia Patrice Higuera
Can Students Get Personal Loans for College Expenses?
Find out if college students can get approved for unsecured personal loans...
How to Get Santander Bank Loans
Find out what types of loans are offered by Santander Bank and learn which one is the best fit for your borrowing needs.
The Best Long-Term Personal Loans Compared
Find out which lenders offer personal loans with the longest borrowing terms - best for a major purchase or consolidating a large amount of debt.
Should You Use Personal Loans for Medical Bills?
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Paul Sisolak
Should You Use Personal Loans for Medical Bills?
Learn about the pros and cons of taking out a personal loan...
Quick Loans: Ways to Borrow Emergency Funds Fast
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Thomas (TJ) Porter
Quick Loans: Ways to Borrow Emergency Funds Fast
When you need to take out a loan for emergency funds on...
How to Get a Personal Loan for a Boat
Learn how to buy a boat with a personal loan, which could be unsecured or secured with the boat at collateral in order to qualify for the lowest interest rates.
Kitchen Remodel Loans: How to Finance a Kitchen Renovation
Learn about the different loans that are available to finance a kitchen remodel or renovation, which could increase the value of your property.
Should You Choose Fixed-Rate or Variable-Rate Personal Loans?
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Thomas (TJ) Porter
Should You Choose Fixed-Rate or Variable-Rate Personal Loans?
Compare fixed-rate and variable-rate personal loans to see how they work when...
How Long Does it Take to Get Approved for a Personal Loan?
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Thomas (TJ) Porter
How Long Does it Take to Get Approved for a Personal Loan?
Read all about the personal loan application process to understand how long...
How to Get Chase Bank Personal Loans
Learn whether or not Chase offers personal loans to customers. Find out what other loans the bank offers.
How to Get Bank of America Personal Loans
Learn what types of loans are offered by Bank of America and find out where else you can look for personal loans.
Can You Take Out a Personal Loan for Closing Costs?
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Valencia Patrice Higuera
Can You Take Out a Personal Loan for Closing Costs?
Find out if you can use a personal loan to help finance...
Can You Negotiate the Interest Rate on a Personal Loan?
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Thomas (TJ) Porter
Can You Negotiate the Interest Rate on a Personal Loan?
Find out whether you can negotiate with bank, credit union, or lender...
When Should You Use a Personal Loan in an Emergency?
Know the right situation when you should take out a personal loan in order to pay for a financial emergency and learn how to find the most affordable option.
Personal Loan vs. Personal Line of Credit: What’s the Difference?
Learn the difference between a personal loan and a personal line of credit to determine which works the best for your purpose of borrowing funds.
How Personal Loans Differ From Payday Loans
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Rebecca Lake
How Personal Loans Differ From Payday Loans
Learn the differences between personal loans and payday loans to help you...
How to Decide Between Secured and Unsecured Personal Loans
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Thomas (TJ) Porter
How to Decide Between Secured and Unsecured Personal Loans
Learn about the differences of secured and unsecured personal loans and compare...
Where to Find Personal Loans for First Responders
Find out where first responders can turn to for personal loans that may have special discounts, lower interest rates, and better repayment terms.
Credit Card vs. Personal Loan: Which is Better to Fund a Big Purchase?
Find out whether it is smarter to take out a personal or use a credit card to pay for a major purchase, depending on interest rates and more.
How to Get a Debt Consolidation Loan With a Bad Credit Score
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Valencia Patrice Higuera
How to Get a Debt Consolidation Loan With a Bad Credit Score
Learn how to get a debt consolidation loan when you've got bad...
Buying a Mobile Home With a Personal Loan: Pros & Cons to Consider
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Valencia Patrice Higuera
Buying a Mobile Home With a Personal Loan: Pros & Cons to Consider
Learn about the pros and cons of using a personal loan to...
Should You Take Out a Personal Loan to Pay Your Rent?
Find out whether it's a good decision to take out a personal loan to pay your rent, including the pros and cons and alternatives to consider.
Christmas Loans: Should You Borrow to Fund Your Holiday Spending?
Find out how Christmas loans work to finance spending for the holidays, whether that may be gifts or travel. More importantly, learn about the alternatives.
How to Pre-Qualify for Personal Loans and Get Free Rate Quotes
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Valencia Patrice Higuera
How to Pre-Qualify for Personal Loans and Get Free Rate Quotes
Learn how to pre-qualify for personal loans and obtain free rate quotes...
Can You Get a Personal Loan If You’re a Non-US Citizen?
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Valencia Patrice Higuera
Can You Get a Personal Loan If You’re a Non-US Citizen?
Find out whether you can get a personal loan if you're a...
Deck Loans: Financing Options for Building a New Deck
Learn about the different deck loans and financing option available to help you pay for the construction of a new deck for your home.
Tiny House Financing: How to Get a Loan for a Tiny House
Learn about the different tiny house loans that are available to help finance the purchase of a small home that may not qualify for a traditional mortgage.
How to Get a Personal Loan to Buy an RV
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Thomas (TJ) Porter
How to Get a Personal Loan to Buy an RV
Find out how you can purchase an RV (recreational vehicle) with a...
How to Get a Personal Loan to Buy a Motorcycle
Photo of Thomas (TJ) Porter
Thomas (TJ) Porter
How to Get a Personal Loan to Buy a Motorcycle
Learn how to get a personal loan to buy a motorcycle (new...
Should You Use a Personal Loan to Pay for Solar Panels?
Find out if you should take out personal loans to pay for solar panels after considering other financing options for solar panel systems and installation.