Most Popular Accounts
About the Bank
Wells Fargo is one the largest and oldest continuously operating banks in the U.S., and it also ranks as one of the biggest banks in the world. The bank has a significant physical presence, with over 6,000 branches and 13,000 ATMs in states stretching from coast to coast, and an additional 2,300 locations worldwide.
Consumers can get virtually any banking need met with Wells Fargo products, which include:
- Checking and savings accounts
- Certificates of deposit
- Prepaid debit cards
- Mortgage and home equity loans
- Personal loans
- Student loans
- Credit cards
- Homeowners and auto insurance
- Individual retirement accounts
- Wealth management services
The most popular checking option is the Everyday Checking account, which offers convenient 24/7 access with a low monthly maintenance fee. It takes just $25 to open one of these accounts and they’re suited for customers who want a basic checking account, as well as college students looking for low-cost checking.
Preferred Checking is suited for customers who want to earn interest on their checking balances, or who have a home mortgage with Wells Fargo. Those customers are eligible for a waiver of the monthly maintenance fee. Portfolio by Wells Fargo is another checking option if you have a linked savings account, CD or IRA with the bank. There’s also a special checking account just for teens and the Opportunity Checking account, which is designed for people who may not be able to open a standard checking account because of their banking or credit history.
On the savings side, there are three choices: Way2Save accounts, which have a low minimum deposit and let you grow your savings automatically; Platinum Savings, which earns a higher interest rate on deposits; and Wells Fargo CDs. CD accounts feature the highest APY for savers, but you’ll need $2,500 minimum to open a CD, versus $25 for either savings account option.
Wells Fargo Online is the bank’s online banking system and you can use it to handle all your financial tasks, including paying bills, setting up account alerts, transferring money between checking and savings, creating your budget and tracking your savings goals. The mobile app version also allows you to deposit checks through your mobile device and make secure purchases with your phone. The mobile deposit limits are comparable to what other traditional big banks allow.
The bank offers several credit cards, including a cash back rewards card, a co-branded card designed for travelers and a secured credit card, which is geared towards people who are new to using credit or are rebuilding their credit history. There are also cards for college students and for credit users who are looking for a low introductory APR balance transfer offer.
Two cards -- the Wells Fargo Rewards card and the Wells Fargo Visa Signature card -- feature a generous rewards structure for everyday spenders who primarily use their card for gas, grocery and drugstore purchases. Some cards have an annual fee; others don’t. One thing to note: certain cards are available exclusively to existing Wells Fargo customers.
Wells Fargo Fees
- National Average
- Monthly Inactivity N/A $6
- Non-Sufficient Fund (Overdraft) $35 $30
- Stop Payment item $31 $27
- Return Deposit $35 $13
- Domestic Wire Transfer (Outbound) $30 $22
- Domestic Wire Transfer (Inbound) $15 $10
5 - international $1.0
Locations & Hours
Locations & Hours
We found bank branches & ATMs within miles of .View Locations & Hours
Latest Customer Reviews
Reviewed By Average_Joseph Dec 29, 2017
Avoid this bank
I opened an account at Wells Fargo after my bank thought it would be okay to charge $12 a month for a checking account. I thought it was odd Wells Fargo was offering $200 to new customers if they kept their new account open for 3 months. I now know why.
Wells Fargo limits your deposits. Yes, that is correct, if you do any mobile banking be prepared to have your DEPOSIT rejected because you have exceeded your limit. Unbelievable. If you are able to make a deposit, be prepared for it to take several days before it is credited to your account. It appears that if you deposit a check they put it in an envelope and mail it to the bank it's drawn on. Again, unbelievable. Lastly, if you do ANY on-line shopping, be prepared for your purchase to be rejected because Wells Fargo doesn't approve of your vendor/seller.
If you decide to use Wells Fargo, remember that if you are allowed to deposit your money, it is not yours anymore and Wells Fargo will dictate how and where you will spend it.Thank you for your feedback Is this review helpful?
Reviewed By Stihlfamily5 Dec 28, 2017
Iv had wells Fargo about 5 years ago and they where great. I reopened my account with them 5 days ago and they are the biggest pos ever. They make you feel stupid and talk to you like you don't know shit. I checked my account yesterday nothing was pending it was good to go so I went and paid a bill and hit the store. I should of had $78 in my checking left over. They charged me a over draft fee of $12 when I have over protection and took over $50 out of my savings account to cover it. Then the lady tells me I can't trust my online banking or their weight when it comes to my balance. They won't give me the money they stole and are thieves. My husband told me not to close the account due to direct deposit. I would give this place negative stars but that is not a option. Stay away from this bank.Thank you for your feedback Is this review helpful?
Reviewed By sshotts Nov 2, 2017
Bank Manager Hangs Up On Me
Made an appointment to meet in person concerning our account as the CEO Mr. Sloan said to do. We chose to make an appointment instead of walking in off the cuff. One of the "bankers" called to get info on what we were coming in about and hung up the phone on me. The bank manager called me back and wanted me to reiterate to him the entire conversation of what I had already told the "banker". I informed him that we were at the police/sheriff's department doing a report on the continued fraud made on our account by Wells Fargo Dealer Services employees and couldn't but he could meet with his "banker" and they could apprise him of the info that we tried to give to her - right before she hung up on us. We asked if we could bring the news media with us since WFDS has already given all of our info away to a stranger, there is no longer proprietary information to be kept secret; we have no problem being an open book and since we have been trying to resolve all the issues with our account for over a year now, we are open to any help from any source we can get. He told me he couldn't waste any more time with me, 15 minutes was too much. Okay...........let's go with that - 15 minutes compared to full-time effort x2 people for over a year to make no progress more than opening the three formal complaints with the Office of the President. That totally equals out to being fair. Meanwhile, WF employees are still accessing my account, still committing fraud on my account and your way of dealing with it is to 1) have your "banker" hang up on me, and also 2) hang up on me as well. According to the WF Employee Manual and Handbook, page 198 Immediate Termination - Bullet #4 Violations of the standards for appropriate workplace behavior described in the Team member Professionalism section of the employee handbook defines this as *Workplace Conduct - Your actions must always reflect the highest possible standards of business conduct and ethics. Youre expected to use good judgment, integrity, and common sense in making work-related decisions and to be accountable for your actions. This includes avoiding obscene, threatening, harassing, discriminatory or abusive conduct that is likely to damage Wells Fargo's business or reputation, or that could be disparaging to customers. The way you handle interactions, in person, in writing, or electronically with your fellow team members is important to the success of your work environment. Exhibiting unprofessional and inappropriate workplace behavior violates Wells Fargos policies. Bullet #11 is insubordination, page 20 of the glossary section in your handbook states that it includes but is not limited to situations when: A team member fails or refuses to follow a manager's lawful instructions or perform assigned work. A team member refuses to stop an activity, behavior, or language that a manager has directed him or her to stop. A team members language or verbal or physical conduct in the workplace is openly hostile or inappropriate. When you treat account holders with disdain and disrespect, you are making their problems worse, not better with your actions. We apologize that your 15 minutes is so much more important than the time we have spent to correct grievous errors made on our account by employees of WF, two of which the both of you are. So far to date, we have spent 6500 hours trying to fix what you continue to break - thanks for absolutely, positively your best efforts. Cancel my in person interview with the "banker" that hung up on me. I have a feeling that no respect will be shown to me after driving 2-1/2 hours (one way) to get to my appointment through snow and ice if simple respect on the phone can't be shown in less than 15 minutes. Shame on the both of you. Hope your company is proud of the result of endless hours of training, manuals and policies all of which you are technically mandated to follow - you fail them and more importantly us, as well.Thank you for your feedback Is this review helpful?