Articles by Katherine Muniz

Katherine covers the issues that are most relevant to younger adults, including topics such as college finances, student debt, and consumer spending. She has contributed to other web publications such as Business Insider and Investopedia. Education: B.A. in Journalism from Fordham University.

Are There Alternatives to Bankruptcy to Get Rid Off Debt? There are effective way of getting rid of your debt aside from bankruptcy. Read on for bankruptcy alternatives to help relieve your debt. Is 20 Percent Down the Standard in Home Buying? Photo of Katherine Muniz Katherine Muniz Is 20 Percent Down the Standard in Home Buying? The prospect of owning a home may seem both thrilling and impossible. On the one... Smart Banking Practices Photo of Katherine Muniz Katherine Muniz Smart Banking Practices There are a few ways to keep tabs on your checking account's activities and... 5 Surprising Things That Don't Affect Your Credit There are a few surprising things that will never affect your credit score. Read on to find out which of your finances will never be assessed. 10 Retailers With Most Flexible Return Policies You might be able to do all your shopping at these stores that have the most flexible return policies ever. 5 Common Sense Budgeting Techniques Photo of Katherine Muniz Katherine Muniz 5 Common Sense Budgeting Techniques When it comes to balancing your income and expenses, figuring out what goes where can... Lastly,Taxable Brokerage Accounts Photo of Katherine Muniz Katherine Muniz Lastly,Taxable Brokerage Accounts Image via Flickr Taxable Brokerage Accounts A taxable brokerage account is very... Next Up, Roth and Traditional IRAs Roth and Traditional IRAs are meant to be used as retirement saving vehicles, and each offer tax benefits. Here are ways to make distributions from both. First, Tackling Your 401(k) Distributions A 401(k) is a qualified retirement account authorized by employers. You have several 401(k) distribution options, which we cover. How to Deal With Money Complaints From Friends Photo of Katherine Muniz Katherine Muniz How to Deal With Money Complaints From Friends Money complaints from friends -- it's happened to all of us.We've either hung out with...