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Articles by Simon Zhen

Writer & Research Analyst

How Chase Checking Compares to Free Online Banks Accounts Photo of Simon Zhen Simon Zhen How Chase Checking Compares to Free Online Banks Accounts Chase ATMs New York, NY Needless to say, I reminded her that she might want to... Learn the Basics of Certificate of Deposit (CD) Banks and credit unions, both offer depositors or members the option of purchasing CDs which are like savings accounts that you promise not to withdraw money from for a specific period of time. How Chase QuickPay Helps With No-Cash Deposit Policy? Chase QuickPay is now easier to use to pay Bank of America and Wells Fargo customers because of the clearXchange payments networks. See how it works. A List of Savings Accounts Offered by Online Banks in the U.S. Photo of Simon Zhen Simon Zhen A List of Savings Accounts Offered by Online Banks in the U.S. Online banks, which may also be called "direct banks" or "Internet banks," are... The Best Savings Accounts for Your New Year’s Money Resolutions Photo of Simon Zhen Simon Zhen The Best Savings Accounts for Your New Year’s Money Resolutions Ally Bank App The best savings account to get you started on your savings goals for... Putting Your Money in a Callable CD: How Wise Is It? Learn what is a callable CD is and how it works. Callable CDs are typically higher in rate than the regular CDs, and that's the pitch most bankers use when selling this type of CD. How to Bank Without a Branch Using ATM, Online, Mobile Banking Learn how you can still perform the necessary everyday banking activities without having to step into a traditional bank branch. Guide to Maximizing Returns on Series I Savings Bonds Photo of Simon Zhen Simon Zhen Guide to Maximizing Returns on Series I Savings Bonds You're looking to boost your savings by investing in a low-risk vehicle such as... How is Credit Card APR Interest Calculated Photo of Simon Zhen Simon Zhen How is Credit Card APR Interest Calculated The numbers listed under "Interest" on your monthly credit card statement might be... APY vs. APR: What's the Difference? While the face-value difference between APY and APR simply may be the last letter of the acronyms, the difference on your finances can be major.