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Articles by Simon Zhen

Writer & Research Analyst

How Do Credit Cards Work Photo of Simon Zhen Simon Zhen How Do Credit Cards Work 1. What is a Credit Card Credit cards are a way to borrow money from a bank or... What Checking Accounts to Choose After College Student checking accounts are great because they are free. But, after graduation, they can convert to a premium checking account that is very expensive. The Best Credit Cards to Save Money on Family Travel Traveling with family can get pretty expensive. See the best family travel credit cards to help you save money. 4 Reasons to Have a Travel Credit Card With an Annual Fee Photo of Simon Zhen Simon Zhen 4 Reasons to Have a Travel Credit Card With an Annual Fee The idea of paying an annual fee on a credit card is blasphemous to some... Drop that Call: The Best Ways to Contact Your Bank Without a Phone Photo of Simon Zhen Simon Zhen Drop that Call: The Best Ways to Contact Your Bank Without a Phone In a perfect world, we would never have a need for customer service because everything... When to Make the Switch From a Secured Credit Card to a Unsecured Card? Do you know when it is time to switch from a secured credit card to an unsecured credit card? We'll show you how to find out for yourself. How to Get a Near-Perfect FICO 9 Bankcard Score: One Woman's Story One woman, Nancy, shows her credit report to reveal how she got a near-perfect FICO 9 Bankcard Score of 873. Should You Open a Checking Account With a Brokerage vs. a Bank? Photo of Simon Zhen Simon Zhen Should You Open a Checking Account With a Brokerage vs. a Bank? A free checking account is a rare sight among many of the nation’s largest... How to Save on the Costs of a Road Trip Photo of Simon Zhen Simon Zhen How to Save on the Costs of a Road Trip Coming out of the pandemic, it would be no surprise that some Americans may be... Discover it Cash Back Vs. Citi Double Cash Card Review: Which is Better? Use our review of the Discover it Cash Back Vs. the Citi® Double Cash Card to choose the best cash back option. Find rates, fees, and rewards to help decide.