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Articles by Simon Zhen

Writer & Research Analyst

What to Do If You Suspect a Fake Cashier’s Check Photo of Simon Zhen Simon Zhen What to Do If You Suspect a Fake Cashier’s Check Q: I received what appears to be a cashier’s check for an item I sold but I am... Social Security 'Sent' Payment to Old Bank Account Bank vs. Retailers: Who’s Responsible for Protecting Your Data? Banks and retailers are looking to blame each other for the recent data breaches that have compromised millions of consumers' debit and credit cards. Is it Bad Idea to Use HELOC to Pay Off Student Loans? Photo of Simon Zhen Simon Zhen Is it Bad Idea to Use HELOC to Pay Off Student Loans? With student loans representing a major financial burden among adults, Americans with... 4 Simple Tips How to Find and Switch a Bank Photo of Simon Zhen Simon Zhen 4 Simple Tips How to Find and Switch a Bank Whether the reason was an unexpected fee, bad customer service experience, or... Why Your Bank Can Take Your Savings to Pay a Loan In your bank's account agreements, it reserves the right of setoff -- they can use your deposits to pay for loans that you also have with the bank. How to Avoid Bank Fees on Deposit Accounts? The average bank account carries 49 different fees. Being aware of these common fees will ensure you avoid them. Sending Money Is Getting Easier for U.S. Bank Customers Photo of Simon Zhen Simon Zhen Sending Money Is Getting Easier for U.S. Bank Customers More big banks are collaborating to make it easier for Americans to send money to each... Are Banks Open After Inclement Weathers Like Winter Storm Juno? Photo of Simon Zhen Simon Zhen Are Banks Open After Inclement Weathers Like Winter Storm Juno? The big blizzard that was supposed to shut down the Northeast didn't quite do its job.... You Won't Survive In the 10 Most Expensive U.S. Cities, Even With These Great Jobs Surprisingly, none of these great jobs will allow you to live comfortably in any of the top 10 most expensive cities in the U.S.