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Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Can the Walmart MoneyCard Act as a Checking Account? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Can the Walmart MoneyCard Act as a Checking Account? Whereas a savings account is an ideal place to earn interest and hold cash for... How to Set Up a Savings Account for a Teenager Learn how to set up a savings account for a teenager, who is legally not allowed to open a bank account individually, and ways to help him or her build savings. Average Cost of College Tuition: How Much Do You Have to Save? Find out the average cost of college tuition, in addition to room and board, so that you can estimate how much to save for your children‘s future education. How Much to Save for the Perfect Honeymoon Without Going Into Debt Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Much to Save for the Perfect Honeymoon Without Going Into Debt Getting married is more expensive than ever. In fact: According to the... Self-Directed IRAs: Save for Retirement with Alternatives Investments Photo of Valencia Patrice Higuera Valencia Patrice Higuera Self-Directed IRAs: Save for Retirement with Alternatives Investments When it comes to individual retirement accounts (IRAs), most people know about the... What to Do (and Not Do) Right Before Closing on a Home? Learn what to do (and what not to do) in the weeks and days leading to the closing of your new home purchase -- to avoid jeopardizing the process. 5 Ways to Use Your Home Equity to Fund Retirement Learn how you can turn home equity into retirement income with these different methods to use a home as a funding source. Steps to Take If You’ve Lost Your Job Due to the Coronavirus Crisis Photo of Valencia Patrice Higuera Valencia Patrice Higuera Steps to Take If You’ve Lost Your Job Due to the Coronavirus Crisis Since the coronavirus outbreak, more than 22 million Americans have filed for... How to Save More When Flying With Southwest Airlines Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Save More When Flying With Southwest Airlines Headquartered in Dallas, Southwest Airlines is one of the largest low-cost... Virgin America Airline Review and Travel Tips Are you a Virgin America flyer? If so, check out this listing of their credit cards so you can earn more rewards for your travel!