Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Self-Directed IRAs: Save for Retirement with Alternatives Investments Learn how self-direct IRAs work for holding alternative assets and investments in a tax-advantaged retirement account. Find out about eligible investments. What to Do (and Not Do) Right Before Closing on a Home? Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Do (and Not Do) Right Before Closing on a Home? Buying a house is a major milestone. It can take years to save up a down payment... 5 Ways to Use Your Home Equity to Fund Retirement Photo of Valencia Patrice Higuera Valencia Patrice Higuera 5 Ways to Use Your Home Equity to Fund Retirement There’s no denying it: A home can be a valuable asset. In retirement, home... Steps to Take If You’ve Lost Your Job Due to the Coronavirus Crisis Learn what steps you should take if you've lost your job due to the coronavirus epidemic, including where to find financial relief. The Best Credit Cards for Vacation Expenses of 2023 When you‘re going on vacation, you want your trip to be enjoyable and as cheap as possible. See the best credit cards that can make it happen. How to Get More Rewards With Credit Cards Deals and Flights Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Get More Rewards With Credit Cards Deals and Flights If you’re a frequent flyer and usually book your flights with a credit card,... Home Depot Credit Card vs. Lowe’s Credit Card: Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Home Depot Credit Card vs. Lowe’s Credit Card: Review Whether you’re a DIY pro or prefer hiring a professional, superstores like Home... How to Save More When Flying With Southwest Airlines See the latest Southwest Airlines flight deals and credit card offers to save money on trips and baggage fees through tips and A-List elite traveler status. Virgin America Airline Review and Travel Tips Are you a Virgin America flyer? If so, check out this listing of their credit cards so you can earn more rewards for your travel! How to Handle Fraudulent Purchases Sent to Your Home Address Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Handle Fraudulent Purchases Sent to Your Home Address Scammers get more creative all the time and find new ways to defraud...