Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Compare Basic Business Savings Accounts From Top U.S. Banks Photo of Valencia Patrice Higuera Valencia Patrice Higuera Compare Basic Business Savings Accounts From Top U.S. Banks Most business owners don’t have to be told the importance of a business checking... Co-op Insurance: How It Differs From Standard Homeowners Insurance Learn how co-op insurance differs from standard homeowners insurance because this coverage is still needed even with the co-op's master policy. Homeowners Insurance for a Vacation Home or Second Home Learn how homeowners insurance coverage and policy options for a second home or a vacation home differs depending on how the property is used by you or others. FAIR Plan Insurance vs. Private Homeowners Insurance Policy Photo of Valencia Patrice Higuera Valencia Patrice Higuera FAIR Plan Insurance vs. Private Homeowners Insurance Policy A homeowners insurance policy insures your property against certain losses and... Does Homeowners Insurance Cover Plumbing, Pipe Leak Damage? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Does Homeowners Insurance Cover Plumbing, Pipe Leak Damage? Your property's plumbing system is an integral part of the home and if anything... HO3 vs HO5 Homeowners Insurance Policy: What’s the Difference? Compare the HO3 and HO5 homeowners insurance policy types and find out which one offers the right coverage for your property. What Happens When You Don’t Have Homeowners Insurance? Find out what happens when you don't have homeowners insurance coverage and the various reasons that you should have a policy in place to protect your property. Does Homeowners Insurance Cover Tree Removal Costs? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Does Homeowners Insurance Cover Tree Removal Costs? A home insurance policy covers different types of damage to a home. Although these... Why Did Your Homeowners Insurance Premiums Go Up So Much? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Why Did Your Homeowners Insurance Premiums Go Up So Much? Homeowners insurance is an important policy because it protects your house against... Are Homeowners Insurance Premiums Tax-Deductible? Find out whether homeowners insurance premiums are tax-deductible and what other tax deductions may be available in relation to homeownership.