Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Does Homeowners Insurance Cover Repairs for Foundation Damage? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Does Homeowners Insurance Cover Repairs for Foundation Damage? Homeowners insurance protects your home against worst-case scenarios. It’s a... Does Homeowners Insurance Cover Termite Damage? Find out whether your homeowners insurance policy will cover the cost of repairs for significant termite damage in your home or property. Is Homeowners Insurance Legally Required? Learn about the legal requirements when it comes to homeowners insurance and coverages that are designed to protect your finances from unpredictability. Homeowners Insurance Claims: Actual Cash Value vs. Replacement Cost Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance Claims: Actual Cash Value vs. Replacement Cost Home insurance is a vital type of policy that protects your house from losses and... Does Homeowners Insurance Cover HVAC Systems? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Does Homeowners Insurance Cover HVAC Systems? Your HVAC system helps your home maintain an ideal temperature. It keeps it cool... Homeowners Insurance and Trampolines: Are They Covered? Find out how having a trampoline on your property can affect your homeowners insurance premiums How Much Homeowners Insurance Coverage Is Required by Mortgage Lenders? Find out how much homeowners insurance coverage will be required by mortgage lenders, who will want to protect their investment in your home loan. The Death of Passwords and the Rise of Smiley Faces Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Death of Passwords and the Rise of Smiley Faces In this digital age, we can shop online and manage our money with the click of a... Where to Get a Loan With Bad Credit Photo of Valencia Patrice Higuera Valencia Patrice Higuera Where to Get a Loan With Bad Credit Bad credit can put a wall between you and a loan. It doesn't matter how... When its Best to Pay Your Medical Bills with a Credit Card Medical bills can be expensive and credit cards can be used to pay for them. You could earn rewards and avoid interest. But, there are payment plans, too.