Credit Score

How to Place a Credit Freeze at the Equifax, Experian, and TransUnion Find out what you need to do to put a security freeze on your credit report at the three major U.S. credit bureaus: Equifax, Experian, and TransUnion. Learn when you should place a credit freeze and how much it costs, depending on your state of residence. Valencia Patrice Higuera Thomas (TJ) Porter Which Credit Report Does Synchrony Bank Pull? Though you may not have heard of Synchrony Bank, there is a very good chance that... Thomas (TJ) Porter Which Credit Report Does Barclaycard Pull? As one of the country's largest credit card issuers, it wouldn't be surprising that... Which Credit Report Does U.S. Bank Pull? Find out which credit report is used more commonly by U.S. Bank when it reviews someone's credit card application. Look at which credit report is used most often in a certain state. Learn how to obtain a free credit report and what you can do to improve your chances of approval. Simon Zhen Which Credit Report Does American Express Pull? Find out which credit report is used more often by American Express when it checks an applicant's credit to decide whether or not to grant approval for a new credit card or charge card. Learn how you can check your credit report for free or at a discount. See how you can improve your credit for higher chances of approval. Thomas (TJ) Porter Thomas (TJ) Porter The Effects on Your Credit Score After Removing an Authorized User Credit cards are a great way to pay for purchases. They let you make large purchases... Thomas (TJ) Porter Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? When you look to sign up with a mobile provider, they’ll check your credit before... Which Credit Report Does Citibank Pull? Find out which U.S. credit bureau, Equifax, Experian, or TransUnion, is most commonly used by Citi to approve or deny a credit card or loan. Paul Sisolak Which Credit Report Does Capital One Pull? Find out which U.S. credit bureaus are used most often by Capital One when it is reviewing credit card and loan applications. Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does Bank of America Pull? Bank of America is most likely to check your Experian credit report when you submit a... Paul Sisolak Which Credit Report Does Discover Pull? If you're thinking about applying for a credit card from Discover, you should be... How to Get Additional Free and Discounted Credit Reports Learn how you can get extra credit reports for free or at a discount, according to certain state and federal laws, from the Equifax, Experian, and TransUnion. This is in addition to the free annual credit reports. Find out how much they cost and how frequently you can pull them. Simon Zhen Which Credit Reports Do Lenders Use for Credit Card Applications? Find out which of the three major credit bureaus, Equifax, Experian, or TransUnion are used most commonly by card issuers when approving credit cards and loans. Paul Sisolak Simon Zhen Which Credit Report Does Chase Pull? The credit report that Chase is most likely to pull for your credit card application... Thomas (TJ) Porter When Do Credit Scores Get Updated? Your credit score is an important part of your financial life. Though it might not... Which Credit Score Agency is the Most Accurate? Find out why there are so many credit scores available on the market and which one is the most accurate when it comes to applying for loans and credit cards. Christina Majaski Is There a Way to Get Your Credit Score for Free? Find out how you can check your credit scores for free because they usually come at a price. Learn the difference between different credit scores, too. Rebecca Lake Carrie Smith What is Your FICO Credit Score? Image Credit: myFICO.com Are you having a trouble of understanding what is FICO... Louis DeNicola How to Understand Your Credit Score An excellent credit score can save you money. You may get lower interest rates on... What is the Highest Credit Score and How Can You Get It? Credit scores are important to getting loans, credit cards, mortgages, and more. See the highest credit score possible for the best chance of loan approval. Suzanne Driscoll Why Does Your Credit Score Fluctuate Every Month? Credit scores can go up and down for a variety of reasons. See what factors can change your score on a monthly basis - so you're not surprised by the changes. Talia Koren Rebecca Lake How Does Apartment Rent Payment History Affect Your Credit Score? Your credit score matters in more ways than, especially if you’re trying to find a... Rebecca Lake What is a Renter’s Credit Score? If you’re planning to rent an apartment, one thing you need to prepare yourself for... How to Check a Credit Score Without a Social Security Number You're often asked for your Social Security Number when checking your credit score. See how you can check your credit score without an SSN. Rebecca Lake Can You Get Apartment for Rent With Bad Credit? There are several requirements to be approved for renting a nice apartment, including income and references. See how bad credit will affect your application. Kayla Albert Kali Hawlk How Long Does it Take to Establish a Good Credit When you talk about credit, you need to understand two important things: your credit... Kali Hawlk Why Is My Credit Score Low if I Have No Debt? It was about a year after getting my first credit card. After using the card to make... Does Keeping a Small Balance on Credit Card Hurt Your Credit Score? You may not have thousands to pay off your credit card. But would a small balance hurt your credit score? We have everything you need to know right here! Kali Hawlk What Affects Your Credit Score More — Loans or Credit Cards? Your credit score can affect so much in your life. Find out how credit cards and loans influence your credit score. Brian Penny