Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Credit Score

Which Credit Report Does Synchrony Bank Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does Synchrony Bank Pull? Synchrony Bank primarily pulls credit reports from TransUnion when evaluating... Which Credit Report Does Barclaycard Pull? Find out which U.S. credit bureau is used most often by Barclaycard when reviewing someone's application for a credit card. Learn how to get your credit reports for free (or at a discount) and take the best steps to improve your credit profile for a higher chance of being approved for a Barclaycard credit card. Which Credit Report Does U.S. Bank Pull? Find out which credit report is used more commonly by U.S. Bank when it reviews a prospective borrower's credit card application. Which Credit Report Does American Express Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does American Express Pull? American Express primarily pulls credit reports from Experian when evaluating... The Effects on Your Credit Score After Removing an Authorized User Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Effects on Your Credit Score After Removing an Authorized User Credit cards are a great way to pay for purchases. They let you make large... Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? Find out which credit bureaus are used by the major U.S. mobile carriers when customers sign up for phone service. Learn how the information on your credit reports will affect your chances of getting service. Compare alternative options for people with bad credit. Which Credit Report Does Citibank Pull? Find out which U.S. credit bureau, Equifax, Experian, or TransUnion, is most commonly used by Citi to approve or deny a credit card or loan. Which Credit Report Does Capital One Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does Capital One Pull? Capital One pulls credit reports from all three major bureaus (Experian, Equifax,... Which Credit Report Does Bank of America Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does Bank of America Pull? Bank of America primarily uses your Experian credit report when evaluating credit... Which Credit Report Does Discover Pull? Find out which U.S. credit bureau is used by Discover most often when approving applications for credit cards and loans. How to Get Additional Free and Discounted Credit Reports Learn how you can get extra credit reports for free or at a discount, according to certain state and federal laws, from the Equifax, Experian, and TransUnion. This is in addition to the free annual credit reports. Find out how much they cost and how frequently you can pull them. Which Credit Reports Do Lenders Use for Credit Card Applications? Photo of Paul Sisolak Paul Sisolak Which Credit Reports Do Lenders Use for Credit Card Applications? When you're applying for a new credit card in the United States, the credit report... Which Credit Report Does Chase Pull? Photo of Simon Zhen Simon Zhen Which Credit Report Does Chase Pull? Chase branch in Brooklyn, NY The credit report that Chase is most likely to pull... When Do Credit Scores Get Updated? Learn about how your credit lines are reported to credit bureaus on a regular basis and find out when your credit scores are refreshed and updated. Which Credit Score Agency is the Most Accurate? Find out why there are so many credit scores available on the market and which one is the most accurate when it comes to applying for loans and credit cards. Is There a Way to Get Your Credit Score for Free? Photo of Rebecca Lake Rebecca Lake Is There a Way to Get Your Credit Score for Free? Your financial health can be measured in lots of ways. Having money in the bank... What is Your FICO Credit Score? Photo of Carrie Smith Carrie Smith What is Your FICO Credit Score? The higher your FICO score is the more likely you will be able to obtain the best... How to Understand Your Credit Score Your credit score reveals how well you are with handling credit. But, how exactly does your credit score represent your credit behavior? What is the Highest Credit Score and How Can You Get It? Credit scores are important to getting loans, credit cards, mortgages, and more. See the highest credit score possible for the best chance of loan approval. Why Does Your Credit Score Fluctuate Every Month? Photo of Talia Koren Talia Koren Why Does Your Credit Score Fluctuate Every Month? Checking your credit score for the first time can be a nerve-wracking... How Does Apartment Rent Payment History Affect Your Credit Score? Photo of Rebecca Lake Rebecca Lake How Does Apartment Rent Payment History Affect Your Credit Score? Your credit score matters in more ways than, especially if you’re trying to find a... What is a Renter’s Credit Score? A renter's credit score can determine whether you get to live in that nice luxury apartment or not. See what affects your renter's credit score. How to Check a Credit Score Without a Social Security Number You're often asked for your Social Security Number when checking your credit score. See how you can check your credit score without an SSN. Can You Get Apartment for Rent With Bad Credit? Photo of Kayla Albert Kayla Albert Can You Get Apartment for Rent With Bad Credit? As a potential renter, your main concern is the cost of rent and whether it fits... How Long Does it Take to Establish a Good Credit Photo of Kali Hawlk Kali Hawlk How Long Does it Take to Establish a Good Credit When you talk about credit, you need to understand two important things: your... Why Is My Credit Score Low if I Have No Debt? Credit scores can be confusing, especially when you don't understand why it's low in the first place, and have no debt! Here's what you can do. Does Keeping a Small Balance on Credit Card Hurt Your Credit Score? You may not have thousands to pay off your credit card. But would a small balance hurt your credit score? We have everything you need to know right here! What Affects Your Credit Score More — Loans or Credit Cards? Photo of Brian Penny Brian Penny What Affects Your Credit Score More — Loans or Credit Cards? Credit scores are an unavoidable part of life. Every time you move, apply for a... Does Your Credit Score Affect Getting Hired? Photo of Kara Perez Kara Perez Does Your Credit Score Affect Getting Hired? You know the words ‘credit report’ and ‘credit score.’ You've probably heard that... Why Is My Credit Score Low? Having a low credit score can impact you in many different ways. But why is your credit score low in the first place? Learn all the reasons you might have a low score.