Credit Score

Mortgage Rate Shopping: How Multiple Applications Affect Your Credit Score Learn how to shop for the best mortgage rates without hurting your credit score with multiple inquiries for a new credit lines or loan. How to Check Your Business Credit Score Photo of Lance Cothern Lance Cothern How to Check Your Business Credit Score When you apply for a loan as an individual, the lender checks your personal...

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Experian Boost Review: Does It Really Help Your Credit Score? Learn more about Experian Boost, which promises to help you increase your credit score by taking a look at your bill payments via a bank account. Should You Pay Off an Old Debt with a Collections Agency? Find out whether it is a good idea to pay off an old debt held by a collections agency because there are situations when you are no longer legally responsible. Equifax Data Breach Settlement: How to Claim Up to $20,000 for Damage to Your Credit Photo of Kevin Mercadante Kevin Mercadante Equifax Data Breach Settlement: How to Claim Up to $20,000 for Damage to Your Credit It’s practically been forgotten, but Equifax – one of the three major credit... What to Do With a Debt Collections Item You Didn’t Know About Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Do With a Debt Collections Item You Didn’t Know About If an unknown debt collection shows up on your credit report, getting a credit... Should You Use a Credit Repair Company? Find out whether it is worth the cost to use a credit repair company to fix your credit score or to reduce/remove debt through negotiations with creditors. How to Rebuild Your Credit Score After Bankruptcy Learn about what you can use to rebuild a good credit score after bankruptcy and how to ensure that you‘ll be able to borrow again in the future. How Your Credit Score Affects Your Car Insurance Premiums Photo of Ben Luthi Ben Luthi How Your Credit Score Affects Your Car Insurance Premiums Having good credit isn’t just important when it comes to applying for a loan or... How Stay-at-Home Parents Can Build Good Credit Photo of Thomas (TJ) Porter Thomas (TJ) Porter How Stay-at-Home Parents Can Build Good Credit Credit scores are an incredibly important part of your financial life. They... Installment Loan vs. Revolving Credit: Effect on Your Credit Score When you have installment loans and revolving credit lines, there could be different effects on your credit score that you should keep in mind. Good Credit May Be Required When Applying for a Green Card With the Department of Homeland Security proposing a new rule for permanent resident status, learn how credit scores matter when applying for a green card. Can You Lease a Smartphone with No Credit or Bad Credit? Photo of Kevin Mercadante Kevin Mercadante Can You Lease a Smartphone with No Credit or Bad Credit? With regular improvements and updates in smartphone technology, one of the best ways... Can Free Credit Scores From Chase Credit Journey Help You Build Good Credit? Photo of Rebecca Lake Rebecca Lake Can Free Credit Scores From Chase Credit Journey Help You Build Good Credit? If you've ever applied for a loan or a credit card, you know how important a good... How to Maintain Your Credit Score Abroad When you're living in a foreign country, you still need to protect your American credit. Use these tips to maintain your credit score abroad. 4 Reasons I Turned Down a Store Credit Card, Despite Being Offered a Huge Discount If you're trying to save more on holiday shopping, there are a few things you should think about before getting a store credit card to snag a big discount. What to Know About the Discover Free FICO Score Program Photo of Rebecca Lake Rebecca Lake What to Know About the Discover Free FICO Score Program If you're planning to buy a home or apply for a credit card, it helps to know... Do You Need Multiple Credit Cards to Build Good Credit? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Do You Need Multiple Credit Cards to Build Good Credit? You've been using that one credit card responsibly and your credit score has... How Parents Can Help Their Children Build Good Credit For parents who want to give their children a head start on building good credit, learn how to help them begin establishing credit at an early age. When is it Okay to Take a Hit to Your Credit Score? Find out when it is appropriate to let your credit score take a hit and drop a little bit because it serves a valuable financial purpose. How to Get Approved for a Mortgage With Two Different Credit Scores Photo of John Csiszar John Csiszar How to Get Approved for a Mortgage With Two Different Credit Scores You may have waited for this moment your entire life: the moment when you own a home... Why Your Credit Scores Can Vary So Much at Equifax, Experian, TransUnion Photo of Kevin Mercadante Kevin Mercadante Why Your Credit Scores Can Vary So Much at Equifax, Experian, TransUnion People wonder why one credit bureau generates a significantly different credit score... What to Do if Your Credit File is Mixed with Someone Else’s Follow these steps if you find out that your credit report is being mixed with someone else's credit. Learn how to minimize the effects to your credit file. How to Start Building Good Credit as An Immigrant As a U.S. immigrant, learn how you can obtain your first line of credit so that you can begin building a good credit score for key loans in the future. How Pay for Delete Works and Should You Ask for It? Photo of Kevin Mercadante Kevin Mercadante How Pay for Delete Works and Should You Ask for It? Just about everyone who has credit report delinquencies is looking for a... Free Credit Freezes: How to Use Them to Protect Your Identity Photo of Nicole Dieker Nicole Dieker Free Credit Freezes: How to Use Them to Protect Your Identity Credit bureaus used to charge consumers for the privilege of freezing and unfreezing... Can Utility Bills In Collections Hurt Your Credit Score? Find out what happens to utility bills that are past due for an extended period of time. Learn what you can do if your unpaid bill is sent to collections. Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? Find out whether your gym can ruin your credit if you do not pay membership fees. Learn how an account sent to a debt collection agency can affect your credit. What's a Good Credit Score For a College Student? Photo of Valerie Ashton Valerie Ashton What's a Good Credit Score For a College Student? College is a great time to make memories, get a once-in-a-lifetime education, and...