Credit Score

Mortgage Rate Shopping: How Multiple Applications Affect Your Credit Score Photo of Valencia Patrice Higuera Valencia Patrice Higuera Mortgage Rate Shopping: How Multiple Applications Affect Your Credit Score For most people, buying a house involves applying for a mortgage loan. Some... How to Check Your Business Credit Score Learn how to check your business credit score to determine if you'd be able to qualify for business loans and credit cards with the best terms. Experian Boost 2025 Review Learn more about Experian Boost, which promises to help you increase your credit score by taking a look at your bill payments via a bank account. Should You Pay Off an Old Debt with a Collections Agency? Photo of Kevin Mercadante Kevin Mercadante Should You Pay Off an Old Debt with a Collections Agency? Millions of people have collections on their credit reports. They can often... Equifax Data Breach Settlement: How to Claim Up to $20,000 for Damage to Your Credit Photo of Kevin Mercadante Kevin Mercadante Equifax Data Breach Settlement: How to Claim Up to $20,000 for Damage to Your Credit It’s practically been forgotten, but Equifax – one of the three major credit... What to Do With a Debt Collections Item You Didn’t Know About Find out what you should do when you discover a debt collections items that you didn't know about, possibly because you thought a bill or debt was paid already. Should You Use a Credit Repair Company? Find out whether it is worth the cost to use a credit repair company to fix your credit score or to reduce/remove debt through negotiations with creditors. How to Rebuild Your Credit Score After Bankruptcy Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Rebuild Your Credit Score After Bankruptcy Let's face it: Bankruptcy is never an easy decision, but sometimes it's the... How Your Credit Score Affects Your Car Insurance Premiums Photo of Ben Luthi Ben Luthi How Your Credit Score Affects Your Car Insurance Premiums Having good credit isn’t just important when it comes to applying for a loan or... How Stay-at-Home Parents Can Build Good Credit As a stay-at-home parent, learn why you should maintain a good credit score and find out how to improve your credit so that you can get approved for loans. Installment Loan vs. Revolving Credit: Effect on Your Credit Score When you have installment loans and revolving credit lines, there could be different effects on your credit score that you should keep in mind. Good Credit May Be Required When Applying for a Green Card Photo of Thomas (TJ) Porter Thomas (TJ) Porter Good Credit May Be Required When Applying for a Green Card Immigrating to the United States takes a lot of work. You need to meet a number... Can You Lease a Smartphone with No Credit or Bad Credit? Photo of Kevin Mercadante Kevin Mercadante Can You Lease a Smartphone with No Credit or Bad Credit? With regular improvements and updates in smartphone technology, one of the best... Can Free Credit Scores From Chase Credit Journey Help You Build Good Credit? Learn how you can use the free Chase credit score program (called Credit Journey) to monitor your TransUnion credit report and build good credit over time. How to Maintain Your Credit Score Abroad When you're living in a foreign country, you still need to protect your American credit. Use these tips to maintain your credit score abroad. 4 Reasons I Turned Down a Store Credit Card, Despite Being Offered a Huge Discount Photo of Rebecca Lake Rebecca Lake 4 Reasons I Turned Down a Store Credit Card, Despite Being Offered a Huge Discount When the holiday season is heating up and retailers are working overtime to get... What to Know About the Discover Free FICO Score Program Photo of Rebecca Lake Rebecca Lake What to Know About the Discover Free FICO Score Program If you're planning to buy a home or apply for a credit card, it helps to know your... Do You Need Multiple Credit Cards to Build Good Credit? Find out whether you need to open more credit cards for the sake of building a good credit score. Learn how multiple cards could help or hurt your goal. How Parents Can Help Their Children Build Good Credit For parents who want to give their children a head start on building good credit, learn how to help them begin establishing credit at an early age. When is it Okay to Take a Hit to Your Credit Score? Photo of Thomas (TJ) Porter Thomas (TJ) Porter When is it Okay to Take a Hit to Your Credit Score? Your credit score is an important part of your financial life. It determines... How to Get Approved for a Mortgage With Two Different Credit Scores Photo of John Csiszar John Csiszar How to Get Approved for a Mortgage With Two Different Credit Scores You may have waited for this moment your entire life: the moment when you own a... Why Your Credit Scores Can Vary So Much at Equifax, Experian, TransUnion Learn why credit scores from TransUnion, Experian and Equifax credit bureaus can be so different — sometimes hundreds of points apart. What to Do if Your Credit File is Mixed with Someone Else’s Follow these steps if you find out that your credit report is being mixed with someone else's credit. Learn how to minimize the effects to your credit file. How to Start Building Good Credit as An Immigrant Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Start Building Good Credit as An Immigrant The American financial system is large and complicated. The American immigration... How Pay for Delete Works and Should You Ask for It? Photo of Kevin Mercadante Kevin Mercadante How Pay for Delete Works and Should You Ask for It? Just about everyone who has credit report delinquencies is looking for a strategy... Free Credit Freezes: How to Use Them to Protect Your Identity When the law makes it so that credit freezes are free, learn how you can use them to protect your identity and what it could mean for future credit usage. Can Utility Bills In Collections Hurt Your Credit Score? Find out what happens to utility bills that are past due for an extended period of time. Learn what you can do if your unpaid bill is sent to collections. Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? Failing to pay gym membership fees can lead to debt collection and negatively impact... What's a Good Credit Score For a College Student? Photo of Valerie Ashton Valerie Ashton What's a Good Credit Score For a College Student? College is a great time to make memories, get a once-in-a-lifetime education, and... How to Place a Credit Freeze at the Equifax, Experian, and TransUnion Find out how to put a security freeze on your credit report at the three major U.S. credit bureaus: Equifax, Experian, and TransUnion.