Credit Score

Does Your Credit Score Affect Getting Hired? Credit scores affect how easy it is to get a mortgage or a credit card but it can also affect getting hired. Learn what future employers might look at! Why Is My Credit Score Low? Photo of Kali Hawlk Kali Hawlk Why Is My Credit Score Low? We hear all the time how credit is important -- and how keeping a good credit score... What Credit Score is Needed for an American Express Credit Card? Photo of Kali Hawlk Kali Hawlk What Credit Score is Needed for an American Express Credit Card? Of all the credit cards I’ve carried in my wallet over the years, my favorites are... How to Clean Up Your Credit Report Having bad credit can doesn't have to last forever. Learn how to clean up your credit report and get back on track to a good credit score. Does Closing a Charge Card Hurt Your Credit Score? FInd out how much a charge card can actually influence your credit score. It may be more important that you thought. What is Lowest Credit Score Needed to Apply for a Credit Card? Photo of Kali Hawlk Kali Hawlk What is Lowest Credit Score Needed to Apply for a Credit Card? Credit cards offer users a lot of useful benefits. They’re safer to use than cash... How Long Do Hard Pulls Stay On Your Credit Report? Photo of Rebecca Lake Rebecca Lake How Long Do Hard Pulls Stay On Your Credit Report? Your credit score is an important number that can have a major effect on your... Where to Get a Loan With Bad Credit Familiarize yourself with what bad credit is and how it can affect you getting a loan in the future. How to Dispute A Mistake On Your Credit Report You have been managing your credit cards right but still have a poor credit score? There could be a mistake on your credit report. Find out how to dispute it. What Is a Reason Code (and How Does it Impact Your Credit Score)? Photo of Kali Hawlk Kali Hawlk What Is a Reason Code (and How Does it Impact Your Credit Score)? To reach your financial goals, you need to know more than “save more money” or... The Best Secured Cards for Rebuilding Credit Photo of Amanda Page Amanda Page The Best Secured Cards for Rebuilding Credit When I decided to take the plunge and dive back into credit cards usage (one... How Do Credit Cards Affect My Credit Score? Credit cards and credit scores go hand in hand - do you know how using credit cards affects your score? Read on to learn about the relationship between the two. How Many Credit Scores Are There? Ever think about how to get a “perfect” credit score? While it's important to strive to improve your score, perfect is a myth - we all have more than one score. How to Get a Credit Card with 560-650 Bad Credit Score Photo of Kali Hawlk Kali Hawlk How to Get a Credit Card with 560-650 Bad Credit Score There’s no question that there's some stigma that comes along with having bad... How to Use Credit Cards to Improve Your Credit Score Photo of Christina Majaski Christina Majaski How to Use Credit Cards to Improve Your Credit Score It is widely known that higher credit scores make it easier to get loans and lower... Where Can You Find Your Credit Score? Everyone talks about the importance of knowing your credit score, but do you know how to find it? Here are the types of scores and where to go to find yours. How to Check Your FICO Score Do you know how to check your FICO score? Here is all you need to know about the factors that go into your credit score and how you can improve your credit. Why Credit Score is Important Photo of Brian O'Connell Brian O'Connell Why Credit Score is Important Here’s a question as old as money itself: how han you buy something when you don't... The Best Bad Credit Loans for 2023 Photo of Paul Sisolak Paul Sisolak The Best Bad Credit Loans for 2023 A bad credit loan may seem like a bit of an oxymoron. For many folks, going into... How to Improve Your Credit Score by 100 Points There are ways to raise your FICO credit score by 100 points or more very fast if you‘re suffering from bad or fair credit. How to Put An Equifax Security Freeze on Your Credit File An Equifax credit freeze prevents any access to your personal credit report so that identity thieves cannot open credit card and loans under your name. What is a Beacon Credit Score? Photo of Suzanne Driscoll Suzanne Driscoll What is a Beacon Credit Score? Just when you thought you were starting to understand credit scores and how they are... What Landlords Are Looking For in Tenant Screening Credit Check Photo of Paul Sisolak Paul Sisolak What Landlords Are Looking For in Tenant Screening Credit Check Tenant screening is a major factor in how landlords and property managers decide who... What’s a Perfect Credit Score Really Worth? A perfect FICO credit score is a major financial goal of many people. See how an 850 score affects your loans, credit cards and overall finances. What Credit Score is Needed to Buy a Car? See the lowest credit score needed to buy a car. Whether you are financing or leasing a car, your credit scores and history will affect your chance of approval. What is a Good Credit Score Range? Photo of Paul Sisolak Paul Sisolak What is a Good Credit Score Range? Having good credit is the essential foundation to a healthy financial life. The... Why You Did Not Get Approved for a Credit Card With a Good Credit Score Photo of Thomas (TJ) Porter Thomas (TJ) Porter Why You Did Not Get Approved for a Credit Card With a Good Credit Score Have you ever asked yourself “why am I not approved for a credit card” even if your... How to Raise Your Credit Score Above 700 With a FICO credit score of 700, you are considered to have good credit. It allows you to get great credit cards, low interest rates and higher credit approval. How To Get A Better Credit Score Without Credit Cards A good credit score means you can get big loans at good rates while a bad score may leave you without access to credit. So lets understand how FICO works.