The Platinum Delta SkyMiles Credit Card is designed to help Delta fans earn miles and save money on travel.
Its most defining feature is a rewards program that offers annual mileage bonuses and a free companion ticket each year.
Furthermore, it provides convenient benefits like no foreign transactions fees, additional insurance coverage, and priority boarding.
The Platinum Delta SkyMiles Credit Card is ideal for someone who can pay off their credit card bill in full every month and can help them lower their travel costs and get rewarded for their loyalty to Delta Airlines.
Let’s take a look at the main card features and benefits.
Platinum Delta SkyMiles Travel Card Pros & Cons
If you’re thinking of applying for a Platinum Delta SkyMilescredit card, the first thing you should know is this card has a $195 annual fee.
However, for most customers, the bonus miles and annual companion certificate outweigh the cost of the annual fee.
New cardholders tend to have the opportunity to earn a generous amount of miles after making a certain amount in purchases in the first three months.
New cardholders also get a $100 statement credit after you make a Delta purchase within the first three months.
Each year you renew your card you get a free companion certificate for a domestic, main cabin round-trip ticket. For many customers, this free annual ticket alone makes up for the $195 annual fee.
Annual Miles Boost
Each year, cardholders get 10,000 Medallion Qualification Miles (MQMs). If you spend $25,000 on purchases in a calendar year, you can get 10,000 additional bonus miles.
And if you spend $50,000 in a year, you’ll get 10,000 more.
TIP: Use your Platinum Delta SkyMiles Credit Card to book entertainment for your next trip. Customers are treated to exclusive access to ticket presales for Broadway shows, concerts, sporting events, and more.
Still Not Convinced?
If the bonus miles and free annual companion ticket aren’t enough to entice you, the Platinum Delta SkyMiles Credit Card comes with a host of other perks that make travel a luxurious and rewarding experience.
- No foreign transaction fees: No foreign transaction fees for purchases made while traveling outside of the United States
- Double miles on Delta purchases: Get 2 miles for every dollar you spend on Delta purchases
- Free first checked bag: Save up to $60 on each round trip
- Priority boarding: No more stressing about snagging space for your carry-ons
- In-flight purchase and Sky Club discounts: Get access to Delta Sky Club at a reduced cost and 20% savings on certain in-flight purchases
- Extra insurance: Get additional coverage for rental cars, travel accidents, and lost baggage
TIP: Use your Platinum Delta SkyMiles Credit Cardto make large purchases. Customers get extended warranties above the manufacturer’s warranty, in addition to coverage if something breaks or gets stolen.
Before applying for any credit card, it’s important to read the fine print first. Here’s what you need to know about the Platinum Delta SkyMiles credit card fees.
- Annual fee: The annual fee for this card is $195, but it includes valuable perks like a free annual companion ticket, free first checked bag, and no foreign transaction fees
- Late fee or returned payment: Up to $39, plus a penalty APR increase
- Balance transfer and cash advance: Either $5 or 3% of the amount of each transfer or cash advance, whichever is greater
TIP: Use a free service like Mint to track your credit card spending and cash balances. It will be easier to pay your credit card balance off in full each month if you always know where you stand.
Should You Go Delta?
While this card hosts an impressive line-up of rewards and perks, let’s take a closer look to make sure this is the right card for you.
Who this card is for:
- People who fly Delta and travel often
- People who pay off their credit card balance each month
- People who have high enough incomes to meet bonus mile spending requirements
- People who plan on using their credit card often
Who this card isn’t for:
- People with limited or bad credit
- People who are looking for a low APR and balance transfer rate
- People who are trying to pay off debt
- People who usually carry a credit card balance
Airline Credit Cards Compared
|Airline Credit Cards||Annual Fee||Companion Ticket||Perks|
|Gold Delta SkyMiles® Credit Card from American Express||$95 (waived first year)||None||
|Platinum Delta SkyMiles® Credit Card||$195||Yes, one domestic economy class ticket per year||
|Delta Reserve® Credit Card from American Express||$450||Yes, one domestic First or Main Cabin class ticket per year||
|Alaska Airlines Visa Signature® Credit Card||$75||Yes, one economy class ticket per year||
|JetBlue Plus MasterCard®||$99||None||
|British Airways Visa Signature® Card||$95||Yes, when you make $30,000 in annual purchases||N/A|
|Southwest Rapid Rewards® Plus Credit Card*||$69||Yes, when you earn 110,000 qualifying points in a calendar year||N/A|
|Southwest Rapid Rewards® Premier Credit Card*||$99||Yes, when you earn 110,000 qualifying points in a calendar year||N/A|
|United Explorer Card||$95 (waived first year)||None||
|United MileagePlus® Club Card||$450||None||
|Citi® / AAdvantage® Gold MasterCard®||$50||None||N/A|
|Citi® AAdvantage® Platinum Select® MasterCard®||$95||None||
|Citi® AAdvantage® Executive World Elite™ MasterCard®||$450||None||
*All checked bags always fly for free with Southwest.
Platinum Delta SkyMiles Credit Card is Made for Travelers
For customers who travel often and like to do so in luxury, this credit card offers ways to enjoy the perks of elite status without the cost.
Ultimately, this card is best for someone who already flies Delta Airlines and wants to be rewarded for their loyalty.
In order to reap all the rewards, cardholders should also be comfortable using the card regularly and paying it off in full each month.
Since the annual bonus miles are based off annual spending, it’s also best if the cardholder has a high enough income to be able to meet the $25,000 or $50,000 annual spending requirements to get the bonus miles.
If this sounds like you, then the Platinum Delta SkyMiles Credit Card could be an excellent choice for your next credit card.