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Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

What to Do If Your Balance Transfer is Denied Photo of Kevin Mercadante Kevin Mercadante What to Do If Your Balance Transfer is Denied Balance transfer requests can be denied due to various reasons, including issuer... Should You Use Student Loan Funds and Financial Aid to Invest in Stocks? Find out whether you are legally allowed to use student loans and financial aid to invest in stocks and compare the benefits and dangers. How Much Information is Needed for Someone to Steal Your Identity Learn about the different pieces of sensitive personal and financial information that criminals would need to commit identity theft and financial fraud. What Are Paper Statement Fees? Photo of Kevin Mercadante Kevin Mercadante What Are Paper Statement Fees? Some banks now charge fees for paper statements, ranging from $2-$5 per month,... Counter Checks Fees Compared at the Top U.S. Banks Photo of Kevin Mercadante Kevin Mercadante Counter Checks Fees Compared at the Top U.S. Banks Counter checks are temporary checks provided by banks, but are often not accepted by... Compare the Deposit Cutoff Times at the Top U.S. Banks Find out what the cutoff times are for making check and cash deposits at the biggest U.S. Learn about when funds are available and when checks will clear. Vanguard Personal Advisor Services 2025 Review Learn all about the Vanguard Personal Advisor Service, a robo-advisor service that helps manage an investor's portfolio automatically. WiseBanyan 2025 Review Photo of Kevin Mercadante Kevin Mercadante WiseBanyan 2025 Review When it comes to financial advisors, you may have the perception that they are... Citi Flex Loan 2025 Review Photo of Kevin Mercadante Kevin Mercadante Citi Flex Loan 2025 Review As an existing Citi credit card customer, you may have received mail or notices... Best Prepaid Debit Cards for Teenagers in 2024 Compare the best prepaid debit cards for teenagers based on fees, convenience, and parental tools for managing spending and card limits.