Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

MIB Insurance Report: What You Need to Know & How to Get Free Copy Photo of Kevin Mercadante Kevin Mercadante MIB Insurance Report: What You Need to Know & How to Get Free Copy If you’re thinking about buying life insurance, you likely have lots of... North Carolina Car Insurance: How to Get the Cheapest Rates See the average rates on car insurance for North Carolina drivers based on coverage levels and city, including how you can get the lowest rates on your policy. How to Buy Car Insurance for the First Time Learn about the entire process of buying car insurance for the first time and ensure that you get a policy with the right amount of coverage. How to Get the Cheapest Car Insurance for College Students Photo of Kevin Mercadante Kevin Mercadante How to Get the Cheapest Car Insurance for College Students Just like any other auto insurance premium, age, gender, location, vehicle type,... Should You Switch Car Insurance After an Accident? Photo of Kevin Mercadante Kevin Mercadante Should You Switch Car Insurance After an Accident? The good news: You can switch car insurance at any time – but that doesn’t... How to Get the Cheapest Car Insurance Rates for Seniors See how much it costs, on average, for seniors to get car insurance and learn how to qualify for the cheapest policy rates as you get older. How to Pay for an Expensive Car Repair When the car repair cost is too expensive for your wallet, learn about the payment options available and how you can make the repairs more affordable. How Pay for Delete Works and Should You Ask for It? Photo of Kevin Mercadante Kevin Mercadante How Pay for Delete Works and Should You Ask for It? Just about everyone who has credit report delinquencies is looking for a strategy... The Best High Yield Savings Accounts of 2024 Photo of Kevin Mercadante Kevin Mercadante The Best High Yield Savings Accounts of 2024 Check the interest rate on your savings account -- especially if you opened it at... Should You Invest in Dividend Stocks, ETFs, or Mutual Funds? What to Consider Learn about investing in stocks, ETFs, and mutual funds with a high yield for dividend income, including pros, cons, and tax considerations.