Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

SoFi® Checking and Savings Account 2025 Review Our review of the SoFi Checking and Savings Account looks at the account's features and fees, including attractive interest rates and cash back opportunities. Series EE Savings Bonds: When to Redeem For the Maximum Return Photo of Valencia Patrice Higuera Valencia Patrice Higuera Series EE Savings Bonds: When to Redeem For the Maximum Return Series EE savings bonds are a low-risk investment. In fact: These are one of the... The Best Credit Cards to Fix Your Bad Credit Without a Security Deposit Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Best Credit Cards to Fix Your Bad Credit Without a Security Deposit Bad credit (which is a credit score below 600) affects just about every aspect of your... The Best Credit Cards to Apply For With a 550-600 Credit Score Find a credit card that best suits your credit score. Review the best credit cards for a 550 - 600 credit score and get the most out of your credit card. How to Travel Internationally With More Than $10,000 in Cash Learn how to travel internationally with more than $10,000 in cash because you are required by U.S. Customs and Border Protection to report the money. What to Do When You Cannot Pay Tuition and College Is About to Start Photo of Valencia Patrice Higuera Valencia Patrice Higuera What to Do When You Cannot Pay Tuition and College Is About to Start Students facing tuition difficulties should proactively explore all available... The Difference Between Certified Checks and Cashier Checks Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Difference Between Certified Checks and Cashier Checks Cashier's checks offer stronger guarantees than certified checks. The funds for a... The Best Business Checking Accounts of April 2025 Compare the different basic business checking accounts offered by the top U.S. banks. Choose the right business checking account for your small business. Chase Sapphire Checking Account 2025 Review Find out which fees are waived with the Chase Sapphire Checking account and how you can avoid the monthly fee. Learn about the premium services available. Citizens Access Online Savings Account 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Citizens Access Online Savings Account 2025 Review Learn all the details about the online savings account from Citizens Access Bank and compare it to other online savings accounts.