Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Credit Karma Savings Account Review 2024: Extra FDIC Insurance and a High Savings Rate Learn about the features and fees of the Credit Karma Savings account, which offers a competitive savings rate, no account fees, and extra FDIC insurance. Chase Savings Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Chase Savings Account 2024 Review Compare Chase Savings account fees, services and rates. Learn if Chase account rates may not be as favorable as those offered by some other online and national banks. Marriott Bonvoy Boundless Credit Card 2024 Review: Best for Hotel Rewards? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Marriott Bonvoy Boundless Credit Card 2024 Review: Best for Hotel Rewards? The Marriott Bonvoy Boundless credit card is the entry branded card from Marriott,... What to Do When You Cannot Pay Tuition and College Is About to Start You've just found out that you're unable to pay for college tuition in time for the first day of the semester. Find out what you can do before school starts. What to Do With a Debt Collections Item You Didn’t Know About Find out what you should do when you discover a debt collections items that you didn't know about, possibly because you thought a bill or debt was paid already. How to Find Your Bank's Routing Number Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Find Your Bank's Routing Number Every bank account in the United States can be identified with an account number... Venmo Scams: How to Protect Yourself From Becoming a Victim Photo of Valencia Patrice Higuera Valencia Patrice Higuera Venmo Scams: How to Protect Yourself From Becoming a Victim Whether you forgot your wallet at home, or you’re splitting a dinner bill, Venmo... 10 Reasons Why You Were Denied a Business Credit Card Learn why you were denied a business credit card, which may offer big rewards on your business expenses. Find out what you can do to get approved. How to Get a Mortgage If You’re Self-Employed, a Small Business Owner or Gig Worker Learn about the process of getting approved for a mortgage as a business owners, self-employed individual, or gig worker who doesn't have typical documentation. Can You Take Out a Personal Loan for Closing Costs? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Can You Take Out a Personal Loan for Closing Costs? If you’re buying a home, it’s important to remember that your expenses go beyond...