Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Homeowners Insurance Canceled: Next Steps to Ensure Coverage Learn the next steps to take if your homeowners insurance is canceled or renewal is denied and you still need coverage for your property. The Best Business Checking Accounts of 2024 Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Best Business Checking Accounts of 2024 Some small business owners start off using their personal checking accounts for... Chase Secure Banking Account 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Chase Secure Banking Account 2024 Review To help people who have trouble overspending on their checking accounts, Chase... Where to Find Personal Loans for First Responders Find out where first responders can turn to for personal loans that may have special discounts, lower interest rates, and better repayment terms. How Do Early Withdrawal Penalties Apply to IRA CDs? Find out how early withdrawal penalties are applied to IRA CDs (individual retirement account certificates of deposit). Should You Invest in Series I Savings Bonds or CDs? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Invest in Series I Savings Bonds or CDs? Series l savings bonds and certificate of deposits (CDs) are low-risk, long-term... Vio Bank High-Yield CD Rates 2024 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Vio Bank High-Yield CD Rates 2024 Review Find out whether the interest rates on Vio Bank's certificates of deposit (CDs) are able to compete with the CD rates offered by other online banks. The Best Teen Checking Accounts in 2024: For Managing Money at an Early Age Find out which banks offer the best checking accounts for teenagers who want to learn how to manage their own money at an early age. How to Place a Credit Freeze at the Equifax, Experian, and TransUnion Find out how to put a security freeze on your credit report at the three major U.S. credit bureaus: Equifax, Experian, and TransUnion. Should You Close Your First and Oldest Credit Card? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Close Your First and Oldest Credit Card? A credit card is an excellent tool for establishing a credit history and many...