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Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Chase Savings Account 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Chase Savings Account 2025 Review Compare Chase Savings account fees, services and rates. Learn if Chase account rates may not be as favorable as those offered by some other online and national banks. How to Buy a House When You Have Student Loan Debt While a college education can open the door to better jobs and income, student debt can throw a wrench in your home buying plans. Learn how to buy a house when you have student loans. How to Get More Rewards With Credit Cards Deals and Flights Best travel credit cards that allow you to earn points for everything from hotels to rentals and a host of amenities. The Best Credit Cards for Vacation Expenses of 2023 Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Best Credit Cards for Vacation Expenses of 2023 Getaways can get expensive. There’s the cost of transportation, hotels, and food,... The Best Credit Cards to Apply For With a 550-600 Credit Score Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Best Credit Cards to Apply For With a 550-600 Credit Score With a credit score of 550 to 600, there is plenty of room for your credit to... How Old Should Your Children Be to Get Their First Credit Card? Find out how old your children should be when they get their first credit card to begin building their credit score and learning how to manage debt responsibly. Home Depot Credit Card vs. Lowe’s Credit Card: Review Compare the store credit cards from Home Depot and Lowe's home improvement stores. Learn about their annual fees, interest rates, financing offers, and deals & discounts for both cards. See if there are other credit card alternatives for frequent shoppers at home improvement stores. BankAmeriDeals Rewards Review 2023: Earn More Rewards at Specific Brands Photo of Valencia Patrice Higuera Valencia Patrice Higuera BankAmeriDeals Rewards Review 2023: Earn More Rewards at Specific Brands Savvy shoppers are always on the hunt for a good deal. This is why they raid... U.S. Bank Altitude Reserve Card 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera U.S. Bank Altitude Reserve Card 2025 Review The U.S. Bank Altitude Reserve credit card is worth considering if you’re a... Bank of America Premium Rewards Credit Card 2025 Review Through this review of the Bank of America Premium Rewards Credit Card, learn about the rewards program and travel benefits to see if it's worth the annual fee.