If you’re a frequent shopper at Lane Bryant, the brand known for focusing on women’s plus-size clothing, you may be tempted to apply for a Lane Bryant credit card.
The retailer offers one card and you will probably be asked to fill out a Lane Bryant credit card application while you’re paying for your purchase in the store or during the online checkout process.
After spontaneously deciding to get the card, many shoppers ask themselves, “where can I use my Lane Bryant credit card?”
Unfortunately, the Lane Bryant credit card can only be used in Lane Bryant stores or on their website.
Before you sign on the dotted line for any credit card, you should consider whether the card benefits outweigh the potential costs.
Lane Bryant Credit Card features
The Lane Bryant credit card can be used at any Lane Bryant retail location or online store.
When you apply for the Lane Bryant card you receive benefits right away, such as $20 off your first purchase.
Cardholders receive ongoing exclusive special offers each month and have the ability to return items sixty days after purchase with receipt.
All Lane Bryant cardholders also receive a birthday gift and enjoy the perks of the card and rewards program without having to pay an annual fee.
Lane Bryant Credit Card Benefits at a Glance:
- $20 off first purchase
- Get a REWARD every 400 points
- Earn 2 points per $1 spent
- Cardholder exclusives and monthly special offers
- Extended returns
- No annual fee
Lane Bryant Credit Card Fees
|Lane Bryant Credit Card||Fees|
|Late Payment||Up to $37.00|
|Returned Payment||Up to $37.00|
Lane Bryant Credit Card Rewards Program
In exchange for your loyalty to the retailer, the Lane Bryant credit card offers rewards for every purchase made with the card.
The more you spend at Lane Bryant the higher your rewards under their rewards tiers – although the amount of rewards you can earn are capped in each tier:
- Lane Preferred
You are classified under the Lane Preferred tier when you make purchases under $399. In this tier, 400 points earn you a $10 REWARD. You can earn up to $40 in rewards per month.
- Lane Premier
If you make purchases between $400 and $799, you are classified under the Lane Premier rewards tier, where 400 points earn you a $15 REWARD. You can earn up to $60 in rewards per month.
- Lane Platinum
When you make purchases over $800 at Lane Bryant, you’re in the highest rewards tier of Platinum where 400 points earn you a $20 REWARD. You can earn up to $80 in rewards per month.
As a Lane Bryant cardholder, not only will you benefit from the rewards earned from shopping with your Lane Bryant credit card, but you are entitled to exclusive offers and promotions offered only to cardholders.
While the potential Lane Bryant credit card rewards are respectable and the card doesn’t charge an annual fee that will offset your reward earnings, most people don’t shop at a single retailer often enough to take full advantage of their rewards program.
Plus, Lane Bryant rewards are limited at each rewards tier, meaning you can only earn so much per month even if you are shopping excessively to replace your wardrobe or buy gifts.
You would be better off using a credit card that can be used everywhere and offers rewards on all purchases made, not just purchases made at Lane Bryant.
Alternative Options for Rewards Credit Cards
A better alternative to the Lane Bryant credit card would be credit cards that can be used anywhere credit cards are accepted and offer cash back or rewards on all the purchase you make using the card.
Some of the most popular cash back credit cards include:
Citi Double Cash Card
Citi Double Cash Card offers two chances to earn cash back.
When you use the Citi Double Cash Card, you earn 1% cash back on all purchases you make, and then another 1% cash back when you make your credit card payments, giving you an effective 2% cash back on every new purchase made with the card.
You could use the Citi card at Lane Bryant and earn $7.98 cash back on your $399 purchase, which is just slightly lower than the rewards that same purchase would earn on a Lane Bryant credit card – but your rewards continue to accumulate with all other purchases you make on the Citi card.
Blue Cash Preferred Card from American Express
Blue Cash Preferred Card from American Express offers a high rate of cash back at U.S. supermarkets.
The trick here is to use the card to buy Lane Bryant gift cards at supermarkets.
Essentially, you earned a high rate of cash back at Lane Bryant. In fact, you can use this method to earn a high rate of cash back on multiple retailers.
There really isn’t anything that stands out or makes it worth filling out a Lane Bryant credit card application.
Even if you shop the retailer on a regular basis, it just doesn’t make sense to limit your credit card use and rewards to a single store when you have options for credit cards that allow you to make purchases and earn rewards everywhere.