Savings Account FAQs & Basics
A List of Savings Accounts Offered by Online Banks in the U.S.
View a complete list of savings accounts offered by online banks in the U.S. Compare the rates, minimum deposits, and minimum balances to earn APY.
Simon Zhen
The Best Savings Accounts to Save for Home Down Payments
Imagine your money growing at least 100x faster as you stay diligent with your...
Choosing and Opening a Baby Savings Account
Opening a savings account for your children lays the foundation for money...
What Type of the Savings Accounts Are the Best?
Learn what makes a good savings accounts and find out how to choose the best savings account based on fees, interest rates, and features.
Thomas (TJ) Porter
Savings Accounts vs. Bonds: Which is Better for Saving?
Learn the differences between savings accounts and bonds, how they work, and how they can help build your savings.
Thomas (TJ) Porter
Savings Account vs. Roth IRA: Which is Better?
Savings accounts and Roth IRAs are two common accounts that people use to build...
Savings Accounts vs. IRAs: Which is Better?
Savings accounts and individual retirement accounts (IRAs) are both commonly used...
Are Savings Accounts Taxed by IRS?
Find out whether or not the interest earnings on your high yields savings accounts can be taxed by the IRS.
Rebecca Lake
Saving or Invest Money in Stocks: Which is Better?
Learn the differences between savings accounts and stocks so that you‘ll know how to use them wisely as you work to build wealth.
Thomas (TJ) Porter
Can You Get a Savings Account With an ATM Card?
Many savings accounts do not come with an ATM card, which would be useful if you...
Why You Should Make an Emergency Fund a Priority
Picture yourself relaxing on vacation at your favorite travel destination.
However,...
Learn What is Compound Interest & How it Works
Compound growth is the most powerful way to accumulate wealth for the long-term. Find out how it can help you increase your savings.
Marc Robinson
5 Steps You Must Take to Start Saving for Retirement In Your 30s
Your 20s are a prime time to start saving for retirement but if you are already in your 30s, there is still time to build a financial cushion for the future.
Rebecca Lake
What is a Savings Account?: A Quick 101 Guide
1. What is a Savings Account and Why Do I Need One?
A savings account is a type...
6 Ways to Save Money and Pay Off Debt
If it's time to get serious about those debts dragging on your finances, consider...
How to Maximize Your Savings When Interest Rates Are Rising
When the Fed raises rates, will you be prepared to maximize your savings? See how to use savings accounts and CDs with a rising interest-rate strategy.
Simon Zhen
Compare Excess Withdrawal Fees at Top U.S. Banks
Savings accounts were designed to keep money in the bank to build interest -- not for withdrawals. Compare the excess withdrawal fee at the top banks.
Theresa Kim
What to Know Before Opening a Savings Account
“A penny saved is a penny earned,” or so said Founding Father/popular quote...
How to Save On Laundry Costs
According to Energy Star, the average American family washes about 300 loads of laundry...
Should You Save for Retirement or for Your Kids' College?
Should adults save for retirement or kids college funds? How to set goals to save for retirement and college using a 529 plan; how to choose which to do.
Shirley Pulawski
How to Avoid Savings Withdrawal Fees
MyBankTracker explains why savings withdrawal fees happen and how to avoid incurring them.
Simon Zhen
How Multiple Goal Oriented Savings Accounts Help You Save
Setting a savings goal is important when you want to improve your...
What Bonds Should You Buy for Your Kids?
Savings bonds are a low-risk, government-backed savings product.
The interest...
How Health Savings Accounts (HSAs) Works
Simon Zhen
Money Market Accounts Vs. CDs: Which is Better?
Learn the differences between MMA accounts and CDs accounts, pros and cons keeping money in each type of the account and where to maximize it.
Simon Zhen
CD Vs. Savings Account: Which Is The Better Option For You?
As with any type of bank account, the trade-off between a CD and a savings account...

























