Articles by Valencia Patrice Higuera
Should You Apply for a Mortgage With or Without Your Spouse?
Find out whether you should apply for a mortgage with or without your spouse when you consider income, credit scores, and other factors for your application.
Valencia Patrice Higuera
Are Joint Credit Cards Good for Your Marriage?
There's no rule that says married couples have to merge their finances. Some couples...
Buying a Mobile Home With a Personal Loan: Pros & Cons to Consider
It’s estimated that roughly 17 million Americans live in mobile homes (also called...
What to Do Before Renewing Your Home Insurance Policy?
Learn what you need to do when it comes time to renew your homeowners insurance policy, especially reviewing everything to ensure proper and adequate coverage.
Valencia Patrice Higuera
Should You Take Out a Personal Loan to Pay Your Rent?
Find out whether it's a good decision to take out a personal loan to pay your rent, including the pros and cons and alternatives to consider.
Valencia Patrice Higuera
Identity Fraud: Should You Get a New Social Security Number?
Identity fraud involves more than someone stealing your social security number...
8 Financial Gift Ideas for Valentine’s Day
Valentine's Day is a time when many couples exchange gifts as a gesture of love....
The Best Business Checking Accounts of 2024
Compare the different basic business checking accounts offered by the top U.S. banks. Choose the right business checking account for your small business.
Valencia Patrice Higuera
How to Change Your Credit Card Billing Address
Learn how to change your billing address with your card issuer and find out what happens if you provide the wrong billing address.
Valencia Patrice Higuera
What to Consider When Using Gift Funds for Your Down Payment on a Mortgage
You're ready to buy a home, but understand that you need to have a good chunk of...