Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Betterment Checking Account 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Betterment Checking Account 2025 Review Betterment is known as a robo-advisor, which provides automated investment advice.... Zippyloan Loan 2025 Review Our review of Zippyloan looks at the loan amounts, repayment periods, interest rates, and speed of disbursement of these small loans with partnered lenders. LendUp Personal Loan 2025 Review: Payday Loan Alternative Our review of LendUp personal loans looks at the payday loan alternative and its fees, repayment terms, and eligibility requirements. Earnin App 2025 Review: Payday Advances Photo of Valencia Patrice Higuera Valencia Patrice Higuera Earnin App 2025 Review: Payday Advances Whether you live paycheck-to-paycheck or need cash for an unexpected expense, the... Finova Financial 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Finova Financial 2025 Review Do you need cash for a home repair, a car repair, or another purpose? If you don’t... Capital Good Fund Personal Loan 2025 Review Our review of Capital Good Fund personal loans look at this payday loan alternative and its interest rates, fees, and applicant requirements. ThriveCash Personal Loans 2025 Review Our review of ThriveCash personal loans -- for students and recent graduates starting a new job or an internship -- looks at the interest rates and loan terms. Klarna Credit 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Klarna Credit 2025 Review Online shopping isn’t only convenient. It makes comparison shopping easier and... Acima Credit 2025 Review Photo of Valencia Patrice Higuera Valencia Patrice Higuera Acima Credit 2025 Review Acima is a financing solution if you’re looking to buy appliances, mattresses, car... Southwest Rapid Rewards Priority Credit Card 2025 Review Our review of the Southwest Rapid Rewards Priority Credit Card analyzes the rewards program and travel perks to see how easy it is to earn free flights.