Frequently Asked Questions About Credit

Credit Counseling vs. Debt Settlement: What is Better for You? Compare credit counseling and debt settlement services to see which option is better for helping you get out of large amounts of debt, especially high-interest credit card balances. Learn about the benefits of each option and how much it costs. Find out what other options you might have available to you. Family Member Stole Your Identity to Open Credit Cards: What to Do Photo of Thomas (TJ) Porter Thomas (TJ) Porter Family Member Stole Your Identity to Open Credit Cards: What to Do Family members, especially parents, often have easy access to sensitive personal...

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Can You Inherit Your Parents' Debt? Find out whether you can inherit your parents' debt upon their deaths. See how debt is handled by their estate, which varies based on the type of debt, including mortgages, credit card balances, and taxes. Learn what you should do if and when a debt collector attempts to ask for repayment. Primary vs. Secondary Auto-Rental Collision Coverage on Travel Credit Cards Learn about the differences between primary and secondary auto-rental collision coverage that are provided by your travel credit cards. Find out what is covered and when each one takes effect in the event that your rental car is involved in an accident. See which credit cards offer primary auto-rental coverage. Guide to the Chase 5/24 Credit Card Rule Photo of Rebecca Lake Rebecca Lake Guide to the Chase 5/24 Credit Card Rule Opening a new credit card account can be a great way to snag an introductory miles,... Why You No Longer Need to Sign for Credit Card Purchases Photo of Krista Baum Krista Baum Why You No Longer Need to Sign for Credit Card Purchases Using your credit or debit card just got a little easier. Visa, MasterCard, Discover... Do You Still Earn Credit Card Rewards With Apple Pay & Google Pay? Find out whether you can still earn rewards and cash back when you connect your credit cards to mobile payment wallets such as Apple Pay and Google Pay. Learn how these mobile point-of-sale transactions are being coded when the data is sent from merchant to card payment network. Should You Close Your First and Oldest Credit Card? Find out whether you should close your first credit card because you're often told that you should keep your oldest credit card for as long as possible to maintain a good credit score. Learn about the basics of calculating your own credit score so to understand exactly what will happen when you shut down a credit line. When Is Interest Charged on Credit Cards? Photo of Thomas (TJ) Porter Thomas (TJ) Porter When Is Interest Charged on Credit Cards? With credit cards, you can enjoy a generous amount of rewards and benefits as long as...