Frequently Asked Questions About Credit

What Happens When You Overpay Your Credit Card Find out what happens after you overpay your credit card, which results in a negative account balance. Learn about the steps that you can take to get your money back. Consider the consequences of making payment much larger than the amount due. Which Credit Cards Offer an Extended Warranty on Your Smartphone? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Cards Offer an Extended Warranty on Your Smartphone? Smartphones are expensive -- costing hundreds or even thousands of dollars. It’s...

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When Do Credit Cards Go to Collection Agencies? Find out when your lender will send your credit card account to debt collection agencies after you've defaulted on your payments. Learn the time period of when the late and missed payments are recorded on your credit reports. Be informed with what you should deal with debt collectors. Credit Card Closed? 6 Things You Need to Do Now Learn what you should do after finding out that your credit card account is being closed involuntarily. Find out why your card is being shut down and take the proper steps to try to save the account. Otherwise, you'll have to work to ensure that it doesn't hurt your credit scores in the short term. Which Credit Cards Are Most Accepted Worldwide? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Cards Are Most Accepted Worldwide? If you're looking for a credit card that is most likely to be accepted wherever you... What Happens to the Credit Card Debt After You Die? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Happens to the Credit Card Debt After You Die? No one likes to consider their own mortality, but unfortunately one day everyone... What Cards/Payment Types Are Accepted Through Square? Learn about how Square works when it comes to businesses that accept credit cards, debit cards, and other forms of payments. Which Credit Card Fees Are Tax Deductible? Credit card owners are no stranger to fees - processing and annual fees to name a few. Learn which fees are tax deductible. What Restaurants Do If a Credit Card is Declined at the End of a Meal? Photo of Paul Sisolak Paul Sisolak What Restaurants Do If a Credit Card is Declined at the End of a Meal? It’s a special night, and you’re out on a big date at the fanciest restaurant in...