Frequently Asked Questions About Credit

Credit Cards 101: How to Use Them Responsibly Learn the basics of credit cards, including the fees, rewards, perks, and credit-building capabilities that come with them. How to Pay Someone Else’s Credit Card Bill Photo of Simon Zhen Simon Zhen How to Pay Someone Else’s Credit Card Bill You may come across a situation where you are asked to help pay someone else’s...

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How to Find the CVV on Your Debit and Credit Cards Learn how the CVV on your credit card or debit card protects against fraud. Find out where your CVV can be found on your card. Credit Card Travel Alerts: How to Set Them (and Why You Might Not Need To) Learn how to set credit card travel alerts to avoid denied purchases when you use your credit card on trips. What to Do If Your Balance Transfer is Denied Photo of Kevin Mercadante Kevin Mercadante What to Do If Your Balance Transfer is Denied A 0% introductory APR on balance transfers – typically running from 12 to 21... Chase Ink Business Credit Cards: Does the 5/24 Rule Apply? Photo of Kevin Mercadante Kevin Mercadante Chase Ink Business Credit Cards: Does the 5/24 Rule Apply? Chase, one of the largest banks and credit card issuers in the United States,... Business Credit Card vs. Corporate Credit Card: What are the Differences? Learn the difference between a business credit card and a corporate credit card. Compare the pros and cons to help you decide the right card for your business. Can Credit Cards Help You With Trips Cancelled Due to Coronavirus? How to Change Your Credit Card Billing Address Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Change Your Credit Card Billing Address Online shopping is fast and convenient, especially for those with a busy,... Can You Transfer Credit Card Debt to Someone Else? Photo of Geoff Williams Geoff Williams Can You Transfer Credit Card Debt to Someone Else? If you're struggling with credit card debt and someone is willing to help you... Can Credit Card Reward Points Be Transferred Upon Death? Find out whether you can have your accumulated credit card rewards points transferred as part of your estate planning process. Expiration Dates: Why Credit Card and Debit Cards Have Them Learn why credit cards and debit cards have expiration dates, including how it is essential for protecting consumers and merchants alike. Which Credit Cards Provide Card Numbers Instantly After Approval? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Cards Provide Card Numbers Instantly After Approval? Depending on how you apply for a credit card and which card issuer you apply... Small Business Loan vs. Business Credit Card: Compare the Pros & Cons Photo of Geoff Williams Geoff Williams Small Business Loan vs. Business Credit Card: Compare the Pros & Cons If you haven’t been in the business world long, a small business loan and a... Can You Get a Business Credit Card with Only an EIN? Find out whether or not you can apply and qualify for a business credit card with just an EIN (Employer Identification Number) instead of a SSN. What is the Average Credit Limit for Business Credit Cards? Find out what the average credit limit is for a small business credit as it could affect your everyday ability to pay for business expenses. What is a Credit Card Penalty APR? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is a Credit Card Penalty APR? Many Americans have credit cards. They’re an easy way to pay for purchases and... What Is a Credit Card Grace Period? Photo of Kathryn Tretina Kathryn Tretina What Is a Credit Card Grace Period? Whether you just got your first credit card or are a credit card veteran, you... Should You Get a Secured Business Credit Card? Find out whether it makes sense to apply for a secured business credit card to help build credibility for future business loans and credit lines. 10 Reasons Why You Were Denied a Business Credit Card Learn why you were denied a business credit card, which may offer big rewards on your business expenses. Find out what you can do to get approved. Business Credit Card vs. Business Debit Card: Compare the Pros and Cons Photo of Lance Cothern Lance Cothern Business Credit Card vs. Business Debit Card: Compare the Pros and Cons As a business owner, you have set up the company's finances to keep everything... What is a Credit Card Hardship Program and Do You Qualify? Photo of Lance Cothern Lance Cothern What is a Credit Card Hardship Program and Do You Qualify? If you’re staring at your credit card bills and wondering how you’re going to... Credit Card Piggybacking: How It Works to Help Build Credit Find out how credit card piggybacking can help someone build good credit when they can't qualify for their own credit card. Should You Use a Personal Credit Card for Business Expenses? Find out whether you should use a personal credit card to pay for business expenses, including better options that may protect your business and earn rewards. How to Calculate Net Annual Income for Credit Card Applications Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Calculate Net Annual Income for Credit Card Applications When you apply for a new credit card, you’ll have to fill out a form that... Rejected for a Student Credit Card Application? 3 Alternatives to Consider Photo of Rebecca Lake Rebecca Lake Rejected for a Student Credit Card Application? 3 Alternatives to Consider A student credit card can help you build credit in college. Getting one can be... 4 Reasons Why You're Missing a Credit Card Sign-Up Bonus Learn about the most common reasons that you're missing a credit card sign-up bonus that you're expecting after meeting the requirements by the deadline. Why You Can’t Buy a Car with a Credit Card Find out why you can't buy a car with a credit card to lock in a lower APR (0% introductory offer) or to earn rewards on a large auto purchase. How Old Should Your Children Be to Get Their First Credit Card? Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Old Should Your Children Be to Get Their First Credit Card? Most young adults can’t wait to get their first credit card. But getting a...