Faq

news article thumbnail FAQ What is Statement Credit on Your Credit Cards Monthly Statement Learn more about statement credit. We explain how you can get it and how it can benefit card holders. Along with some common concerns with statement credit. Nov 23, 2016 - Jason Steele news article thumbnail FAQ What Is a Credit Card Check? Next time your credit card issuer sends you checks in the mail, think twice before you sign on the line. Here's what you need to know about convenience checks. Dec 05, 2016 - Kali Hawlk news article thumbnail FAQ How Do Credit Card Payments Work? When you make a credit card payment, do you know how much is going to your balance? Here's how to find out, plus other facts about how credit card payments work. Sep 23, 2016 - Kali Hawlk
news article thumbnail FAQ What Is a Credit Utilization Ratio? If you've been looking at your credit report, you've probably seen the term credit utilization ratio. Here's what it is and how it can impact your credit score. Sep 14, 2016 - Kali Hawlk news article thumbnail FAQ How Do Cash Back Credit Cards Work? Earn cash rewards on your everyday spending with the right credit card. Also, see tips to get the most cash back based on your buying patterns. Sep 12, 2016 - Paul Sisolak news article thumbnail FAQ What is a Medical Credit Card? To help pay for expensive health care, you can use a medical credit card to make it more manageable. You'll get promotional financing before interest kicks in. Oct 13, 2016 - Rebecca Lake news article thumbnail FAQ Virtual Account Numbers: What You Need to Know Many people have never heard of this tool but it's one that can protect your credit card information. Here's how it works and why you should consider using it. Jul 22, 2016 - Simon Zhen news article thumbnail FAQ What is a Credit Card Sign-Up Bonus? When you get a new credit card, you can usually earn a lot of points, miles, or cash back. See how these sign-up bonuses work and how to get the most rewards. Oct 13, 2016 - Brian Penny news article thumbnail FAQ How to Build Credit Scores Without Getting a Credit Card A credit card isn't required to build a good FICO credit score. Other loans such as mortgages, HELOCs, student loans and car loans have an effect too. Nov 07, 2016 - Thomas (TJ) Porter news article thumbnail FAQ How to Maximize Credit Cards Rewards Using Multiple Cards Get the most rewards and cash back by using more than one credit card. With multiple cards, you can maximize the rewards on different categories of purchases. Oct 13, 2016 - Thomas (TJ) Porter news article thumbnail FAQ Which Bank is Best for Getting a Credit Card There are hundreds of credit cards from many banks, credit unions, and card issuers. Find the best bank when you looking to apply for a credit card. Sep 30, 2016 - Thomas (TJ) Porter news article thumbnail FAQ What Are Credit Card Points and Miles Worth? Credit card rewards programs can come in many forms -- you can get points or miles from spending. See how much they're worth (including frequent flyer programs. Nov 09, 2016 - Thomas (TJ) Porter news article thumbnail FAQ Do You Really Have to Show ID When Using Your Credit Card? Ever been asked to show your ID when you wanted to use your credit card at a store? See if retailers can do actually do that -- is it legal? Oct 13, 2016 - Simon Zhen news article thumbnail Credit Score 3 Quick But Aggressive Shortcuts for a Higher Credit Score Want a higher credit score to obtain a new loan, mortgage or credit card? Here are some quick ways to raise your credit score immediately. Jul 20, 2016 - Simon Zhen news article thumbnail FAQ Merchant Codes Exposed: Why You Didn't Get Your Credit Card Rewards Don't get cheated from your credit card rewards because the purchase wasn't in the right category. See what you can do to make sure that you get your rewards. Oct 13, 2016 - Simon Zhen