Frequently Asked Questions About Credit

Credit Cards 101: How to Use Them Responsibly Photo of Dan Miller Dan Miller Credit Cards 101: How to Use Them Responsibly The responsible use of credit cards can be a huge contributor to a successful... How to Pay Someone Else’s Credit Card Bill Learn the different ways that you can pay someone else's credit card bill so that the payment is applied correctly. How to Find the CVV on Your Debit and Credit Cards Learn how the CVV on your credit card or debit card protects against fraud. Find out where your CVV can be found on your card. Credit Card Travel Alerts: How to Set Them (and Why You Might Not Need To) Photo of Thomas (TJ) Porter Thomas (TJ) Porter Credit Card Travel Alerts: How to Set Them (and Why You Might Not Need To) When you’re planning for a trip, especially an international one, you already have... What to Do If Your Balance Transfer is Denied Photo of Kevin Mercadante Kevin Mercadante What to Do If Your Balance Transfer is Denied A 0% introductory APR on balance transfers – typically running from 12 to 21... Chase Ink Business Credit Cards: Does the 5/24 Rule Apply? Learn about Chase's 5/24 rules for new credit card applications and how those rules may pertain to Chase Ink Business credit cards. Business Credit Card vs. Corporate Credit Card: What are the Differences? Learn the difference between a business credit card and a corporate credit card. Compare the pros and cons to help you decide the right card for your business. Can Credit Cards Help You With Trips Cancelled Due to Coronavirus? Photo of Simon Zhen Simon Zhen Can Credit Cards Help You With Trips Cancelled Due to Coronavirus? Ongoing: The below details were last updated on March 13, 2020 5 p.m. Eastern... How to Change Your Credit Card Billing Address Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Change Your Credit Card Billing Address Online shopping is fast and convenient, especially for those with a busy, hectic... Can You Transfer Credit Card Debt to Someone Else? Find out if you can transfer credit card debt to someone else, such as spouse, family member, or friend. Learn the pros and cons of balance transfers to others. Can Credit Card Reward Points Be Transferred Upon Death? Find out whether you can have your accumulated credit card rewards points transferred as part of your estate planning process. Expiration Dates: Why Credit Card and Debit Cards Have Them Photo of Valencia Patrice Higuera Valencia Patrice Higuera Expiration Dates: Why Credit Card and Debit Cards Have Them Debit cards and credit cards have a variety of numbers on them. This includes your... Which Credit Cards Provide Card Numbers Instantly After Approval? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Cards Provide Card Numbers Instantly After Approval? Depending on how you apply for a credit card and which card issuer you apply with,... Small Business Loan vs. Business Credit Card: Compare the Pros & Cons Compare the pros and cons of choosing a small business loan vs. a business credit card and learn which credit type to choose for certain business purposes. Can You Get a Business Credit Card with Only an EIN? Find out whether or not you can apply and qualify for a business credit card with just an EIN (Employer Identification Number) instead of a SSN. What is the Average Credit Limit for Business Credit Cards? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is the Average Credit Limit for Business Credit Cards? Just like people, businesses need easy ways to spend large sums and to finance... What is a Credit Card Penalty APR? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is a Credit Card Penalty APR? Many Americans have credit cards. They’re an easy way to pay for purchases and let... What Is a Credit Card Grace Period? Your credit card grace period — which must be at least 21 days long — is how long you have to pay off your statement balance before paying finance charges. Should You Get a Secured Business Credit Card? Find out whether it makes sense to apply for a secured business credit card to help build credibility for future business loans and credit lines. 10 Reasons Why You Were Denied a Business Credit Card Photo of Valencia Patrice Higuera Valencia Patrice Higuera 10 Reasons Why You Were Denied a Business Credit Card A small business credit card can reduce cash flow problems and separate business... Business Credit Card vs. Business Debit Card: Compare the Pros and Cons Photo of Lance Cothern Lance Cothern Business Credit Card vs. Business Debit Card: Compare the Pros and Cons As a business owner, you have set up the company's finances to keep everything in... What is a Credit Card Hardship Program and Do You Qualify? Find out which credit card issuers offer credit card hardship programs and learn how to qualify and prove financial hardship to help manage your debt. Credit Card Piggybacking: How It Works to Help Build Credit Find out how credit card piggybacking can help someone build good credit when they can't qualify for their own credit card. Should You Use a Personal Credit Card for Business Expenses? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use a Personal Credit Card for Business Expenses? If you’re a sole proprietor or a small business owner, you probably have to buy... How to Calculate Net Annual Income for Credit Card Applications Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Calculate Net Annual Income for Credit Card Applications When you apply for a new credit card, you’ll have to fill out a form that provides... Rejected for a Student Credit Card Application? 3 Alternatives to Consider Learn what you can do if you've been rejected for a student credit card for better chances of approval and other alternatives to build credit. 4 Reasons Why You're Missing a Credit Card Sign-Up Bonus Learn about the most common reasons that you're missing a credit card sign-up bonus that you're expecting after meeting the requirements by the deadline. Why You Can’t Buy a Car with a Credit Card Photo of Thomas (TJ) Porter Thomas (TJ) Porter Why You Can’t Buy a Car with a Credit Card You’re ready to buy a new car. And, being the savvy consumer you are, you might... How Old Should Your Children Be to Get Their First Credit Card? Photo of Valencia Patrice Higuera Valencia Patrice Higuera How Old Should Your Children Be to Get Their First Credit Card? Most young adults can’t wait to get their first credit card. But getting a credit... Denied a Secured Credit Card? What You Can Do About It Learn about the steps you should take if you‘ve been recently denied a secured credit card -- including other methods to consider for building good credit.