Frequently Asked Questions About Credit
Credit Cards 101: How to Use Them Responsibly Learn the basics of credit cards, including the fees, rewards, perks, and credit-building capabilities that come with them. Credit Card Travel Alerts: How to Set Them (and Why You Might Not Need To) Learn how to set credit card travel alerts to avoid denied purchases when you use your credit card on trips. What to Do If Your Balance Transfer is Denied Learn what steps you should take after you find out that a balance transfer request was denied, whether from a new or existing card issuer. Can Credit Cards Help You With Trips Cancelled Due to Coronavirus? How to Change Your Credit Card Billing Address Learn how to change your billing address with your card issuer and find out what happens if you provide the wrong billing address. Expiration Dates: Why Credit Card and Debit Cards Have Them Learn why credit cards and debit cards have expiration dates, including how it is essential for protecting consumers and merchants alike. Which Credit Cards Provide Card Numbers Instantly After Approval? Find out which credit cards provide card numbers instantly after approval for the immediate ability to make purchases online or through a mobile wallet. What is the Average Credit Limit for Business Credit Cards? Find out what the average credit limit is for a small business credit as it could affect your everyday ability to pay for business expenses. What is a Credit Card Penalty APR? Learn all about credit card penalty APRs, which may apply to accounts that have a missed payment for an extended period of time. 10 Reasons Why You Were Denied a Business Credit Card Learn why you were denied a business credit card, which may offer big rewards on your business expenses. Find out what you can do to get approved. Business Credit Card vs. Business Debit Card: Compare the Pros and Cons Compare the pros and cons for using a credit card and debit card to pay for business expenses because they can affect cash flow and the bottom line. Should You Use a Personal Credit Card for Business Expenses? Find out whether you should use a personal credit card to pay for business expenses, including better options that may protect your business and earn rewards. How to Calculate Net Annual Income for Credit Card Applications Learn how to calculate the net annual income that you have to provide on credit card applications as it is important for determining whether you get approved. Why You Can’t Buy a Car with a Credit Card Find out why you can't buy a car with a credit card to lock in a lower APR (0% introductory offer) or to earn rewards on a large auto purchase. How Old Should Your Children Be to Get Their First Credit Card? Find out how old your children should be when they get their first credit card to begin building their credit score and learning how to manage debt responsibly.