Find My Answers - Page 5

Dream big, they say. Tell that to all the cynics who’ve abandoned the conventional money wisdom that we’ve relied on to plan our finances. Thanks to the financial crisis, those lofty money goals appear more and more difficult to achieve,...

Parents can apply for loans as part of a student’s financial aid package. Loans taken out by parents are the sole responsibility of the parents, not the student. There are usually no cumulative limits to the loans that parents can...

The way you spend your money could have consequences when tax season comes around. If you know the ways your specific spending may result in tax consequences, you can make plans that will help you prepare for your taxes and...

There are three general categories of loans available to students: student loans, parent loans, and private loans. Student loans include federal loans in which the students signed on as borrowers. Two of the most popular federal loans are the Stafford...

Financial gurus recommend keeping 3 to 6 months of living expenses, if not more, available in an emergency fund for life’s unexpected expenses. But, there is rarely a one-size-fits-all solution for personal finance problems, and it is quite possible that...

Work smarter, not harder. Take advantage of the many free resources available and follow these tips for a pain free and money saving job hunt.

In light of the recent email marketing firm Epsilon breach, the MyBankTracker team wanted to equip our readers with ways to protect themselves from a potential phishing scam. Late last week Epsilon announced there was a breach in their email...

Many consumers who’ve finally decided to become serious about clearing their credit card debt often run into this dilemma – the decision to pay off the cards with smallest balances first or the cards with the highest APRs first. In...

Every year, you find a privacy notice from your bank in the mail and it gets dismissed right away. What may seem like a piece of paper filled with financial jargon and irrelevant fine print can act...

Your employer pays you and you pay your bills – with very little left for yourself. In order to build what savings you possibly can, you have to ‘pay yourself first’. For many hard-working people, the ‘savings mentality’ is to...

If you’re struggling to pay your debt, filing for bankruptcy might be the best thing you could do for yourself. Deciding what kind of bankruptcy protection could be a tough thing to do alone, but educating yourself about options and...

Debt collectors are often considered relentless hounds in search of your money. They’ll take drastic measures to make sure you pay your debts because that’s how they get paid. Many debt collectors cross the line and wreak havoc on your...

The U.S. Treasury, Federal Reserve, and Secret Service estimate that of the total U.S. paper currency in global circulation, roughly one out of 10,000 notes is counterfeit. While the chances of obtaining a counterfeit bill is relatively low, you may...

As we get older, we learn to protect our Social Security number from criminals who could use it to steal our identity and run up tremendous debt. But while we focus on ourselves, we often forget the importance of safeguarding...

From promotional T-shirts to ballpoint pens — everyone loves getting free stuff. What if you could get important financial services for free? Here are three things that can improve your credit score and help organize your finances, free of cost....