Find MY Answers Valencia Patrice Higuera 9 Coronavirus Financial Scams to Watch For The coronavirus pandemic has sent shockwaves throughout the country and... Coronavirus Guide to Navigating Your Finances in Uncertain Times Take control of your personal finances amid a tough financial times caused by the coronavirus pandemic. Simon Zhen Banks Offer Assistance to Customers Affected by Coronavirus Find out which banks are offering assistance and financial relief to customers who are affected by the coronavirus. Simon Zhen Lance Cothern Is Your Social Security and Disability Covered If You File for Bankruptcy? The bankruptcy process is complicated and shouldn't be taken lightly. No matter... Kathryn Tretina What is the HELOC Draw Period? How to Prepare for the Draw Period End If you have equity in your home — meaning the current market value of your home... Balloon Loan Payments: How Do They Work? Learn how balloon loan payments work when it comes to the amortization schedule and monthly payments towards a mortgage, auto loan, or commercial loan. Valencia Patrice Higuera How to Set Up Power of Attorney for Bank Accounts Learn how to set up power of attorney for banks accounts as part of estate planning or protecting your assets in the event that you become incapacitated. Lance Cothern Kathryn Tretina How to Find a Good Bankruptcy Lawyer If you’re drowning in debt, you may be considering declaring bankruptcy. If so,... Valencia Patrice Higuera Venmo Scams: How to Protect Yourself From Becoming a Victim Whether you forgot your wallet at home, or you’re splitting a dinner bill, Venmo... Negative Interest Rates: What It Could Mean for Your Mortgage and Savings? Find out what could happen to your mortgage and savings if the Federal Reserve decided to set negative interest rates on the American economy. Valencia Patrice Higuera Our Partners MyBankTracker partners with banks, lenders, and other financial companies to provide the best options when it comes to banking products, loans, financial services, and more. MyBankTracker Valencia Patrice Higuera How to Travel Internationally With More Than $10,000 in Cash U.S. Customs and Border Protection requires travelers to declare cash exceeding... Lance Cothern Do You Need a CPA or CFP for Financial Advice? Figuring out how to manage your finances can be difficult for even the simplest... What's the Difference Between Daily vs. Monthly Interest Accrual? Learn the difference between daily and monthly accruals of interest charges on loans (APR) or compounding interest (APY) of deposit accounts. Thomas (TJ) Porter Hiring a Nanny: Tips on Handling Taxes and Other Costs When hiring a nanny or babysitter, keep these tips in mind when handling taxes and other costs that you may not have considered, such as payroll services. Aja McClanahan Rebecca Lake Afterpay 2025 Review A credit card allows you to buy things now, pay them off later and potentially... Valencia Patrice Higuera Received a Job Offer? 6 Questions to Ask Before Accepting Getting a job offer can be a major confidence booster, especially when you beat... How to Choose a Good Estate Planning Attorney: 4 Key Questions to Ask When you're looking for a good estate planning attorney, learn what you should look for and the questions to ask the right lawyer. Kevin Mercadante 7 Most Common Job Scams on Local Classified Ads: How to Spot Them Learn about the most common job scams that are posted on local classified ads and online listings, including how they work and what you can do to avoid them. Thomas (TJ) Porter Simon Zhen Which Banks Are Open on Sunday? Long before the digital age, banks and financial institutions closed during the... Valencia Patrice Higuera Can You Get an Auto Loan for a Private Car Sale? Getting a new set of wheels is an exciting feeling. But like so many, you might be... When Does It Make Sense to Cash Out Refinance? Learn all about cash-out refinancing and find out when it makes the most sense to use home equity for this kind of loan that puts available cash in your hands. Valencia Patrice Higuera When You Need to Start Thinking About Buying Life Insurance Find out which questions to ask yourself to know when it is the right time to start thinking about buying life insurance. Lance Cothern Thomas (TJ) Porter What is a Minimum Balance Requirement for Checking & Savings? When you open a new bank account, there’s a lot of paperwork, requirements, and... Amy Carst What You Should Know Before Buying a Foreclosure Property You found a great property for sale -- the price is very low. But, there's a... How SunTrust and BB&T Merger Could Affect Customers Learn about the effect that the SunTrust and BB&T merger could have on existing customers, including what could happen to accounts and branches. Simon Zhen Buying a House With Friend or Family Member: A Bad Idea? Compare the pros and cons of buying a home with a friend or family to see if this decision is a bad idea for your finances and closest relationships. Valencia Patrice Higuera Lance Cothern Got a Raise? Why Your Paycheck May Be Less Than You Expected You finally got that well-deserved raise you’ve been hoping for. Before you... Valencia Patrice Higuera Should You Apply for a Mortgage With or Without Your Spouse? You and your spouse are ready to buy that dream home. On the mortgage... How Your C.L.U.E. Report Affects Your Home and Car Insurance Premiums Learn how the CLUE report affects your home and car insurance premiums, including how you can check your report for free and dispute any claims errors. 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