Checking Account FAQs & Basics

Rewards Checking Accounts: High Interest Rates & Earn Cash Back Our guide on rewards checking accounts look at how they can help you earn high interest rates and cash back without monthly fees (while having amazing perks). How Online Checking Can Replace Your Traditional Checking Account Photo of Simon Zhen Simon Zhen How Online Checking Can Replace Your Traditional Checking Account It’s very common for someone to have a checking account that was opened at a local...

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Which U.S. Banks Offer Foreign Currency (Multicurrency) Accounts? Find out which U.S. banks offer foreign currency accounts -- also known as multi-currency accounts -- to personal banking customers. ACH vs. Wire Transfers: Compare Speed, Cost and Security Learn the difference between ACH and wire transfers -- comparing the cost, speed, and security of the funds being transferred. Do Banks Offer Notary Services? Is It Free? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Do Banks Offer Notary Services? Is It Free? At some point in time, you might need to get a document notarized. To do... Legal Processing Fees: Why Do Banks Charge Them? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Legal Processing Fees: Why Do Banks Charge Them? If you look at the fine print or the fee schedule for your checking and savings... Counter Checks Fees Compared at the Top U.S. Banks Find out how much banks will charge for counter checks, which are available at branches when you need a temporary personal check urgently. Pending Balance vs. Available Balance: Which Amount is Most Accurate? Learn about the differences between your current account balance and available account balance when you consider pending transactions. How to Write a Check Properly to Avoid Rejected Payments Photo of Kevin Mercadante Kevin Mercadante How to Write a Check Properly to Avoid Rejected Payments Many payments today are being made electronically and it seems checks are gradually... How to Tell If a Check is Real or Fake Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Tell If a Check is Real or Fake You got a check from someone and you’re ready to deposit it to your bank... How to Find Your Bank's Routing Number Learn how to find the correct routing number for your bank account. See the list of routing numbers at the top U.S. banks based on your state. How to Get a Copy of Canceled Checks Learn how you can get a copy of canceled checks (known as checks deposited or returned), including why you'd want these check images and the fees involved. What is a Checking Account?: A Quick 101 Guide Photo of Simon Zhen Simon Zhen What is a Checking Account?: A Quick 101 Guide A checking account is a type of deposit account offered by financial institutions for... Prepaid Debit Cards vs. Checking Accounts: Which is Better? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Prepaid Debit Cards vs. Checking Accounts: Which is Better? You need an account that can act as the center of your finances -- an account to send... What's the Difference Between a Checking Account and a Money Market Account? While a checking account and money market account have some similar features, learn how they differ so that you pick the right account for your financial goals. Compare ACH Transfer Fees at Top U.S. Banks Learn about how ACH (Automated Clearing House) transfers work and the fees charged by big U.S. banks for this very common financial transaction. How to Pick an Online Checking Account Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Pick an Online Checking Account Your checking account is the center of your financial life. All, or nearly all, of... What Are Paper Statement Fees? Photo of Kevin Mercadante Kevin Mercadante What Are Paper Statement Fees? If you’re over 40 (or is it 50?), you might remember the term “free checking”. Like a... 5 Signs You Need a New Checking Account Find out how your checking account could be hurting your finances and what you should look for in the best checking account for you. What to Do When the ATM Eats Your Check After an Unsuccessful Deposit Find out what steps you should take right after an ATM steals your check after it couldn't complete the deposit successfully. The Difference Between Certified Checks and Cashier Checks Photo of Valencia Patrice Higuera Valencia Patrice Higuera The Difference Between Certified Checks and Cashier Checks Cash or a personal check aren’t recommended for some large purchases, such as the... Should You Use the Same Bank for Your Personal and Business Checking Accounts? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use the Same Bank for Your Personal and Business Checking Accounts? Individuals and business have very different banking needs. Businesses often handle... How to Cash a Check at Walmart Learn all about cashing a check at Walmart, including the information that you need to provide. Find out the fees and limits that apply. Compare the Deposit Cutoff Times at the Top U.S. Banks Find out what the cutoff times are for making check and cash deposits at the biggest U.S. Learn about when funds are available and when checks will clear. What Happens to Student Checking Accounts After Graduation? Photo of Valerie Ashton Valerie Ashton What Happens to Student Checking Accounts After Graduation? College students can take advantage of many local perks and discounts, from annual... Compare Early Account Closure Fees at the Top U.S. Banks Photo of Aja McClanahan Aja McClanahan Compare Early Account Closure Fees at the Top U.S. Banks If you have to close a bank account, you’re probably wondering about the process and... How to Cash a Check Without a Bank Account Learn how you can cash a checking without going through checking or savings account. Find out where to access these alternatives and how much it could cost. Can You Sign a Check Over to Someone Else to Deposit? Find out whether you can sign and endorse a check to have someone else deposit it. Learn about the rules for this practice and how to do it properly. 7 Ways to Work Around Bank of America's No-Cash Deposits Policy Photo of Krista Baum Krista Baum 7 Ways to Work Around Bank of America's No-Cash Deposits Policy It’s no secret that online banking and innovative technology are changing the way...