Checking Account FAQs & Basics

Which U.S. Banks Offer Foreign Currency (Multicurrency) Accounts? Find out which U.S. banks offer foreign currency accounts -- also known as multi-currency accounts -- to personal banking customers. ACH vs. Wire Transfers: Compare Speed, Cost and Security Photo of Thomas (TJ) Porter Thomas (TJ) Porter ACH vs. Wire Transfers: Compare Speed, Cost and Security There are many ways to move money between accounts at different banks. You...

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Do Banks Offer Notary Services? Is It Free? Find out if banks offer (and charge for) notary services to validate your identity for an important document -- and other options for a notary public. Legal Processing Fees: Why Do Banks Charge Them? Learn about the legal processing fees charged by banks when there are legal orders on the account such as garnishments, levies, and child support payments. Counter Checks Fees Compared at the Top U.S. Banks Photo of Kevin Mercadante Kevin Mercadante Counter Checks Fees Compared at the Top U.S. Banks Counter checks come into play when you have a checking account, you need to... Pending Balance vs. Available Balance: Which Amount is Most Accurate? Photo of Kevin Mercadante Kevin Mercadante Pending Balance vs. Available Balance: Which Amount is Most Accurate? You may have noticed that your bank account reflects two balances. The... How to Write a Check Properly to Avoid Rejected Payments Learn how to write a personal check properly to avoid any problems for the depositor, including how to fill the payee details, check amounts, and memo lines. How to Tell If a Check is Real or Fake Learn how to tell if a check is real or fake as part of a scam based on these obvious signs. Avoid losing money to this common type of fraud. How to Find Your Bank's Routing Number Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Find Your Bank's Routing Number Every bank account in the United States can be identified with an account... How to Get a Copy of Canceled Checks Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get a Copy of Canceled Checks There are rare occasions when you want to see a past check that was issued from... What is a Checking Account?: A Quick 101 Guide Learn about the basics of a checking account with this quick 101 guide, which covers features, fees, application requirements, and how to choose the right one. Prepaid Debit Cards vs. Checking Accounts: Which is Better? Compare the differences between reloadable prepaid debt cards and checking accounts to find out which one offers the better fees and features that you seek. What's the Difference Between a Checking Account and a Money Market Account? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What's the Difference Between a Checking Account and a Money Market Account? Checking accounts and money market accounts are two different types of bank accounts... Compare ACH Transfer Fees at Top U.S. Banks Photo of Thomas (TJ) Porter Thomas (TJ) Porter Compare ACH Transfer Fees at Top U.S. Banks There are many ways that you can transfer money between bank accounts and the ACH... How to Pick an Online Checking Account If you're finally going to switch your checking account away from a brick and mortar bank, learn what to look for in the best online checking account for you. What Are Paper Statement Fees? Find out what paper statement fees are as they relate to checking accounts and learn how you can avoid paying this fee yourself. 5 Signs You Need a New Checking Account Photo of Lance Cothern Lance Cothern 5 Signs You Need a New Checking Account Switching checking accounts to a new bank can be a major pain. Besides transferring... What to Do When the ATM Eats Your Check After an Unsuccessful Deposit Photo of Valerie Ashton Valerie Ashton What to Do When the ATM Eats Your Check After an Unsuccessful Deposit ATMs are historically very reliable machines, with billions of dollars in... The Difference Between Certified Checks and Cashier Checks Compare certified checks and cashier's checks to see how they differ and which one is better when you want to guarantee that the funds are there for payment. Should You Use the Same Bank for Your Personal and Business Checking Accounts? Find out whether it is a good idea to use the same bank for your personal checking account and your business checking account. Compare the pros and cons. How to Cash a Check at Walmart Photo of Simon Zhen Simon Zhen How to Cash a Check at Walmart Walmart isn't only an American hub for retail shopping -- it's also a popular... Compare the Deposit Cutoff Times at the Top U.S. Banks Photo of Kevin Mercadante Kevin Mercadante Compare the Deposit Cutoff Times at the Top U.S. Banks Do you know what your bank’s deposit cutoff time is? If you don’t, it’s something you... What Happens to Student Checking Accounts After Graduation? Learn what happens to your student checking account after you've graduated and you're no longer considered a college student. Compare Early Account Closure Fees at the Top U.S. Banks Find out what banks charge when you close a checking or savings account soon after you opened it. Learn why banks charge early account closure fees. How to Cash a Check Without a Bank Account Photo of John Csiszar John Csiszar How to Cash a Check Without a Bank Account Cashing a check has never been easier. In addition to traditional methods, such as... Can You Sign a Check Over to Someone Else to Deposit? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Sign a Check Over to Someone Else to Deposit? When someone gives you a check, you first need to deposit the money at a bank or cash... 7 Ways to Work Around Bank of America's No-Cash Deposits Policy Learn about the Bank of America policy that bans cash deposits into a Bank of America account of which you are not a customer. Find out what other options you have available if you are trying to deposit cash into another customer's Bank of America account. What Is a Good ChexSystems (Qualifile) Score? Find out about the consumer score that determines your risk when it comes to deposit accounts (such as checking and savings), not your credit. Learn all about the ChexSystem score (also known as the Qualifile score) to see what is considered a good score -- the one that means you'll get approved for a new bank account. How to Open a Business Checking Account Photo of Paul Sisolak Paul Sisolak How to Open a Business Checking Account From the startup just starting out to the sole proprietor flying solo, it’s essential...