Checking Account FAQs & Basics

When an Online Business Checking Account Makes the Most Sense Photo of Simon Zhen Simon Zhen When an Online Business Checking Account Makes the Most Sense Businesses aiming to optimize their finances can look to their business checking... Business Prepaid Debit Cards: How They Work Learn how business prepaid debit cards can work to help you manage business finances and allow business owners to provide spending power to employees. How to Choose a Business Checking Account Learn how you should choose a business checking account based on account fees, services, and features that matter most to your business. Should I Give a Business Debit Card to an Employee? Photo of Lance Cothern Lance Cothern Should I Give a Business Debit Card to an Employee? Running a small business is a challenging but rewarding endeavor. Every day... Can You Use a Personal Checking Account for Your Business? Photo of Lance Cothern Lance Cothern Can You Use a Personal Checking Account for Your Business? Yes. Technically, you could use a personal checking account for your business. It... 8 Business Checking Account Fees to Watch Out For See the most common fees associated with business checking accounts so that you know what to watch out for when picking a checking account for your business. Rewards Checking Accounts: High Interest Rates & Earn Cash Back Our guide on rewards checking accounts look at how they can help you earn high interest rates and cash back without monthly fees (while having amazing perks). How Online Checking Can Replace Your Traditional Checking Account Photo of Simon Zhen Simon Zhen How Online Checking Can Replace Your Traditional Checking Account It’s very common for someone to have a checking account that was opened at a... Which U.S. Banks Offer Foreign Currency (Multicurrency) Accounts? Photo of Lance Cothern Lance Cothern Which U.S. Banks Offer Foreign Currency (Multicurrency) Accounts? A foreign currency account (also known as a multi-currency account) may often be... ACH vs. Wire Transfers: Compare Speed, Cost and Security Learn the difference between ACH and wire transfers -- comparing the cost, speed, and security of the funds being transferred. Do Banks Offer Notary Services? Is It Free? Find out if banks offer (and charge for) notary services to validate your identity for an important document -- and other options for a notary public. Legal Processing Fees: Why Do Banks Charge Them? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Legal Processing Fees: Why Do Banks Charge Them? Legal processing fees are charged by banks when they must review or act upon a legal... Counter Checks Fees Compared at the Top U.S. Banks Photo of Kevin Mercadante Kevin Mercadante Counter Checks Fees Compared at the Top U.S. Banks Counter checks are temporary checks provided by banks, but are often not accepted by... Pending Balance vs. Available Balance: Which Amount is Most Accurate? Learn about the differences between your current account balance and available account balance when you consider pending transactions. How to Write a Check Properly to Avoid Rejected Payments Learn how to write a personal check properly to avoid any problems for the depositor, including how to fill the payee details, check amounts, and memo lines. How to Tell If a Check is Real or Fake Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Tell If a Check is Real or Fake You got a check from someone and you’re ready to deposit it to your bank... How to Find Your Bank's Routing Number Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Find Your Bank's Routing Number Every bank account in the United States can be identified with an account number... How to Get a Copy of Canceled Checks Learn how you can get a copy of canceled checks (known as checks deposited or returned), including why you'd want these check images and the fees involved. What is a Checking Account?: A Quick 101 Guide Learn about the basics of a checking account with this quick 101 guide, which covers features, fees, application requirements, and how to choose the right one. Prepaid Debit Cards vs. Checking Accounts: Which is Better? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Prepaid Debit Cards vs. Checking Accounts: Which is Better? You need an account that can act as the center of your finances -- an account to... What's the Difference Between a Checking Account and a Money Market Account? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What's the Difference Between a Checking Account and a Money Market Account? Checking accounts and money market accounts are two distinct types of bank... Compare ACH Transfer Fees at Top U.S. Banks Learn about how ACH (Automated Clearing House) transfers work and the fees charged by big U.S. banks for this very common financial transaction. How to Pick an Online Checking Account If you're finally going to switch your checking account away from a brick and mortar bank, learn what to look for in the best online checking account for you. What Are Paper Statement Fees? Photo of Kevin Mercadante Kevin Mercadante What Are Paper Statement Fees? Some banks now charge fees for paper statements, ranging from $2-$5 per month,... 5 Signs You Need a New Checking Account Photo of Lance Cothern Lance Cothern 5 Signs You Need a New Checking Account Switching checking accounts to a new bank can be a major pain. Besides... What to Do When the ATM Eats Your Check After an Unsuccessful Deposit Find out what steps you should take right after an ATM steals your check after it couldn't complete the deposit successfully. Certified Check vs. Cashier's Check: Which One Should You Use? Compare certified checks and cashier's checks to see how they differ and which one is better when you want to guarantee that the funds are there for payment. Should You Use the Same Bank for Your Personal and Business Checking Accounts? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use the Same Bank for Your Personal and Business Checking Accounts? Individuals and business have very different banking needs. Businesses often... Does Walmart Cash Personal Checks in 2025? Fees, Limits & Rules Photo of Simon Zhen Simon Zhen Does Walmart Cash Personal Checks in 2025? Fees, Limits & Rules Walmart offers a convenient and affordable way to cash certain types of preprinted... Compare the Deposit Cutoff Times at the Top U.S. Banks Find out what the cutoff times are for making check and cash deposits at the biggest U.S. Learn about when funds are available and when checks will clear.