Checking Account FAQs & Basics

How to Open a Business Checking Account Learn what information and documents that banks require when you want to apply for a new business checking account. Find out when it makes the most sense to quit using a personal checking account and switch to a business checking account. Compare the different financial institutions to get you started. 5 Signs You Need to Open a Business Checking Account Photo of Thomas (TJ) Porter Thomas (TJ) Porter 5 Signs You Need to Open a Business Checking Account If you run a small business, you might be tempted to use your personal checking...

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What Happens If Your Account Is Overdrawn For Too Long? Find out what a bank will do when you overdraw your checking account and leave a negative balance for several days. You may encounter an extended overdraft fee. Learn about how it works and when it charged depending on the bank. See the alternatives that can help you avoid overdrafts and the expensive fees. Chase ATM and Debit Cards: What are the Limits on Purchase and ATM Transactions? Find out what the exact transaction limits are for Chase ATM and debit cards. This includes making debit card purchases and ATM cash withdrawals, which vary depending on the which ATMs you use (in-branch, out-of-network, etc.). Learn how you can get access to more money with these cards when you've reached the limits. Compare Overdraft Protection Transfer Fees at the Top U.S. Banks Photo of Valerie Ashton Valerie Ashton Compare Overdraft Protection Transfer Fees at the Top U.S. Banks When your personal checking account balance dips below zero dollars, you have... Zelle Pay Limits at the Top U.S. Banks Photo of Thomas (TJ) Porter Thomas (TJ) Porter Zelle Pay Limits at the Top U.S. Banks Zelle Pay is a personal payment feature, and standalone app, backed by the biggest... Lost Your Debit Card? The Important Steps to Take Now Find out what you have to do after your debit is lost or gets stolen. Learn how you can protect your account and money from fraudulent activity and unauthorized purchases and transactions. See how you can prepare yourself for losing a debit card. Understand how debit card liability protection affects you. How to Join a Credit Union With Bad Credit Learn how your bad credit affects your chances of joining a credit union. Find out the typical rules for becoming a member and the benefits that credit unions provide for people who don't have good credit. You may find that your ChexSystems report and banking history is more important. How to Set Up Direct Deposit Without a Voided Check Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Set Up Direct Deposit Without a Voided Check Direct deposit is a useful payroll feature that lets you get your paycheck...