Checking Account FAQs & Basics

The best student checking accounts of October 2025

The best student checking accounts of October 2025

Choosing the right checking account for your child is important. Compare student...

What’s the Difference Between a Checking Account and a Money Market Account?

While a checking account and money market account have some similar features, learn how they differ so that you pick the right account for your financial goals.

Thomas (TJ) Porter

IRS Rules for Cash Deposit 2025: How Much Cash Can You Deposit?

Learn the laws and bank rules for large cash deposits. Find out whether these transactions will be reported to the IRS for suspicious activity.

What Are Chase ATM Withdrawal Limit & How Can You Increase Them?

Thomas (TJ) Porter

What Are Chase ATM Withdrawal Limit & How Can You Increase Them?

Discover Chase ATM withdrawal limit for 2025. Find exact daily maximums by...

Certified Check vs. Cashier’s Check: Which One Should You Use?

Valencia Patrice Higuera

Certified Check vs. Cashier’s Check: Which One Should You Use?

Compare certified checks and cashier's checks to see how they differ and...

Does Walmart Cash Personal Checks in 2025? Fees, Limits & Rules

Does Walmart cash personal checks? Yes - with valid ID and in minutes. Understand Walmart's check cashing process, limits, and document requirements.

How to Set Up Direct Deposit Without a Voided Check

Learn how you can set up direct deposit without a voided check. Speaking with your payroll department and finding other options through your bank could mean an easier time getting direct deposit to your checking or savings account without a...

Thomas (TJ) Porter

What Happens to Student Checking Accounts After Graduation?

What Happens to Student Checking Accounts After Graduation?

Learn what happens to your student checking account after you've graduated and...

Legal Processing Fees: Why Do Banks Charge Them?

Thomas (TJ) Porter

Legal Processing Fees: Why Do Banks Charge Them?

Learn about the legal processing fees charged by banks when there are...

Compare Early Account Closure Fees at the Top U.S. Banks

Find out what banks charge when you close a checking or savings account soon after you opened it. Learn why banks charge early account closure fees.

How to Get a Copy of Canceled Checks

Learn how you can get a copy of canceled checks (known as checks deposited or returned), including why you'd want these check images and the fees involved.

Thomas (TJ) Porter

What to Do When the ATM Eats Your Check After an Unsuccessful Deposit

What to Do When the ATM Eats Your Check After an Unsuccessful Deposit

Find out what steps you should take right after an ATM steals...

What Are Paper Statement Fees?

Kevin Mercadante

What Are Paper Statement Fees?

Find out what paper statement fees are as they relate to checking...

What Is a Good ChexSystems (Qualifile) Score?

Find out about the consumer score that determines your risk when it comes to deposit accounts (such as checking and savings), not your credit. Learn all about the ChexSystem score (also known as the Qualifile score) to see what is...

Counter Checks Fees Compared at the Top U.S. Banks

Find out how much banks will charge for counter checks, which are available at branches when you need a temporary personal check urgently.

Kevin Mercadante

Compare the Deposit Cutoff Times at the Top U.S. Banks

Kevin Mercadante

Compare the Deposit Cutoff Times at the Top U.S. Banks

Find out what the cutoff times are for making check and cash...

Can You Sign a Check Over to Someone Else to Deposit?

Thomas (TJ) Porter

Can You Sign a Check Over to Someone Else to Deposit?

Find out whether you can sign and endorse a check to have...

Can Multiple Accounts Be Linked to a Single Debit Card?

Find out whether you can link multiple bank accounts, such as checking accounts and savings accounts to a single debit card. Learn what you can do when different accounts, and even loans, are connected to a debit card, including making...

When an Online Business Checking Account Makes the Most Sense

Learn about the key advantages of online business checking accounts and how they could be the better fit for your growing business.

Can You Use a Personal Checking Account for Your Business?

Can You Use a Personal Checking Account for Your Business?

Learn about the dangers of using a personal checking account for your...

Should I Give a Business Debit Card to an Employee?

Should I Give a Business Debit Card to an Employee?

See what you should consider before giving a business debit card to...

Do Banks Offer Notary Services? Is It Free?

Find out if banks offer (and charge for) notary services to validate your identity for an important document -- and other options for a notary public.

Valencia Patrice Higuera

Bank of America Charges a Check Image Fee on Paper Statements

Learn how to avoid the check image fee charged by Bank of America when you have a cancelled check image on paper statements.

How to Find Your Bank’s Routing Number

Valencia Patrice Higuera

How to Find Your Bank’s Routing Number

Learn how to find the correct routing number for your bank account....

How to Cash a Check Without a Bank Account

How to Cash a Check Without a Bank Account

Learn how you can cash a checking without going through checking or...

Which U.S. Banks Offer Foreign Currency (Multicurrency) Accounts?

Find out which U.S. banks offer foreign currency accounts -- also known as multi-currency accounts -- to personal banking customers.

ACH vs. Wire Transfers: Compare Speed, Cost and Security

Learn the difference between ACH and wire transfers -- comparing the cost, speed, and security of the funds being transferred.

Thomas (TJ) Porter

What to Do When You Get Charged an Overdraft Fee

What to Do When You Get Charged an Overdraft Fee

When it comes to overdraft fees and late payment penalties, a well-executed...

8 Business Checking Account Fees to Watch Out For

8 Business Checking Account Fees to Watch Out For

See the most common fees associated with business checking accounts so that...

How to Open a Business Checking Account

Learn what information and documents banks require when you want to apply for a new business checking account to separate personal and business finances.