Checking Account FAQs & Basics

How to Join a Credit Union With Bad Credit Learn how your bad credit affects your chances of joining a credit union. Find out the typical rules for becoming a member and the benefits that credit unions provide for people who don't have good credit. You may find that your ChexSystems report and banking history is more important. How to Set Up Direct Deposit Without a Voided Check Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Set Up Direct Deposit Without a Voided Check Direct deposit is a useful payroll feature that lets you get your paycheck...

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Can Multiple Accounts Be Linked to a Single Debit Card? Find out whether you can link multiple bank accounts, such as checking accounts and savings accounts to a single debit card. Learn what you can do when different accounts, and even loans, are connected to a debit card, including making purchases and submitting loan payments. How to Use Overdraft Lines of Credit to Lower Fees Learn how an overdraft line of credit can help you to avoid expensive fees when you overdraw an account. Find out which online banks offer this service. IRS' Rules for Depositing More Than $10,000 Cash in a Bank Account Photo of Paul Sisolak Paul Sisolak IRS' Rules for Depositing More Than $10,000 Cash in a Bank Account For some fortuitous reason, you’ve got $10,000 just sitting there, burning a hole... List of Interest Checking Accounts Offered by Online Banks in U.S. Photo of Simon Zhen Simon Zhen List of Interest Checking Accounts Offered by Online Banks in U.S. Online banks are financial institutions that offer products and services available... How to Deposit a Check on the Mobile App Learn how mobile check deposit works and see if there are any rules and tips that you should be aware of when using this innovative banking technology. The Benefits and Risks of Joint Checking Accounts Opening a joint checking account with your partner is exciting, but it can also be risky. Here are some things to consider before opening the account. 10 Ways to Avoid Checking Account Fees for Good Photo of Peter Bennett Peter Bennett 10 Ways to Avoid Checking Account Fees for Good Next to venting about bad customer service, American consumers love to complain...