Checking Account FAQs & Basics

What Happens to Student Checking Accounts After Graduation? Photo of Valerie Ashton Valerie Ashton What Happens to Student Checking Accounts After Graduation? Student checking accounts typically convert to standard accounts after graduation, a... Compare Early Account Closure Fees at the Top U.S. Banks Find out what banks charge when you close a checking or savings account soon after you opened it. Learn why banks charge early account closure fees. How to Cash a Check Without a Bank Account Learn how you can cash a checking without going through checking or savings account. Find out where to access these alternatives and how much it could cost. Can You Sign a Check Over to Someone Else to Deposit? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Sign a Check Over to Someone Else to Deposit? Yes, you can sign a check over to someone else, but it's not always accepted by... 7 Ways to Work Around Bank of America's No-Cash Deposits Policy Photo of Krista Baum Krista Baum 7 Ways to Work Around Bank of America's No-Cash Deposits Policy It’s no secret that online banking and innovative technology are changing the way... What Is a Good ChexSystems (Qualifile) Score? Find out about the consumer score that determines your risk when it comes to deposit accounts (such as checking and savings), not your credit. Learn all about the ChexSystem score (also known as the Qualifile score) to see what is considered a good score -- the one that means you'll get approved for a new bank account. How to Open a Business Checking Account Learn what information and documents banks require when you want to apply for a new business checking account to separate personal and business finances. 5 Signs You Need to Open a Business Checking Account Photo of Thomas (TJ) Porter Thomas (TJ) Porter 5 Signs You Need to Open a Business Checking Account If you run a small business, you might be tempted to use your personal checking... Overdraft Fees: Different Types, Explained & Compared Photo of Krista Baum Krista Baum Overdraft Fees: Different Types, Explained & Compared Managing finances is easier than ever with banks offering online and mobile... What Are Chase ATM Withdrawal Limit & How Can You Increase Them? Discover Chase ATM withdrawal limit for 2025. Find exact daily maximums by account type and learn how to access more cash when needed. Plan your withdrawals Compare Overdraft Protection Transfer Fees at the Top U.S. Banks Learn about the costs to transfer money from your savings account to cover a purchase on your checking, known as an overdraft protection transfer. Find out how it works to help you avoid expensive overdraft fees. See what options are available when you overdraw your checking account to a point where you'll have a negative balance. Zelle Pay Daily and Monthly Limits at the Top U.S. Banks Photo of Thomas (TJ) Porter Thomas (TJ) Porter Zelle Pay Daily and Monthly Limits at the Top U.S. Banks Zelle iPhone App At the biggest U.S. banks, Zelle Pay's daily and monthly... Lost Your Debit Card? The Important Steps to Take Now Photo of Thomas (TJ) Porter Thomas (TJ) Porter Lost Your Debit Card? The Important Steps to Take Now Your debit card is one of the centers of your financial life. It gives you access... How to Join a Credit Union With Bad Credit Learn how your bad credit affects your chances of joining a credit union. Find out the typical rules for becoming a member and the benefits that credit unions provide for people who don‘t have good credit. You may find that your ChexSystems report and banking history is more important. How to Set Up Direct Deposit Without a Voided Check Learn how you can set up direct deposit without a voided check. Speaking with your payroll department and finding other options through your bank could mean an easier time getting direct deposit to your checking or savings account without a hitch. Can Multiple Accounts Be Linked to a Single Debit Card? Photo of Paul Sisolak Paul Sisolak Can Multiple Accounts Be Linked to a Single Debit Card? Yes, it is possible to link multiple checking and savings accounts to a single debit... How to Use Overdraft Lines of Credit to Lower Fees Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Use Overdraft Lines of Credit to Lower Fees When you use a check or debit card to spend more money than you have in your... IRS Rules for Cash Deposit 2025: How Much Cash Can You Deposit? Learn the laws and bank rules for large cash deposits. Find out whether these transactions will be reported to the IRS for suspicious activity. List of Interest Checking Accounts Offered by Online Banks in U.S. View a list of which online banks provide interest checking accounts. Compare the interest rates, account requirements and fees. How to Deposit a Check on the Mobile App Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Deposit a Check on the Mobile App Can’t remember the last time you stepped foot inside a bank? You’re not... What to Do When You Get Charged an Overdraft Fee Photo of Mallory Hall Mallory Hall What to Do When You Get Charged an Overdraft Fee It’s not necessarily surprising that the older folks get, the better they are at... The Benefits and Risks of Joint Checking Accounts Opening a joint checking account with your partner is exciting, but it can also be risky. Here are some things to consider before opening the account. 10 Ways to Avoid Checking Account Fees for Good If you find yourself paying for bank fees, you're wasting money. Check out the following 10 ways to avoid bank fees. The Best Student Checking Accounts of June 2025 Photo of Theresa Kim Theresa Kim The Best Student Checking Accounts of June 2025 One essential financial account is a checking account, which will become the... What is the Bank of America Preferred Rewards Program Photo of Gerald Morales Gerald Morales What is the Bank of America Preferred Rewards Program Flickr | https://www.flickr.com/photos/jeepersmedia/14086716155 Bank of America... How to Open a U.S. Bank Account When You're in Another Country Learn how you can open a U.S. bank account when you live in a foreign country. See what documents and information is needed when you do apply. What to Consider when you Open a Joint Bank Account? When you open a joint bank account you open your financial life to your trusted partner. There are things to consider before you take such a big step. Should You Keep Your Money in Your PayPal or Bank Account? Photo of Simon Zhen Simon Zhen Should You Keep Your Money in Your PayPal or Bank Account? Your PayPal account can be used to hold funds, but can you really use it like a... How to Compare Student Checking Accounts Photo of Jeanine Skowronski Jeanine Skowronski How to Compare Student Checking Accounts Opening up a checking account should be high on an incoming college freshman’s... 6 Reasons to Open a Second Checking Account Looking to earn more interest and withdraw more money from your checking account? Maybe you should look into opening second checking account.