Checking Account FAQs & Basics
Compare the Deposit Cutoff Times at the Top U.S. Banks Find out what the cutoff times are for making check and cash deposits at the biggest U.S. Learn about when funds are available and when checks will clear. How to Cash a Check Without a Bank Account Learn how you can cash a checking without going through checking or savings account. Find out where to access these alternatives and how much it could cost. Can You Sign a Check Over to Someone Else to Deposit? Find out whether you can sign and endorse a check to have someone else deposit it. Learn about the rules for this practice and how to do it properly. How to Open a Business Checking Account Learn what information and documents banks require when you want to apply for a new business checking account to separate personal and business finances. 5 Signs You Need to Open a Business Checking Account Find out when you need to open a business checking account, whether you are a freelancer,entrepreneur, or small business. Compare Overdraft Protection Transfer Fees at the Top U.S. Banks Learn about the costs to transfer money from your savings account to cover a purchase on your checking, known as an overdraft protection transfer. Find out how it works to help you avoid expensive overdraft fees. See what options are available when you overdraw your checking account to a point where you'll have a negative balance. Zelle Pay Daily and Monthly Limits at the Top U.S. Banks Find out the daily and monthly limits for using Zelle Pay to transfer money to friends and family at the top U.S. banks, may vary based on the type of account. How to Set Up Direct Deposit Without a Voided Check Learn how you can set up direct deposit without a voided check. Speaking with your payroll department and finding other options through your bank could mean an easier time getting direct deposit to your checking or savings account without a hitch. Can Multiple Accounts Be Linked to a Single Debit Card? Find out whether you can link multiple bank accounts, such as checking accounts and savings accounts to a single debit card. Learn what you can do when different accounts, and even loans, are connected to a debit card, including making purchases and submitting loan payments. List of Interest Checking Accounts Offered by Online Banks in U.S. View a list of which online banks provide interest checking accounts. Compare the interest rates, account requirements and fees. How to Deposit a Check on the Mobile App Learn how mobile check deposit works and see if there are any rules and tips that you should be aware of when using this innovative banking technology. 10 Ways to Avoid Checking Account Fees for Good If you find yourself paying for bank fees, you're wasting money. Check out the following 10 ways to avoid bank fees. The Best Student Checking Accounts of 2023 Choosing the right checking account for your child is important. Compare student checking accounts offered at the top U.S. banks to find the right one. How to Open a U.S. Bank Account When You're in Another Country Learn how you can open a U.S. bank account when you live in a foreign country. See what documents and information is needed when you do apply. What to Consider when you Open a Joint Bank Account? When you open a joint bank account you open your financial life to your trusted partner. There are things to consider before you take such a big step.