Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Key Person Life Insurance: When Does It Make Sense for a Business Learn how and why businesses may consider key person life insurance policies to cover the possible loss of a valuable business executive or employee. How to Invest in Index Funds for Instant Diversification Photo of Lance Cothern Lance Cothern How to Invest in Index Funds for Instant Diversification Investing is something that can be as complex or as simple as you make it. Many... How to Get Life Insurance Policy After a Cancer Diagnosis Photo of Lance Cothern Lance Cothern How to Get Life Insurance Policy After a Cancer Diagnosis Being diagnosed with cancer is often one of the worst days of a person’s life.... Immediate vs. Deferred Annuity Payout Options Compared Compare the pros and cons of immediate and deferred annuity payout options and how you choose between them when it comes to your retirement income. How Your Life Insurance Policies Affect Medicaid Eligibility & Benefits Find out how your life insurance policies might affect your eligibility for Medicaid health coverage. What Short-Term Life Insurance Options Are Available? Photo of Lance Cothern Lance Cothern What Short-Term Life Insurance Options Are Available? Life insurance can provide your family with a financial safety net should you pass... How to Get Life Insurance If You're Overweight or Obese Photo of Lance Cothern Lance Cothern How to Get Life Insurance If You're Overweight or Obese People often buy life insurance to protect their family financially in case they... Should I Give a Business Debit Card to an Employee? See what you should consider before giving a business debit card to an employee for a bit of autonomy when paying for business expenses. What is a Credit Card Hardship Program and Do You Qualify? Find out which credit card issuers offer credit card hardship programs and learn how to qualify and prove financial hardship to help manage your debt. Should You Open a Cash or Margin Brokerage Account? Photo of Lance Cothern Lance Cothern Should You Open a Cash or Margin Brokerage Account? If you enjoy investing, chances are you have a brokerage account. Brokerage...