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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

What Tax Bracket Am I In? Find Your 2025 Tax Bracket Photo of Lance Cothern Lance Cothern What Tax Bracket Am I In? Find Your 2025 Tax Bracket The highest tax rate of 37% will apply to single filers with income above $626,350 in... Checking vs Savings Account: Which Is Right for Your Money Goals? Checking vs. savings account: Learn which earns interest in 2025. Compare minimum balances, withdrawal limits, and fee structures. Find your best option. How to Start Investing With Little Money: 6 Options You Can Consider Learn how you can begin building an investment portfolio even if you don't have much money to start with -- there are several options to start investing small. Who Pays Interest Taxes on Joint Bank Accounts? Photo of Lance Cothern Lance Cothern Who Pays Interest Taxes on Joint Bank Accounts? Interest earned on joint bank accounts is typically reported to one account holder,... The Best Personal Loans in Mississippi for 2025 Photo of Lance Cothern Lance Cothern The Best Personal Loans in Mississippi for 2025 Personal loans let you borrow money without putting up your home equity or a... The Best Personal Loans in Kentucky for 2025 Compare the best personal loans offered by local Kentucky lenders based on interest rates, fees, borrowing amounts, and repayment terms. The Best Personal Loans in Kansas for 2025 Find out which local Kansas lenders provide the best personal loans to borrowers based on interest rates, fees, and borrowing terms. The Best Personal Loans in Iowa for 2025 Photo of Lance Cothern Lance Cothern The Best Personal Loans in Iowa for 2025 Whether you need money for a wedding, a home improvement project, or to... The Best Personal Loans in Idaho for 2025 Photo of Lance Cothern Lance Cothern The Best Personal Loans in Idaho for 2025 Personal loans generally allow you to fund whatever project you may be working on... The Best Personal Loans in Hawaii for 2025 Find out which local lender in Hawaii offer the best personal loans based on interest rates, loan fees, and available borrowing terms.