Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

How Much Information is Needed for Someone to Steal Your Identity Photo of Kevin Mercadante Kevin Mercadante How Much Information is Needed for Someone to Steal Your Identity Identity theft typically requires a combination of personal information, with a... What Are Paper Statement Fees? Find out what paper statement fees are as they relate to checking accounts and learn how you can avoid paying this fee yourself. Counter Checks Fees Compared at the Top U.S. Banks Find out how much banks will charge for counter checks, which are available at branches when you need a temporary personal check urgently. Compare the Deposit Cutoff Times at the Top U.S. Banks Photo of Kevin Mercadante Kevin Mercadante Compare the Deposit Cutoff Times at the Top U.S. Banks Banks have specific cutoff times for deposits, and understanding these times is... Vanguard Personal Advisor Services 2025 Review Photo of Kevin Mercadante Kevin Mercadante Vanguard Personal Advisor Services 2025 Review Paid non-client promotion: MyBankTracker receives compensation when a reader clicks... Chase Student Checking Account 2025 Review Learn about all the details of the Chase Student Checking Account, including its fees and features. Compare it to other college student checking accounts. WiseBanyan 2025 Review Find out whether you should use the WiseBanyan financial advisor service, which reviews your finances and investments for free (premium features available). Citi Flex Loan 2025 Review Photo of Kevin Mercadante Kevin Mercadante Citi Flex Loan 2025 Review As an existing Citi credit card customer, you may have received mail or notices... What Happens to Student Loans If You Drop Out of School? Photo of Kevin Mercadante Kevin Mercadante What Happens to Student Loans If You Drop Out of School? Let's get the basic answer to this question out of the way upfront: If you drop... Best Prepaid Debit Cards for Teenagers in 2024 Compare the best prepaid debit cards for teenagers based on fees, convenience, and parental tools for managing spending and card limits.