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Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

What Happens to Student Loans If You Drop Out of School? Photo of Kevin Mercadante Kevin Mercadante What Happens to Student Loans If You Drop Out of School? Student loan borrowers are still required to repay their loans if they drop out of... What to Do If Your Balance Transfer is Denied Learn what steps you should take after you find out that a balance transfer request was denied, whether from a new or existing card issuer. Should You Use Student Loan Funds and Financial Aid to Invest in Stocks? Find out whether you are legally allowed to use student loans and financial aid to invest in stocks and compare the benefits and dangers. How Much Information is Needed for Someone to Steal Your Identity Photo of Kevin Mercadante Kevin Mercadante How Much Information is Needed for Someone to Steal Your Identity Identity theft typically requires a combination of personal information, with a... What Are Paper Statement Fees? Photo of Kevin Mercadante Kevin Mercadante What Are Paper Statement Fees? Some banks now charge fees for paper statements, ranging from $2-$5 per month,... Counter Checks Fees Compared at the Top U.S. Banks Find out how much banks will charge for counter checks, which are available at branches when you need a temporary personal check urgently. Compare the Deposit Cutoff Times at the Top U.S. Banks Find out what the cutoff times are for making check and cash deposits at the biggest U.S. Learn about when funds are available and when checks will clear. Vanguard Personal Advisor Services 2025 Review Photo of Kevin Mercadante Kevin Mercadante Vanguard Personal Advisor Services 2025 Review Paid non-client promotion: MyBankTracker receives compensation when a reader clicks... Chase Student Checking Account 2025 Review Photo of Kevin Mercadante Kevin Mercadante Chase Student Checking Account 2025 Review Learn about all the details of the Chase Student Checking Account, including its fees and features. Compare it to other college student checking accounts. WiseBanyan 2025 Review Find out whether you should use the WiseBanyan financial advisor service, which reviews your finances and investments for free (premium features available).