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Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

How to Get the Cheapest Car Insurance for College Students Photo of Kevin Mercadante Kevin Mercadante How to Get the Cheapest Car Insurance for College Students Just like any other auto insurance premium, age, gender, location, vehicle type,... Should You Switch Car Insurance After an Accident? Find out if it is a good move to switch car insurance policies after you've been in an accident -- whether you want to lower premiums or other policy terms. How to Get the Cheapest Car Insurance Rates for Seniors See how much it costs, on average, for seniors to get car insurance and learn how to qualify for the cheapest policy rates as you get older. How to Pay for an Expensive Car Repair Photo of Kevin Mercadante Kevin Mercadante How to Pay for an Expensive Car Repair An expensive car repair can be disruptive both to your personal equilibrium and... How Pay for Delete Works and Should You Ask for It? Photo of Kevin Mercadante Kevin Mercadante How Pay for Delete Works and Should You Ask for It? Just about everyone who has credit report delinquencies is looking for a strategy... Should You Invest in Dividend Stocks, ETFs, or Mutual Funds? What to Consider Learn about investing in stocks, ETFs, and mutual funds with a high yield for dividend income, including pros, cons, and tax considerations. Pennsylvania Car Insurance: How to Get the Cheapest Rates See the average car insurance rates for Pennsylvania drivers and learn how you can qualify for the cheapest policy based on your desired coverage level. Wisconsin Car Insurance: How to Shop for the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante Wisconsin Car Insurance: How to Shop for the Cheapest Rates Wisconsin, also known as “America’s Dairyland”, where many residents refer to... Can You Lease a Smartphone with No Credit or Bad Credit? Photo of Kevin Mercadante Kevin Mercadante Can You Lease a Smartphone with No Credit or Bad Credit? With regular improvements and updates in smartphone technology, one of the best... How to Deal with a Pay Cut or Reduced Work Hours Learn how to handle a pay cut or reduced work hours, including partial unemployment and other options to increase cash flow while you seek more income.