Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

What to Do If You Haven’t Been Paying Quarterly Taxes Find out what you should do when you haven't been paying your estimated quarterly taxes, especially when you may not be able to pay owed taxes all at once. How to Choose the Right Family Health Insurance Plan Photo of Lance Cothern Lance Cothern How to Choose the Right Family Health Insurance Plan Health care costs are continuing to rise. This puts a strain on your family’s... What to Do If You're Claimed Wrongly as a Dependent on Someone Else's Tax Return Photo of Lance Cothern Lance Cothern What to Do If You're Claimed Wrongly as a Dependent on Someone Else's Tax Return Being claimed as a dependent on someone else’s tax return or claiming a dependent... Brokerage Account vs. IRA: What is the Difference? Learn out about the difference between a brokerage account and an IRA. Find out which one suits your investments. 403(b) vs. Roth IRA: Which is Better for Your Retirement Savings? Compare a 403(b) plan to a Roth IRA -- both of which are popular accounts for retirement savings. Learn to choose the best option for you. Can You Use a Personal Checking Account for Your Business? Photo of Lance Cothern Lance Cothern Can You Use a Personal Checking Account for Your Business? Yes. Technically, you could use a personal checking account for your business. It... Stocks vs. Mutual Funds: How They Differ for Your Investing Strategy Photo of Lance Cothern Lance Cothern Stocks vs. Mutual Funds: How They Differ for Your Investing Strategy If you’re starting to learn to invest, you may understand the basics of the vast... Short-Term Health Insurance: What Is and Isn't Covered Learn about short-term health insurance plans, including what is covered, state-law limits, how much they cost, and where to find them. No-Exam Life Insurance: How It Works and How Much It Costs Learn how no-exam life insurance works as a policy that doesn't require a medical exam. Compare the differences and costs with traditional life insurance. Opting Out of Employer Health Insurance: When Does it Make Sense? Photo of Lance Cothern Lance Cothern Opting Out of Employer Health Insurance: When Does it Make Sense? Most people get health insurance through their employer as an employee benefit....