Citi – Profile Article
Citibank is one of the banking giants in the United States, serving individual consumers to major corporations. Although it is based in New York City, the bank has a significant branch and ATM pres...
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Citibank, an advertising partner, is one of the biggest banks in the country and a major issuer of popular consumer and business credit cards. The bank provides a long list of financial accounts and services the cover banking, loans, retirement savings, investing, wealth management, and more.
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Pros
- Offers some of the best cash back and travel rewards credit cards
- More than 60,000 fee-free ATMs nationwide
- Feature-packed online and mobile banking tools and features
Cons
- Deposits rates tend to be quite low
- Not in all major U.S. markets, so some product/services may not be available
About the Bank
Citibank is one of the banking giants in the United States, serving individual consumers to major corporations. Although it is based in New York City, the bank has a significant branch and ATM presence through the country, especially the East and West coasts.
Citibank provides customers and clients with full range of financial products and services.
For individuals, this includes checking accounts, savings accounts, credit cards, loans, and investment management.
Compare Savings Options
Be sure to check out these savings accounts worth considering:
The bank’s most notable offerings are centered around its credit cards.
It has a cash back credit card that provides a generous amount of cash back rewards on any purchase, regardless of the category. Therefore, the card can be used by anyone with any kind of spending pattern to earn cash back. Citi also offers a highly competitive premium travel credit. While the card does have a hefty annual fee, compared to many other credit cards, it justifies that cost by providing hundreds of dollars in travel benefits.
Also, Citi is one of the few credit card issuers with a rewards program that allows customers to store rewards from multiple cards — making it easy to combine rewards balances from different Citi cards toward a single reward redemption.
Bank Accounts Reviews
- Citibank Access Checking Account Review
- Citibank Basic Banking Account Review
- Citibank Savings Account Review
- Citibank CD Account Rates Review
- Citibank Personal Loans Review
Credit Card Reviews
- Citi Rewards+ Credit Card Review
- Citi Simplicity® Credit Card Review
- Citi® Diamond Preferred® Credit Card Review
- Citi® Double Cash Credit Card Review
- Citi Prestige® Travel Credit Card Review
- Citi AAdvantage ® Platinum Select ® Review
- Citi® Secured MasterCard ® Credit Card Review
Bank Fees
| Fees | National Average | |
|---|---|---|
| Monthly Inactivity | N/A | $6 |
| Non-Sufficient Fund (Overdraft) | $36 | $29 |
| Stop Payment item | $33 | $27 |
| Domestic Wire Transfer (Outbound) | $25 | $22 |
| Domestic Wire Transfer (Inbound) | $15 | $10 |
| Non-Bank ATM | $0 | $1 |
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