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Citi Bank Review

About the Bank

Citibank is one of the banking giants in the United States, serving individual consumers to major corporations. Although it is based in New York City, the bank has a significant branch and ATM presence through the country, especially the East and West coasts.

Citibank provides customers and clients with full range of financial products and services.

For individuals, this includes checking accounts, savings accounts, credit cards, loans, and investment management.

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The bank's most notable offerings are centered around its credit cards.

It has a cash back credit card that provides a generous amount of cash back rewards on any purchase, regardless of the category. Therefore, the card can be used by anyone with any kind of spending pattern to earn cash back. Citi also offers a highly competitive premium travel credit. While the card does have a hefty annual fee, compared to many other credit cards, it justifies that cost by providing hundreds of dollars in travel benefits.

Also, Citi is one of the few credit card issuers with a rewards program that allows customers to store rewards from multiple cards -- making it easy to combine rewards balances from different Citi cards toward a single reward redemption.

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