Advice & Tips

Credit Card Points Transfer Programs: Maximize Your Travel Redemptions Photo of Dan Miller Dan Miller Credit Card Points Transfer Programs: Maximize Your Travel Redemptions Not all airline miles and credit card points are the same. There are actually... How to Fly to Cancun for Free Using Miles and Points Find out how to earn miles and points toward free award flights to Cancun, Mexico, one of the most popular travel destinations in the world. How to Fly to Ireland for Free Using Miles and Points Learn how you can fly to Ireland for free using miles and points through credit card rewards programs and airline frequent flyer programs. How to Fly to Spain Free Using Miles and Points Photo of Dan Miller Dan Miller How to Fly to Spain Free Using Miles and Points Spain is a top pick for many Americans looking for a home base for a European... How to Fly to Italy for Free Using Miles and Points Photo of Dan Miller Dan Miller How to Fly to Italy for Free Using Miles and Points For many Americans, Italy is one of the top bucket list destinations for a... How to Fly to Paris for Free Using Miles and Points Learn how to fly to Paris and France for free using miles and points earned from credit cards and airline frequent flyer programs. How to Fly to London for Free Using Miles and Points Find out how you can fly to London for free using miles and points earned with credit cards -- including points transfers and welcome bonuses. Why It’s a Bad Idea to Save Your Credit Card Points or Miles Photo of Thomas (TJ) Porter Thomas (TJ) Porter Why It’s a Bad Idea to Save Your Credit Card Points or Miles One of the best parts of using a credit card is rewards. Some credit cards keep... 5 Tips When Using Your Credit Card for Reimbursable Work Expenses Photo of Thomas (TJ) Porter Thomas (TJ) Porter 5 Tips When Using Your Credit Card for Reimbursable Work Expenses You have to travel to an industry conference, or your boss may have asked you to... How to Pay Your Rent with a Credit Card Find out about the different companies that allow you to pay your rent with a credit card. But, watch out for the card processing convenience fees. Can You Have Too Many Credit Cards? Find out whether you can have too many credit cards, including what this all means when it comes to your credit score and your ability manage debt responsibly. The Best Ways to Travel with Money While Abroad Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Ways to Travel with Money While Abroad Traveling overseas can be an amazing experience. One reality of international... Which Credit Cards Offer Free Priority Pass Membership to Airport Lounges? Photo of Ben Luthi Ben Luthi Which Credit Cards Offer Free Priority Pass Membership to Airport Lounges? Learn all about the airport lounge access that is available through the Priority Pass Select membership that you receive through your credit card. To Downgrade or Upgrade Your Credit Card: Which is Best? When deciding on a credit card upgrade or downgrade, there's plenty to consider in finding a card that fits well with your spending habits and lifestyle. 5 Ways Millennials Can Benefit from Using Credit Cards Financially savvy millennials should keep these five credit card best practices in mind when applying for their first piece of plastic. 5 Worst Purchases to Make With Credit Cards Photo of Simon Zhen Simon Zhen 5 Worst Purchases to Make With Credit Cards Credit cards can certainly increase your buying power, but whether it makes sense... 6 Smart Moves to Make If Your FICO Score Has Improved Photo of Rebecca Lake Rebecca Lake 6 Smart Moves to Make If Your FICO Score Has Improved Updates to FICO's credit scoring model are making it easier to build good credit,... Do You Have to Carry a Balance and Pay Interest to Build Credit? You've heard that it benefits your credit score to carry a small credit card balance. See if this “advice” is actually helpful in building a good credit score. 9 Signs That You Have Too Much Debt These are the tell-tale signs that you have too much debt. Learn how you can take control of your finances and start paying down your debt and loan balances. Can Your Credit Card Company Raise Your APR Out of Nowhere? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can Your Credit Card Company Raise Your APR Out of Nowhere? When you get the notice that your credit card interest rate is increasing, it's... What Happens If You Lie About Your Income on a Credit Card Application? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Happens If You Lie About Your Income on a Credit Card Application? Lying on a credit card application is a federal crime that can result in hefty fines... Wells Fargo Rewards Program 2025 Review Find out how the Wells Fargo Go Far Rewards program works alongside the bank's debit and credit cards for extra rewards on your spending. How to Avoid Credit Card Fraud When Staying at Hotels Learn about the different scams that fraudsters use to steal credit card information from guests who stay at hotels. Should You Hoard Credit Card Rewards or Redeem Them as Soon as Possible? Photo of Kevin Mercadante Kevin Mercadante Should You Hoard Credit Card Rewards or Redeem Them as Soon as Possible? The age-old question regarding credit card rewards is whether to hoard them or... Debt Repayment: Pay Off Smallest Balance or Highest APR? Photo of Valerie Ashton Valerie Ashton Debt Repayment: Pay Off Smallest Balance or Highest APR? If you are paying hundreds or thousands of dollars each month in credit cards,... How to Handle Fraudulent Purchases Sent to Your Home Address Learn how you can get your money back when your credit card is used to make an unauthorized purchase that is shipped to your home address. Is It Better to Settle Credit Card Debt or Repay the Full Amount? When offered to settle your credit card debt, compared it to repaying the balance in full -- considering the effect on your credit score. How to Avoid Credit Card Skimmers Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Avoid Credit Card Skimmers One of the biggest risks of paying for something with a credit or debit card is... Should Freelancers Get a Business Credit Card? Photo of Valerie Ashton Valerie Ashton Should Freelancers Get a Business Credit Card? Many people believe that having multiple streams of income is more beneficial and... When It Makes Sense to Use a 401k to Pay Off a Credit Card Find when it makes smart financial sense to use a 401(k) loan to obtain funds to pay off credit card debt. Learn about the pros and cons of using this method of paying down your card balance. Compare other options available to you for debt consolidation.