ING Direct

 
Bank News

ING Direct bank rates

 
 

% APY

$ Minimum to Open

Term in Months

Orange CD

1.25%

$0

6 Months Learn More

1.25%

$0

9 Months Learn More

1.75%

$0

12 Months Learn More

1.50%

$0

18 Months Learn More

1.50%

$0

24 Months Learn More

1.50%

$0

30 Months Learn More

1.50%

$0

36 Months Learn More

1.75%

$0

48 Months Learn More

1.75%

$0

60 Months Learn More

% APR

Points

Type

7/1 Orange Mortgage

3.809%

0

7/1 ARM Learn More

5/1 Orange Mortgage

3.691%

0

5/1 ARM Learn More

% APY

$ Minimum to Open

Type

Orange Business Savings Account

1.15%

$0

Savings Learn More

Orange Savings Account

1.30%

$1

Savings Learn More

% APY

$ Required Balance

Type

Electric Orange™

0.25%

$0

Interest Learn More

1.50%

$50,000

Interest Learn More

1.55%

$100,000

Interest Learn More

Most Helpful ING Direct Reviews

Average Customer Reviews

 
15 customer reviews (3.8 out of 5 stars)

ING Direct review

Read this review |

Is this review helpful? Yes No

Reviewed by Bill Broom

Nov 11th 2008

 

(3.9 out of 5 stars)

easy navigation

I have 14 CD's with ING. They have the easiest website to navigate. It's extremely user friendly. Access to account information, balances, etc are easy to find. New CD's are easy to purchase. While a few offer slightly higher rates, I recommend ING.

5 of 5 people found the following review helpful

ING Direct review

Read this review |

Is this review helpful? Yes No

Reviewed by Richard Cattafesta

Jun 27th 2008

 

(2.5 out of 5 stars)

Good Experience

I've gotten slightly better online savings rates elsewhere, and I bank a lot of cash so a little % difference is meaningful over time, but I like the ING DIRECT online experience, and their customer service is very good. Super helpful and freindly people answer the phones when you need live-person telephone support. Also, they offer plenty of good short-term CD rates if you ever feel you want to boost the savings rate percentages a bit more.

5 of 5 people found the following review helpful

ING Direct review

Read this review |

Is this review helpful? Yes No

Reviewed by julie

Sep 11th 2009

 

(0.1 out of 5 stars)

I've had issues

I read all the comments and thought this was a bank worth looking into. However, they are just a bait and switch bank. I opened a CD with them, funded online and gave them all the information and registered my external account, etc. Yet when I actually saw the rate that they locked my CD into, it was lower than what I signed up for. This is despite the fact they had all the information on my account for over 6 days before they changed the rate. Customer service was useless as well. Once my CD matures, that is the last they will see of any of my money.

2 of 2 people found the following review helpful

Continue reading review

 

About the bank

ING DIRECT, the nation's largest direct bank and largest thrift, is dedicated to inspiring Americans to become a nation of savers. Since its inception in 2000, more than 7.5 million Americans have entrusted their savings with ING DIRECT. ING DIrect offers- Electric Orange, an easy-to-use paperless checking account that also pays a great interest rate. The Orange Savings Account lets you save with no fees, no minimums and a great rate. The Orange Mortgage has low closing costs, a simple application.

Products and services

  • Certificate of Deposit (CD)
  • Savings
  • Checking
  • Mortgage
  • IRA
  • Business

This bank is an FDIC insured bank. All deposits are insured up to $250,000 per individual account holder.

Recently viewed banks:

Olark Livehelp