Virtual Bank

Online Banks › Virtual Bank

Virtual Bank Fees & Rates

• Fees
• Rates

• Type	Fee	National average
  Monthly Inactivity	$5 More than 36 months inactive	$6
  Non-Sufficient Fund (Overdraft)	$25	$30
  Stop Payment item	$25	$27
  Return Deposit	$15	$16
  Domestic Wire Transfer (Outbound)	$20	$22
  Domestic Wire Transfer (Inbound)	$0	$8
  Non-Bank ATM	$0	$1

• • CD Rates
  • Checking

  • Regular CD

  TERM	RATE	MIN TO OPEN
  1 Month CD	0.25% APY	$10,000
  2 Month CD	0.25% APY	$10,000
  3 Month CD	0.50% APY	$10,000
  6 Month CD	0.70% APY	$10,000
  9 Month CD	0.75% APY	$10,000
  12 Month CD	0.90% APY	$10,000
  18 Month CD	0.90% APY	$10,000
  24 Month CD	1.16% APY	$10,000
  36 Month CD	1.31% APY	$10,000
  48 Month CD	1.36% APY	$10,000
  60 Month CD	1.41% APY	$10,000

  • Interest

  NAME	RATE	MIN TO EARN APY	MIN TO OPEN
  High Yield Checking	0.25% APY	$0	$500
  High Yield Checking	0.30% APY	$2,500	$500
  High Yield Checking	0.35% APY	$10,000	$500
  High Yield Checking	0.50% APY	$25,000	$500
  High Yield Checking	0.65% APY	$50,000	$500

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