MyBankTracker Blog

7 Things You Should Cut Out Of Your Budget
Let’s face it, you could probably be a little tighter with your finances. With tax season coming up, and the holiday season just wrapped up, maybe it’s time you took a second look at your spending. Here are seven things...
Debit Card Fees: Which Banks Are Charging Them?
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Carolyn Okomo
Debit Card Fees: Which Banks Are Charging Them?
Free checking and debit rewards services were amongst some of the first...
What Does Your Bank Need To Make You Feel Valued?
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Marina Shifrin
What Does Your Bank Need To Make You Feel Valued?
On Wednesday, TD Bank released a study showing that nearly two-thirds of...
What Is an Umbrella Insurance Policy and Is It Right for You?
In today’s highly litigious society, you can really never be too careful. As a single father, I am constantly worried about injuries when my son’s friends are over playing in the yard. If a kid trips on a crack in...
When Should I Start Saving For Retirement?
When should I start savings for retirement? As soon as you can. The sooner you start, the better off you’ll be.
How Much Money Will I Get From Social Security?
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Simon Zhen
How Much Money Will I Get From Social Security?
Wondering how much money social security will get you. Here’s the answer:...
Three Ridiculous Retirement Mistakes
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Simon Zhen
Three Ridiculous Retirement Mistakes
People make mistakes, but the key to success in retirement planning is...
Should I Rent or Buy?
Renting and buying each have their own merits and their own pitfalls. As a renter, you might not be building any equity, but you also don’t have to deal with property taxes (though in theory, they’re priced into your rent),...
Should You Consolidate Your Debt Using Peer-to-Peer Lending?
When you are deep in debt you might be desperate to try anything to get out. Peer-to-peer lending might be a good way for you to crawl out of debt.
4 Alternative Ways to Measure Your Creditworthiness
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Simon Zhen
4 Alternative Ways to Measure Your Creditworthiness
The current model of judging a consumer’s credit risk has been repeatedly...
Fixing Everything Else
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Paul Conley
Fixing Everything Else
Getting a late start on retirement means changing your financial life. But...
Retail vs. Web vs. Bank
Prepaid cards are all over the place now. Every 7-Eleven has a rack full of them. Both Chase Bank and Lil Wayne endorse them. Cards sold by certain classes of issuer have some characteristics in common and certain advantages and...
How to Handle Asset Allocation
Establishing a diversified investment portfolio is the go-to method for balancing risk and reward. Although mutual funds already hold a basket of investments, many mutual funds focus on a subset of the entire market of stocks, bonds and other securities....
What is a Mutual Fund?
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Simon Zhen
What is a Mutual Fund?
Mutual funds often carry a veil of sophistication that leaves prospective investors...
Understand the Costs of a Mutual Fund
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Simon Zhen
Understand the Costs of a Mutual Fund
Like many businesses, mutual fund companies have to pay the costs of...
How to Claim Your Insurance After an Accident
Accidents can be a terrifying experience for everyone involved.  Adrenaline takes over when you feel the impact and your mind starts to race around in your head.  Sometimes the rush of emotions and chaos of the moment can prevent you...
4 Stages of Life I Should Consider Life Insurance
Your need for life insurance grows as your life changes.  Every milestone in your life increases your need for life insurance.  Here are four stages of your life when you should consider life insurance: Marriage When you decide to settle...
Forget Social, Banks Need to Customize Their Accounts
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Zachary Ehrlich
Forget Social, Banks Need to Customize Their Accounts
What does it take for a bank to understand its customer base?...
What Will Point-of-Sale Terminals Look Like in the Future?
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Willy Staley
What Will Point-of-Sale Terminals Look Like in the Future?
Square and Isis announced major innovations to point-of-sale terminals Monday, both of...
How to Correctly Search for Insurance Online
Finding appropriate health care coverage online can be an overwhelming task.  Companies offer many different options and the numerous options can become confusing.  It helps to enter this processing knowing what you need in health care options, whether it is...
Rethinking the “Allowance”
For many kids, an allowance is the closest thing to a paycheck. Parents may give them some money on a weekly basis for completing household chores or getting good grades. With time, many children fall into the habit of spending...
Tips for Understanding COBRA Insurance
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Simon Zhen
Tips for Understanding COBRA Insurance
COBRA (Consolidated Omnibus Reconciliation Act of 1985) is an Act that regulates...
What to Look For In An Insurance Policy
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Simon Zhen
What to Look For In An Insurance Policy
When beginning a search for a new insurance policy, be prepared to...
How to Deal With a Declined Card
Try not to worry - just because your credit card was declined doesn't make you a bad person. Here are some simple steps for dealing with that situation.
How to Invest In Yourself
When people think about investing, the first things that comes to mind are investments of the financial kind.  Financial investments help you build wealth and put the power of compound interest to good use. But investing in yourself is just...
3 Tips for Getting a Co-Signed Loan
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Willy Staley
3 Tips for Getting a Co-Signed Loan
Looking for co-signed loan tips? MyBankTracker has three good tips for getting...
How to Avoid Having to Work Until You’re 80 Years Old
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Debbie Dragon
How to Avoid Having to Work Until You’re 80 Years Old
Wells Fargo surveyed 1,000 adults with incomes less than $100,000 annually to...
Your Guide To Holiday Tipping
Holiday tipping can be a jungle of guilt, obligation and confusion. For those who live in big cities such as New York, the list of people to tip at the end of the year seems to grow continually. Regardless of...
How to be a Full-Time, Stay at Home Mom with an Income
My oldest son turned 10 last week, which also marks my 10-year anniversary of being a full-time, stay-at-home mom.  For the last five of those years, I’ve also been a single mom.  Some people assume I must get a lot...