Cadence Bank Locations in Your Area
Cadence Bank has 103 branches in their region. This traditional brick and mortar bank is an established bank that has presence across at least one state, and most likely has ATM locations.
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Learn more about Cadence Bank
Cadence Bank was established April 1887. That's more than 100 years ago! It holds assets of 18.4 billion US dollars. This is considered a large bank that most likely serves a large portion of their region. A point to consider when choosing a bank is it's health. This bank appears to be healthy. It has a texas ratio of 8%. Lower is better!
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If you're looking for higher interest rates and lower fees, but are willing to give up the "walk-in" experience of a local branch, you may want to browse our curated selection of best online banks.
Latest Customer Reviews
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Reviewed By cakimsey2 Feb 26, 2019
Excellent Help!
I tried to get help over the phone when my account was converted from State bank to Cadence and that was a disaster! I went into the branch and I actually felt sorry for the people in there working because there were so many people in there needing help with their accounts. The conversion was a total disaster! The people at the branch were so patient and kind! Not only did they work with me trying to get my account straightened out but one of the ladies called me at home the following day to make sure I was able to get on line!!!! That was service with a smile!!!! Thank you Forsyth Road Branch for making my life easier!!
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Reviewed By Shondaharris Apr 29, 2018
Awful
I dont even know where to begin. But I do strongly suggest dont bank with Cadence. I have been with them for 10 years...since I graduated frm high school. The biggest incident I have had was when it took over a month for me to get my debit card in the mail. Finally got it! But I had to get rude in return for action to be taken. Which is ridiculous, it shouldnt have even got there. I was more than nice in the beginning and very patient. But a month was too long. I needed my money! Honestly I wont recommend a dame roach to bank with cadence.
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Reviewed By bhillma1 Jun 19, 2017
LIes, Lies, Lies, and Unprofessional - Early Professional Mortgage Loans
I started talking to Cadence bank (professional mortgage loan division in Houston, TX) about getting a loan as a recent graduate of a medical program. They said there were no problems with my credit score and that they only look at the student loan payments reported to the credit bureaus. To make a long story short, they never returned my emails (literally never!). They never followed up with a phone call (i.e. the only communication was after I repeatedly made numerous attempts to contact someone). They changed how they calculate student loans (it took my loan officer over a month to tell me how and what the amount would be). My loan officer left the country the same week I started the loan process after pre-approval and did not tell me. Two weeks after signing a contract offer on a house and paying for a home inspection, they said my credit score wasn't high enough (that's not what they said in the beginning and they issued me two pre-approvals). Bottom line, do NOT use this bank for a mortgage loan or it will be a waste of your time. I don't have any idea how these people have a job due to their piss poor performance and customer service. I wish I would have read the reviews prior to my decision to work with them.
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Reviewed By pcoutlee Feb 21, 2017
FEES "FEE'S and FRAUD!!!
I opened a checking account with Cadence Bank back in November of 2016. I hadn't gotten my SS Deposit Transferred to this acct to this day. I wrote a check to a company which bounced, and I was charged $35 in my acct. When I got paid I went into the bank and the check that was being returned was in there, so I made a deposit to pay for the check and for the $30.00 fee this company uses for returned checks. Now here it is Feb, 2017 and that SPECIFIC CHECK IN GENERAL'S FEE has been going in and out of my acct giving me a $35 charge. I called corporate to this service and they said "NO, That fee for that check was paid, you owe us a zero balance. ( This company is sending me a certified letter this week showing. The woman at this corporate for fees told me that the bank is letting this go through, not them ) I went back to the back and told them, the company is verifying that the $30 fee is PAID IN FULL. The Banks' Checking Account person came out of her office to the front where I was discussing this matter and had my print out in her hand..She got a tone with me and stated" This check service company will change that number and keep running it..I thought WTH!!..So I then go home, call this corporate again about this FEE to the place of business that I wrote the check and paid IN FULL...They still stated...NO IT"S PAID... So I go back to the bank and told them once again....The Checking acct person told me.." You need to close this account and open a new one"...WTH>...Is this bank using my acct as extra income for them???..She ( the checking acct woman) Told me that the Branch Manager from this store, where I wrote the check ( which has been paid) was in their bank, and she talked to her about this..(((( I'M SORRY THAT WAS MY PRIVACY..THERE IS A PRIVATE POLICY ACT!!!..HOW DARE HER...Therefore, I have now gotten an Attorney and will pursue this to the end!!..DO NOT OPEN ANY ACCOUNT WITH THEM AT ALL!!!!!!!...FRAUD should be their name!!
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Reviewed By taino Jan 9, 2014
bad
first time experience in cadience bank of dunnellon, florida and have to be in photo of banking security for associate open the door. they ask me to remove my cap or no can enter to the bank. then this bank does not change any check from others banks for cash. i tried to change a treasure of united states check. they ask if i'm confortable with my bank, but really i'm not confortable with cadence bank. i call by phone asking someone in other language and hang me off in my face. i not have an account with cadence bank and i'm trying to find the best customer service bank.
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Reviewed By Cindy G. Nov 30, 2012
Worst Ever
The branch manager makes a rubber band sound smart. The area manager gets her jolly out of firing people. The teller when i said "this is the last check i will be depositing here" 14,000. 00 - then lied and i have a witness and said i was taking all of my money out on monday - wtf after sitting in line in the drive thru all i said was this was the last check. 4 hours later the not so smart branch manager calls me and says "we are placing a hold on your check since you are closing your account on monday" i advised him so this was "punishment" and he stuttered.
Then i spoke with the other person who is just mean and she said the same thing the teller said you were going to take your money out monday so we are going to place a hold on it. This is hostage. They suck. There is no service they like to fire the people there that were decent. What more is there to say it used to be a drive thru fast food place. I bet the service was better. I see the below i have to say 1 because there is no place for -100.
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Reviewed By bhillma1 Jun 19, 2017
LIes, Lies, Lies, and Unprofessional - Early Professional Mortgage Loans
I started talking to Cadence bank (professional mortgage loan division in Houston, TX) about getting a loan as a recent graduate of a medical program. They said there were no problems with my credit score and that they only look at the student loan payments reported to the credit bureaus. To make a long story short, they never returned my emails (literally never!). They never followed up with a phone call (i.e. the only communication was after I repeatedly made numerous attempts to contact someone). They changed how they calculate student loans (it took my loan officer over a month to tell me how and what the amount would be). My loan officer left the country the same week I started the loan process after pre-approval and did not tell me. Two weeks after signing a contract offer on a house and paying for a home inspection, they said my credit score wasn't high enough (that's not what they said in the beginning and they issued me two pre-approvals). Bottom line, do NOT use this bank for a mortgage loan or it will be a waste of your time. I don't have any idea how these people have a job due to their piss poor performance and customer service. I wish I would have read the reviews prior to my decision to work with them.
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Reviewed By tntrnguyen May 9, 2017
Steven Moore / AUSTIN
One of the worst loan officer/mortgage originator I worked with. I called and asked for update and he being rude and unprofessional. Told me not to ask him for update. We're working with our client and owe them an update and make sure file is good and on schedule for closing. I worked with 20-40 files per month and this is the first and the worst I've seen.
Definitely not wanting to work with someone like him again.
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Reviewed By bhillma1 Jun 19, 2017
LIes, Lies, Lies, and Unprofessional - Early Professional Mortgage Loans
I started talking to Cadence bank (professional mortgage loan division in Houston, TX) about getting a loan as a recent graduate of a medical program. They said there were no problems with my credit score and that they only look at the student loan payments reported to the credit bureaus. To make a long story short, they never returned my emails (literally never!). They never followed up with a phone call (i.e. the only communication was after I repeatedly made numerous attempts to contact someone). They changed how they calculate student loans (it took my loan officer over a month to tell me how and what the amount would be). My loan officer left the country the same week I started the loan process after pre-approval and did not tell me. Two weeks after signing a contract offer on a house and paying for a home inspection, they said my credit score wasn't high enough (that's not what they said in the beginning and they issued me two pre-approvals). Bottom line, do NOT use this bank for a mortgage loan or it will be a waste of your time. I don't have any idea how these people have a job due to their piss poor performance and customer service. I wish I would have read the reviews prior to my decision to work with them.
Is this review helpful? -
Reviewed By Jasonsmouse Sep 11, 2015
Almost kept me from buying my house!
If I could rate it 0 stars I would! 24 hours from closing/buying our dream home and them coming up with the 15% until we sold our current house to pay it back they said we needed to come up with another 5% because our house was in a rural area. This transaction has been going on for a month now and they pull this in the last 24 hours? Me and my wife's credit scores are both over 800. I hope that this will change ur mind about doing business with this bank! My wife has been in tears all day and my patience has been beyond pussed! They have lost out on our business and I hope yours in the future!
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Reviewed By Pati W. Jan 9, 2014
Inconvenient
After using Cadence Bank for over 20 years, I am forced to look for a new bank. They have changed debit cards from Visa to Discover. Not every business accepts Discover. I was embarassed when I tried to pay a bill at a local restaurant who did the accept the Discover Card. I travel a lot to the Caribbean and a lot of businesses on the small islands don't accept either. Definately not customer friendly. When I called customer service I was told - Sorry that's who we've contracted with and I was free to move my accounts.
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Reviewed By pcoutlee Feb 21, 2017
FEES "FEE'S and FRAUD!!!
I opened a checking account with Cadence Bank back in November of 2016. I hadn't gotten my SS Deposit Transferred to this acct to this day. I wrote a check to a company which bounced, and I was charged $35 in my acct. When I got paid I went into the bank and the check that was being returned was in there, so I made a deposit to pay for the check and for the $30.00 fee this company uses for returned checks. Now here it is Feb, 2017 and that SPECIFIC CHECK IN GENERAL'S FEE has been going in and out of my acct giving me a $35 charge. I called corporate to this service and they said "NO, That fee for that check was paid, you owe us a zero balance. ( This company is sending me a certified letter this week showing. The woman at this corporate for fees told me that the bank is letting this go through, not them ) I went back to the back and told them, the company is verifying that the $30 fee is PAID IN FULL. The Banks' Checking Account person came out of her office to the front where I was discussing this matter and had my print out in her hand..She got a tone with me and stated" This check service company will change that number and keep running it..I thought WTH!!..So I then go home, call this corporate again about this FEE to the place of business that I wrote the check and paid IN FULL...They still stated...NO IT"S PAID... So I go back to the bank and told them once again....The Checking acct person told me.." You need to close this account and open a new one"...WTH>...Is this bank using my acct as extra income for them???..She ( the checking acct woman) Told me that the Branch Manager from this store, where I wrote the check ( which has been paid) was in their bank, and she talked to her about this..(((( I'M SORRY THAT WAS MY PRIVACY..THERE IS A PRIVATE POLICY ACT!!!..HOW DARE HER...Therefore, I have now gotten an Attorney and will pursue this to the end!!..DO NOT OPEN ANY ACCOUNT WITH THEM AT ALL!!!!!!!...FRAUD should be their name!!
Is this review helpful? -
Reviewed By Jasonsmouse Sep 11, 2015
Almost kept me from buying my house!
If I could rate it 0 stars I would! 24 hours from closing/buying our dream home and them coming up with the 15% until we sold our current house to pay it back they said we needed to come up with another 5% because our house was in a rural area. This transaction has been going on for a month now and they pull this in the last 24 hours? Me and my wife's credit scores are both over 800. I hope that this will change ur mind about doing business with this bank! My wife has been in tears all day and my patience has been beyond pussed! They have lost out on our business and I hope yours in the future!
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Reviewed By Gus Jan 6, 2014
Very good
They have always been pleasant and professional when I have dealt with them.
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