Discover Bank

Online Bank,

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A+ MyBankTracker
MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

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Discover Bank Fees

  • National Average
  • Monthly Inactivity N/A $6
  • Non-Sufficient Fund (Overdraft) $30 $30
  • Stop Payment item $15 $27
  • Return Deposit $15 $13
  • Domestic Wire Transfer (Outbound) $30 $22
  • Domestic Wire Transfer (Inbound) $0 $10
  • Non-Bank ATM $0.0
    No Fee, No Refund

Latest Customer Reviews

    Reviewed By gravespr Feb 13, 2018

    Transfer from one Chase to Discover

    Transfer took place after and still had to wait four days for Discover to post it. I hope they made enough interest on my money to cover the loss of my business with them as I am done.

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    Reviewed By rojuko Dec 21, 2017

    Avoid - Deceptive Practices

    Avoid - Discover Banks deposit gathering program is unfair and their employees are engaged in delay tactics to avoid having to pay out advertised promotional offers. My experience was that there were many gaps in what was promised and what was delivered in terms of emails and returned calls. This led to delays in my making the deposit. I believe that some of the delays were intentional. Based on the conversations that I have had with employees up and down the organization at Discover Bank, I also believe that this is a systemic issue and my case is not an isolated incident. I even emailed the CEO ( and he just pawned me off to someone who never followed up. There is an anti-customer culture at this Bank. I think it is another Wells Fargo type of situation and as a result, I have reported them to the FDIC (John Vogel, Regional Director, 350 Fifth Ave, Suite 1200, NY, NY 10118) and filed a complaint with the CFPB ( You should do the same if you had this same experience.

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    Reviewed By channansingh8 Dec 10, 2017

    please tell the truth

    hi i am a customer with discover bank and ever since i tried to be a customer with discover bank . i was always told a very different story about my account so i had to close my account because too many different stories about my account . so i opened up a ira . and not even one year i had to close my account because . some people do not know . the right answer to my question . i was told by a manager we will not charge you an early account close fee but they did it any way so now i have to fight . i do not trust discover bank i am treated like a criminal too much bull most people do work for the bank but have no idea what the hell they are doing

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