B+ MyBankTracker Rating

Legacy Texas

About Legacy Texas

LegacyTexas is a powerful combination of two Plano-based banks with a proud heritage of serving businesses and families in the Dallas-Fort Worth area—ViewPoint Bank and LegacyTexas Bank.

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MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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Customer Reviews

Most Helpful Legacy Texas Bank Customer Reviews

  • S
    Reviewed By sisterina Jan 3, 2016

    CONSUMERS BEWARE!!!!

    I have been a customer since it was Viewpoint Bank with no problems whatsoever. 1) When it became Legacy Texas the accounts were locked or "restricted", 2) no online or telephone access to account info was available as soon as the merger happened. 3) Direct deposits were not made available until timely, 4) Now their online and telephone account info has been down for going on five (5) DAYS - from 12/31/15 to 1/3/16. And, it probably will not be back up tomorrow (the 5th day of outage). I went to the branch office on Saturday (1/2/16) and was told the company they use were doing their end-of-the-year reporting and they apologize. That is totally unacceptable. I have given them ample opportunities to, but I need a bank that is dependable and not one with UNPRECEDENTED FAILURES!!! you get what you pay for. I paid nothing and received even less. I would rather pay a dependable bank & receive reliable services. Good bye Legacy forever.

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  • JC
    Reviewed By James C. Dec 17, 2012

    Exemplary

    I've been banking with Viewpoint for a couple of years now and I have had nothing but great experiences with them. They have contacted me when there have been questionable charges. Quickly correct any errors, and have great customer service. They don't run up charges and fees as has been the case with other banks I've seen. Another great bonus is that you earn interest on their free checking account.

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  • M
    Reviewed By MzAmbrose Jun 27, 2016

    Excellent customer service

    Like a small town bank, we know each other by name and this has developed a good banking relationship. They welcome customer feedback and want every banking experience to be a good one.

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A