Putnam Bank

Community Bank, putnambank.com

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MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Bank

Putnam Bank is a federally-chartered stock savings bank. The Bank (as Putnam Savings Bank) was founded in 1862 as a state-chartered mutual savings bank. In May 2003, the Bank reorganized into a two-tier mutual holding company structure.

Putnam Bank Fees

  • National Average
  • Monthly Inactivity N/A $6
  • Non-Sufficient Fund (Overdraft) N/A $30
  • Stop Payment item N/A $27
  • Return Deposit N/A $13
  • Domestic Wire Transfer (Outbound) N/A $22
  • Domestic Wire Transfer (Inbound) N/A $10
  • Non-Bank ATM N/A $1.0

Locations & Hours

map of local branches and ATMs

We found bank branches & ATMs within miles of .

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Latest Customer Reviews

    Reviewed By GGG1955 Mar 16, 2015

    DON'T APPLY for a Home Equity Loan if self-employed!!!

    As a self employed licensed contractor,( who owns his own mortgage-free home & a excellent credit score)- when I applied for a small home equity loan in early winter 2014 - I supplied all the required paperwork ( ie tax returns, profit&loss statements,etc.) . I then received a call that BECAUSE I had "uneven income" - they wanted 2014 tax return & profit loss statement. I told them that when I got to it - which I finally did. - So when I call to ask them if they needed anything else - I was told that the loan application was closed and that I had to refile!
    Soooo - I refile with the new 2014 tax return & profit & loss statement - the Norwich branch loan officer tells me that NOW they want a profit & loss statement for the past two months!!
    These people not only think self-employed contractors have steady income - they also think self-employed people have nothing better to do then do paperwork.

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