Most Popular Accounts
About the Bank
Regional banks can offer the same range of products and services as larger national banks but on a smaller geographic scale. Regions Bank is one of the country’s largest regional banks, with a footprint that extends along the East Coast from Virginia to Florida, and throughout the south and midwest. The bank has locations in 15 states total, including Texas, with nearly 1,500 branches and 1,900 ATMs to serve its customers.
From checking and savings to insurance and home loans, Regions Bank is a full-service financial institution. The bank’s line of checking products includes six accounts that are designed to fit customers at every life stage, from students to retirees. All Regions Bank checking accounts require a $50 minimum deposit to open an account. The student checking account is the only one that doesn’t have a monthly fee
The other checking options allow you to avoid the monthly maintenance fee when you maintain a minimum balance or make a set number of debit card purchases, with the exception of Simple Checking. This account has a $5 or $7 monthly fee, depending on whether you choose electronic or paper statements. This account may be better suited to someone who doesn’t maintain a higher minimum balance in their checking. LifeGreen Preferred Checking, for example, which is Regions Bank’s interest checking option, requires a $5,000 minimum balance to avoid the monthly service fee.
Checking customers can earn cash back on debit card purchases through the Regions Cashback Rewards program. Cash back is earned when you shop participating merchants and it’s deposited into your checking account automatically. Regions Relationship Rewards is a separate program that allows you to earn points with a qualifying Regions Bank checking account or Visa credit card. Points earned through this program can be redeemed for cash, gift cards, travel and merchandise.
Regions Savings and Regions LifeGreen Savings are the bank’s two savings accounts. Regions Savings is a basic savings account that earns interest on deposits. LifeGreen Savings also earns interest and eligible savers can qualify for a 1% annual savings bonus. There’s a separate savings account for minors, as well as two money market savings options. Regions Money Market is a simple money market option, with check-writing abilities. The Platinum Relationship Money Market features premium interest rates and it’s geared towards savers who have $15,000 or more to save.
This structure is similar to Regions Bank certificates of deposit. You can open a Regions CD with a minimum of $500 to $2,500, depending on the CD term. Regions Bank Promotional CDs offer higher interest rates, but they require a $10,000 minimum to open.
Not to be outdone by the bigger banks, Regions Bank offers online and mobile banking services. You get the standard features like bill payment and mobile check deposit, and the ability to make person-to-person payments through Popmoney. Regions also gives you one feature you won’t always find at other banks: the ability to lock your debit, credit or prepaid cards to protect your money if your cards are lost or stolen.
Regions Bank Fees
- National Average
- Monthly Inactivity N/A $6
- Non-Sufficient Fund (Overdraft) $35 $30
- Stop Payment item $36 $27
- Return Deposit $15 $13
- Domestic Wire Transfer (Outbound) $20 $22
- Domestic Wire Transfer (Inbound) $15 $10
- Non-Bank ATM $2.5 $1.0
Locations & Hours
Locations & Hours
We found bank branches & ATMs within miles of .View Locations & Hours
Latest Customer Reviews
Reviewed By RegionsCustomer12 Dec 27, 2017
Profiting from Incompetence
I went to pay off a loan on 12/22/17. The employee gave me the amount of the payoff and I paid it off. Then 4 days later I found out there was still a balance on the account because the employee gave me the wrong payoff amount. And, to make matters worse, Regions earned additional interest on the remaining balance. So I had driver back to the bank to pay off the remaining balance in person, plus additional interest. Did the banker who "helped" me even offer to refund the additional interest to me after the FINAL payoff? NO, and to make matters worse she was very unapologetic and damn near unpleasant about everything and simply made excuses like, "well, sir, the reason the payoff was wrong is because he read the wrong amount on the screen". Yeah, tell me something I don't know. How about saying, "I'm so sorry we goofed, let me take your payoff and then credit your account back the interest we earned on YOUR money"? That never occurred to her.Thank you for your feedback Is this review helpful?
Reviewed By MrsRaney Dec 24, 2017
Sneaky fees and hidden charges...
I have had 3 accounts with Regions. All year they have randomly been taking fees for this or that. Too many transfers to my savings account, blah blah blah. Another for shopping at store I have shopped at forever and never been charged for. Earlier this year a CSR said that she should couldn't tell me how many fees they had taken or why because I wasnt an authorized account user but that its been a lot of fees (not an authorized user own my own darn account!?) After depositing $700 cash today, the bank closes and I am charged another random fee. I cant find out why because the bank and customer service is closed until after Christmas. Yay me! This is the last darn time. Tuesday I will withdraw my money and start my accounts at another Bank... One that doesnt charge unexplained fees just because they feel like it.Thank you for your feedback Is this review helpful?
Reviewed By ShariE Oct 29, 2017
CityPlace Branch Customer Service Emphasis
Regions brings Professionalism back to banking. The CityPlace branch in West Palm Beach brings to life the Regions slogans of "Make Life Better" and "Expect More". In today's banking world, we have become accustomed to waiting and no win scenarios. There are always issues in any commercial situation, but Regions is a cut above in winning service and attitude.Thank you for your feedback Is this review helpful?