U.S. Bank Locations in Your Area
U.S. Bank has 2,803 branches nationally across the country. This traditional brick and mortar bank is a large bank that services an entire region in the country, and has ATM locations, but we are not currently tracking them.
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Learn more about U.S. Bank
U.S. Bank was established July 1863. That's more than 150 years ago! It holds assets of 545 billion US dollars. That makes it a very large bank. The biggest of the national banks. A point to consider when choosing a bank is it's health. This bank appears to be healthy. It has a texas ratio of 3%. Lower is better!
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Latest Customer Reviews
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Reviewed By greatcustomer May 17, 2020
Customer of Woodstock Branch USBank
I joined USBank as a customer many years ago and have been extremely satisfied and happy with their service. All the personnel in the Woodstock Branch are Knowledgeable, Friendly, and have the genuine interest in their customers which I really appreciate. My experience with this Bank has been very pleasant! If a decision is made to permanently close this branch it would leave the Woodstock area without a USBank! That is not a good decision and I certainly hope that decision is not made.
Looking forward to continue using USBank especially at the Woodstock Branch location.
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Reviewed By JohnCole May 28, 2019
LOOKING FOR A GOOD TOP OF THE LINE BANK? US BANK IS THE WAY TO GO!
Service is always friendly, fast, and thorough. They treat you like family. The tellers know you by name. They make sure you have everything you need before you leave. Your money is very secure. US Bank will tent to all your banking needs, even tranfering money WESTERN UNION right there on location.
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Reviewed By jodeanchalmers Mar 14, 2019
Credit Card Unfairness
I have always recommended US Bank. Tellers are always friendly and it has been a good experience. Recently very unhappy with them. I have a personal credit card that I have always paid on time and always more then what is owed. They sent me a letter that they were raising my interest rate because of review of my account. I have 3 business accounts with them as well as a personal checking and credit card and a overdraft account of which I owe nothing. Today I paid off the 750.00 I owed on my 3000.00 credit limit credit card. I will not use this card again. The want to raise my interest rate when 2 other of my credit cards for different banks are giving me interest free for 22 months. REALLY? I will be closing all accounts once I get my direct deposits changed. 20+ years a customer. I am DONE!
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Reviewed By jodeanchalmers Mar 14, 2019
Credit Card Unfairness
I have always recommended US Bank. Tellers are always friendly and it has been a good experience. Recently very unhappy with them. I have a personal credit card that I have always paid on time and always more then what is owed. They sent me a letter that they were raising my interest rate because of review of my account. I have 3 business accounts with them as well as a personal checking and credit card and a overdraft account of which I owe nothing. Today I paid off the 750.00 I owed on my 3000.00 credit limit credit card. I will not use this card again. The want to raise my interest rate when 2 other of my credit cards for different banks are giving me interest free for 22 months. REALLY? I will be closing all accounts once I get my direct deposits changed. 20+ years a customer. I am DONE!
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Reviewed By UnhappyOne Oct 2, 2018
Ridiculous fees
Kwik Trips are supposed to be no fee ATMs. This is a wonderful thing. BUT, on the other end, if you do not use a USBank ATM, they charge fees. That's complete BS!!!!!!!!! You have to be a platinum member ($25,000 in deposits per month) just to have no fees charged.
Mobile banking/check deposit - what a sham!!!! There's a dollar limit on the amount for checks you can deposit. That's just crazy!!!!!! Really bad customer service.
Sorry US Bank, I'm outta here!!!!! I work hard for my money and don't have a lot of time to be running to your bank to make deposits in person.
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Reviewed By FranklinSeal Jun 15, 2018
I'm cancelling my account after 3 years
I've had my REI US Bank mastercard for 3 years. Twice in that time, their server has mistakenly taken double or triple payments from my checking account to pay my balance.
Each time, when I've contacted them about their error, their representatives have stated that the money can ONLY be refunded to my checking account via a paper check in the mail. Each time, it has taken over a week and a half to get the money back.
They take the money out of my account in less than 24 hours. When they make a mistake, they take more than a week to give the money back. They refuse to send it back to me using the same method that they used to take it from me. I have asked, and each time they refuse.
I understand the game: though the amount they owe me is a small amount, when multiplied by thousands of small amounts, it adds up. So, every day they can delay the return of my money means millions of dollars more on their books in the long run. I'm so over it. I'm cancelling my account and looking for a card company that can return my money to me as speedily as they take it from me.
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Reviewed By JodyLilly Aug 16, 2017
Circleville, Ohio US Bank - Investment Funds Wire Rejected & Charged $150 - Thieves!
Was required by my retirement investment company to get a Medallion Signature Guarantee from my local US Bank, to wire transfer retirement funds to my checking account with US Bank in Circleville. Went directly to this bank and sat before the branch manager and she had signed the paperwork and put the banks Medallion Sig. Guarantee on it, as well as made copies of it for their files. I then overnighted that bank paperwork to my investment company as required. A total of 253K was being wired to my account with US Bank, in 3 separate wire transfers from my investment company, and US Bank gave their banks Medallion Sig. Guar. to allow it to be wired into my account with them. One day before the funds hit the account, I had called US Bank, to discuss options to move some of these funds back out of US Bank, once the 3 wired amounts, totaling 253K had arrived to US Bank. I was given nothing but mega questions and argument, when I wanted to then move these funds from US Bank to pay off major bills. They agreed for the 3 wires totaling 253K to come into their bank, but then when I asked to take it out, they refused. They then rejected the wired funds from coming in, that we'd just set up, plus they also canceled my checking account with them and mailed me a bank check for the $1,715, I'd had in my checking acct. with them. When rejecting those wires and sending them back to my investment company, they'd charged $50 per rejected wire for a total of $150. They did NOT tell me they were going to charge me $50 per rejected wire, nor gave me any options to pay this out of my checking acct. with them. They actually took this $150, DIRECTLY from my retirement funds that I was wiring to them! Didn't even cost anywhere near $150 from my investment company to wire the funds TO US Bank initially! US Bank had now changed the balance of my retirement funds that were being rejected and sent back to my investment company. To be in the right, they should NEVER have wasted my time in bringing them my investment paperwork for a Medallion Signature Guarantee, and even allow the initial wires totaling 253K to even come into their bank, only to reject the incoming funds and then deceitfully take $150 out of it, to wire them back. WHAT is wrong with this bank? They wanted my 253K in their bank, then when they found out I was NOT going to be leaving it in their bank, they rejected the wired funds, and deceitfully charged $150 to wire them back AND canceled my checking account to boot! What kind of banking business is this? I would NEVER recommend US Bank to have anything to do with your money. They are all happy when money is coming into their bank, but do NOT want you taking it out, as they believe you are involved in a scam when you want YOUR MONEY. They will refuse your wire transfer of money, IF they know you have plans to withdrawal it. US Bank is very deceitful in their methods and reasons to have done this. They believe they are doing good business and saving their bank customers from scams? US Bank is who is scamming, and everyone needs to be watching out for this, if you ever try to move major money into your checking acct at US Bank. They made $150 bucks off my retirement funds, deceitfully...that's a scam! Cheap, deceitful little town, can't move major money, even though it's legitimately yours to move. I'm so angry and outraged at what they've done with this entire process. IF, I didn't have plans for these investment funds already, I would start litigation with US Bank for their deceptive banking procedures, just for the principle of it all.
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Reviewed By Shanshan Apr 28, 2016
Branch manager belittled me
Derek "helped" me today when I called about some over draft charges and belittled me. He kept repeating "this is not a bank error" when I tried to speak. He acted as though he needed to win against a woman by talking louder and making me repeat myself as I was emotional about being charged hundreds of dollars due to them "helping" me move funds to savings to save for my baby on the way...another reason I am very emotional right now.
This instead depleted my baby fund by over $300 and Derek keep me on hold for ten minutes while he "checked it out" then repeated his catch phrase "it's not a bank error. Can't help you"
Customer service used to mean something at US Bank and it's sad that a point of contact person can ruin your image of a company because they are so rude when you ask for help.
My husband and I are transferring all of our savings, checking and business account to another local banks so we will never be treated so poorly again.Is this review helpful? -
Reviewed By AnneJohn3 Dec 30, 2015
ALMOST IMPOSSIBLE TO GET ONLINE ACCESS
Recently circumstances have necessitated that I use my US Bank Checking account, an account which I haven't really used in a decade. Now I remember why.
It was so long ago the account was never online and I definitely don't have a bank card. I don't need a bank card; all I need is online access. HOWEVER, In order to get online access a bank card is required. OK.
SO:
- First, I have to wait a week to get the card in the mail.
- Then, in order to activate the card it says a pin (which I don't have yet) is required. So I called the number and after ten plus minutes the person I (finally) reached activates my card without the "required" pin.
- BUT a pin is still required for online access. So, I still have to wait a few more days for my PIN.
- My PIN finally arrives and I set it aside because I don't have time to get to it till later.
- Now I can't seem to find the letter (think hubby may have shredded it) and I have to WAIT FOR ANOTHER to be sent. THERE IS NO WAY THEY WILL JUST HELP YOU OVER THE PHONE.I've never encountered this with any other institution. Not one of my three other bank accounts. Not any of my savings or retirement accounts. THEY DEFINITELY DON'T SEEM TO WANT MY BUSINESS. STAY AWAY IF YOU CAN.
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Reviewed By BigBanksSuck Jan 30, 2017
Worst Bank Ever (I Would Give Zero Stars If I Could)
They don't just have hidden fees, they flat out lie about them. I had problems from the very beginning; first I was told the only overdraft protection I could get was by opening one of their credit cards. I couldn't activate my credit card when I first received it, because their ATM wasn't working. Then I received 8 overdraft fees in the first month, because, "We hold all deposits for 30 days on new accounts, sorry no one informed you of that." Why wasn't it protected by my credit card, oh right, you didn't activate your credit card within 10 days of opening the account. I finally left them when the began charging me monthly fees on my FREE checking account. I had while there opened a Certificate Deposit, and was told, if I withdraw early, I forfeit any interest, (which I understand is common) so I left the CD, for the time, but needed it when this summer when buying my house. When closing the CD I said, "I know I have to forfeit my interest. She said, "Yes, that's correct." Imagine my surprise when she brought me a check for 200.00 less then my original deposit. Apparently you don't only forfeit interest, but some of your own money as well, and it does not go down no matter how close you are to your maturation date. I was livid, but am writing this review now, because I just received a 1099-INT for the INTEREST THEY SAID I FORFEITED! Seriously, how can you call it my income, when you not only kept it, but I lost money for having that account with you. I will not be claiming that as income, and will litigate if needed. And if any of that (or all the other countless negative reviews I'm seeing) isn't enough, know they are funding the Dakota Access Pipeline.
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Reviewed By Mrs+Magerl Apr 25, 2014
Rolling over a CD
The CD had been in the bank for 5 years and was 1 week past the automatic renewal time. When my husband requested the rollover, they charged us 3 percent or $215.68 to rollover to a CD paying more. This is more than the CD would made in a year. Plus they charged a $55.00 administrative fee. This administrative fee cannot be found in their guidelines.
They were not customer service oriented. The first representative said he would take care of it. But he did nothing. It had to be requested several times. We had to have Edward Jones send them a letter and still they stalled. It took them a month to handle the rollover request.
JVMagerl
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Reviewed By Dina1970 Apr 18, 2018
destroyed my credit
Complaint Letter -
Dear Sir,
I have to bring to your notice absolute lack of service in your bank.
On 4/01/2018 I reached out to you guys about applying for a home loan and specified that I only had an ITIN number which is not a social security number. Right after I was contacted by one of yours loan officer Brett Fielder NMLS# 893534, who took all my information and pre-approved me for a loan. Mr. Fielder put all my hopes up and little did I knew he had no knowledge of his job. I took the pre-approval letter to my banker and she clarified me that the pre-approval and pre-qualified are totally different things. Because he did not gave me a pre-approval letter, he only gave me a pre-qualified letter. My banker called Mr. Fielder just to confirm with him I was qualified for a mortgage since I dont have my social security, and also to find out about the mistake on the pre-approval letter. He lied on the phone that he knew I didnt had a social security, and also that he mistakenly sended me the wrong letter, but I was already able to hunt for a house because I was already PRE-APPROVED!!!!!. Feel hours later I got a called from someone at U.S BANK saying that I cant not take a loan with the bank. Unfortunately ,Mr. Fielder without any knowledge ruined my credit score, and now I will have to wait months before my credit score goes up again for a mistake that you guys made.
Kindly inform your lenders about the difference of a social security number and an ITIN number before ruining their credit score.
Thank you,
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Reviewed By reginey Aug 16, 2017
Don't get teased by their HELOC promotion or any other loan promotion
US Bank has no intention to lend any money. They are just to tease you as they are so disorganized and chaotic that they don't know where your files or documents are /were/will be and therefore you will never get your loan. You are just wasting your time like I did for the last 8 weeks for a lousy HELOC!
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Reviewed By treehouse Feb 2, 2017
Worst bank I've ever dealt with
I have a misfortune of having a home mortgage and an RV loan with US Bank. They charge a fee for you to make a payment online which is ridiculous considering I'm doing all their work for them. All they have to do is take money. And on the RV loan I will try to make a principle payment on the loan and they never apply it to principle. They will apply it to a future payment which messes up my monthly payment budget I have set up. I recommend this bank to no one.
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Reviewed By jodeanchalmers Mar 14, 2019
Credit Card Unfairness
I have always recommended US Bank. Tellers are always friendly and it has been a good experience. Recently very unhappy with them. I have a personal credit card that I have always paid on time and always more then what is owed. They sent me a letter that they were raising my interest rate because of review of my account. I have 3 business accounts with them as well as a personal checking and credit card and a overdraft account of which I owe nothing. Today I paid off the 750.00 I owed on my 3000.00 credit limit credit card. I will not use this card again. The want to raise my interest rate when 2 other of my credit cards for different banks are giving me interest free for 22 months. REALLY? I will be closing all accounts once I get my direct deposits changed. 20+ years a customer. I am DONE!
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Reviewed By ethics101 Aug 9, 2018
The Most Unethical
USBANK is an absolute shame. From my personal experience, it is the most unethical banking institution. I have reported them to the Consumer Financial Protection Bureau.
They have been taking advantage of me through unscrupulous loan and credit. I have been trying to lower my interest rate to be afford the payments, they have refused to help with anything, despite the great promises they made at sign-up. They are crooks; I would stay away from them.Lawrence, KS
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Reviewed By dimitri May 7, 2018
Worst bank on EARTH
This is 100% the worst bank i ever dealt with, opened a checking account and wanted to deposit a check NOPE 200 daily deposit limit??? WHAT!!! That is a joke right so i cant deposit checks over 200? Nope i can mail them or need to come into a branch WHAT!!!!!! REALLY!!!!! Then the next day i get a TU alert that they HARD pulled my report for a checking account.... no where did they disclaim anything about that!!! And the credits cards? Even WORSE with a 760 fico i get a 500$ limit card.... SERIOUSLY??? they pull you in with the stupid 150$ cash back for spending 500 offer I SOOOO regret doing any business with them it is literally the worst bank customer service is horrible and the way they treat people is disgusting... for as long as i live i will tell everyone how horrible this bank is and to stay far away i am literally just waiting for banking to come up in any conversation so i can spread the word.
-Dimitri Andreenko 5/7/2018Is this review helpful?
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Reviewed By MScorpio Sep 12, 2017
Devastating Experience
Utterly Wretched and Horrible!!
The is by far the most perfect example of allowing unqualified, unethical, and purely biased employees to hold positions of which they have NO comprehension.
I assure every reader that this is not an unjustified rant. It is an eye opening experience that everyone interested in this branch location should be aware of. I have 7 years management and 10 years customer service experience with an acute understanding of ethical business practices.
Initially, I had recommended US Bank to my wife because I had only positive experiences with the company in the past - in another state. Other locations have been pleasant and professional to deal with.
However, there is a senior employee - forgoing a name, I will say it is a female with long black hair - that had demonstrated the highest degree of negligible customer service my wife and I had ever the displeasure of experiencing.
My wife was in tears from the discrimination and disrespect she suffered - caused by this woman. Yelling, refusing to cash a company check, insulting, belittling, and intimidation tactics... This in No Way is the mission statement of the company nor is it a acceptable interaction between a representative and customer.
The incident was brought to the attention of US Bank's regional Security Department and a decision was made - by them - to close my wife's account.
All attempts to reason with the Security Department against the mistreatment and final decision were pointless. There was no regard to the victimization of my wife, and no mention of the associate's actions. They are pro-company and 100% biased...
Please make certain a similar incident does not happen to yourself or someone you care for..
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Reviewed By Kayla B. Oct 7, 2013
Awful
I left Old National after banking there for years because my work was banking through US Bank, and I loved the customer service I would receive when making work transactions. My first bad experience didn't happen until about a year in, up until then, I thought US bank was the best bank I could imagine having. I had never over drafted any checking account of mine, but mistakes are too be made. One day after getting an overdraft notice, I go to the bank to investigate. The bank apologizes and says their fault, refunds the fee. The next day when checking my account, everything is fine, and I go to make a deposit. After depositing my money, three more fees have been added to my checking account that "must have happened when the other one sent my checking account into the negative." Considering that US Bank claimed fault for the first one and said it was their mistake, it seems silly that I was left with so many fees after their mistake. They told me, "since they already refunded the one, they couldn't do anything about it." I went through three different tellers and got three different answers about the fees. US Bank is out to make your dollar. I just got a letter in the mail about a Class Action Settlement against US Bank illegally obtaining over draft fees.
Long story short- do not bank with US Bank!
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Reviewed By janet h. Aug 8, 2012
Most Horrible Experience Ever. These People Try To Take Any Money They Can, Hold As Much As They Can For As Long As They Can.
Any time my account is low, they take fees for anything they can pull out of their hats until you are overdrawn. Most recent experience, 8/3 deposited $2,500 for purpose of paying bills and did not have access to the funds for 4 days; before i had access to most of the funds ($200 allowed), on the 3rd day, i needed money, so i deposited another check, thinking i would have access to at least $200 more, but i could not squeeze a dime out of them, though i told them i am out of gas, have my elderly mother in extreme heat in the car, we had to leave car a mile away and take a taxi home.
The reason given was that they counted that day's deposit in with friday's, so i could only get $200 between the two deposits, which i already had gotten last friday. So i paid my bills on tuesday, believing i would then have access to the two deposits. Wrong again. They decided to put a hold on the 2nd check deposited because they said they had reason to believe the check would be returned to the bank it was written on! It was my mother's check, who has never written a rubber check, i have never deposited a check that did not fund and there was absolutely no reason for them to hold my funds.
Then they changed it to the reason now is because i have had too many nsf's in the past--guess what, it is due to the fees they indiscriminately take and refuse to reverse most of the time, and i put money in to cover it immediately upon finding out it is overdrawn. I now have no money, little gas, have appointments where i need to pay to have my dog seen by vet, no food in the house and they say they are holding the entire check for one week from today, which would total 9 days since my deposit.
Try to find out who to talk to above these incompetents is a secret that they don't let out, saying she is in charge and is as high as it gets. She is high alright, i agree with that--and full of herself as well.
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