B MyBankTracker Rating

Heritage Oaks Bank

About Heritage Oaks Bank

Heritage Oaks Bank opened its office in Paso Robles, CA in 1983, adding branches in San Luis Obispo in 1996, Cambria in 1997, Atascadero in 1999 and Arroyo Grande in 2000. In 2002 the Bank welcomed the staff and clients of Hacienda Bank to its banking family. In 2006, a brand new branch was opened in Templeton and another in San Miguel during 2008, as well as a Santa Barbara Division, Business First Bank with two branches to better serve our clients. With 13 locations on the Central Coast and two in Santa

Heritage Oaks Bank logo

MyBankTracker rated based on the following criteria that includes real customer reviews and bank fees, among others. Our bank report card is a proprietary rating system that highlights the financial health and stability of the bank. See how it’s rated.

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  • Type Fee National Average
  • Monthly Inactivity N/A
  • Non-Sufficient Fund (Overdraft) N/A 0
  • Stop Payment item N/A 0
  • Return Deposit N/A 0
  • Domestic Wire Transfer (Outbound) N/A 0
  • Domestic Wire Transfer (Inbound) N/A 0
  • Non-Bank ATM N/A